X Financial Stock

X Financial Rule of 40

The Rule of 40 of X Financial (XYF) as of Aug 22, 2026 is 80.79 %. In the previous year, Rule of 40 was 65.00 % — a change of 24.31% (higher).

Rule of 40

80.79 %

YoY

24.31%

Last updated:

Rule of 40 of X Financial is 2026 80.79 % . Rule of 40 of X Financial was 2025 65.00 % . It decreases by 24.31% higher compared to the previous year.

The X Financial Rule of 40 history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Rule of 40
Date
Rule of 40
Jan 1, 2017
703.97 CNY
Jan 1, 2018
134.15 CNY
Jan 1, 2019
13.53 CNY
Jan 1, 2020
-50.43 CNY
Jan 1, 2021
101.52 CNY
Jan 1, 2022
28.62 CNY
Jan 1, 2023
65.00 CNY
Jan 1, 2024
80.79 CNY
The X Financial Rule of 40 history
YEARRule of 40YoY
80.79 %+24.31%
65.00 %+127.06%
28.62 %-71.80%
101.52 %-301.30%
-50.43 %-472.69%
13.53 %-89.91%
134.15 %-80.94%
703.97 %—
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Rule of 40 of X Financial is 80.79 % in 2026.

On Eulerpool you can find the complete historical development of Rule of 40 X Financial since 2006 – with annual values, charts, and detailed analysis.

The Rule of 40 states that a company's revenue growth rate plus profit margin should exceed 40%. It is widely used to evaluate SaaS and high-growth companies.

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Quality — X Financial

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