X Financial

X Financial Rule of 40

The Rule of 40 of X Financial (XYF) as of Oct 21, 2026 is 770.04 %. In the previous year, Rule of 40 was 142.18 % — a change of 441.59% (higher).

Rule of 40

770.04 %

YoY

441.59%

Last updated:

Rule of 40 of X Financial is 2025 770.04 % . Rule of 40 of X Financial was 2024 142.18 % . It decreases by 441.59% higher compared to the previous year.

The X Financial Rule of 40 history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Rule of 40
Date
Rule of 40
Jan 1, 2018
166.24 CNY
Jan 1, 2019
10.84 CNY
Jan 1, 2020
2,499.26 CNY
Jan 1, 2021
2,637.14 CNY
Jan 1, 2022
106.17 CNY
Jan 1, 2023
85.88 CNY
Jan 1, 2024
142.18 CNY
Jan 1, 2025
770.04 CNY
The X Financial Rule of 40 history
YEARRule of 40YoY
770.04 %+441.59%
142.18 %+65.56%
85.88 %-19.11%
106.17 %-95.97%
2,637.14 %+5.52%
2,499.26 %+22,959.17%
10.84 %-93.48%
166.24 %-93.87%
2,709.91 %—

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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Rule of 40 of X Financial is 770.04 % in 2025.

On Eulerpool you can find the complete historical development of Rule of 40 X Financial since 2006 – with annual values, charts, and detailed analysis.

The Rule of 40 states that a company's revenue growth rate plus profit margin should exceed 40%. It is widely used to evaluate SaaS and high-growth companies.

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