X Financial

X Financial Dividend

The Dividend of X Financial (XYF) as of Oct 15, 2026 is 3.55 CNY. In the previous year, Dividend was 2.28 CNY — a change of 55.88% (higher).

Dividend

3.55CNY

YoY

55.88%

Dividend yield

10.93 %

Last updated:

How much dividend does X Financial 2026 pay?

According to the latest status from October 2026, X Financial paid a total of 3.55 CNY per share in dividends within the last 12 months. With the current X Financial price of 4.85 CNY, this corresponds to a dividend yield of 1.56 %. A dividend is paid times per year.

X Financial currently offers a dividend yield of about 10.93%. The payout ratio is around 0% of earnings. The dividend has grown at 9.9% per year over the past 6 years.

Historical X Financial Dividends

A dividend is paid times per year. Last year, the payout months were July and October.

Historical X Financial Dividends
PaydateDividend
1.88CNY
1.91CNY
0.28CNY
0.25CNY
0.17CNY
0.17CNY
0.17CNY
0.30CNY

The X Financial Dividend history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Date
Dividend
Jan 1, 2022
0.00 CNY
Jan 1, 2023
1.14 CNY
Jan 1, 2024
2.28 CNY
Jan 1, 2025
3.55 CNY
Jan 1, 2026 (e)
3.79 CNY
Jan 1, 2027 (e)
4.55 CNY
Jan 1, 2028 (e)
5.46 CNY
Jan 1, 2029 (e)
6.55 CNY
The X Financial Dividend history
YEARDividendYoY
est6.55CNY+20.00%
est5.46CNY+20.00%
est4.55CNY+20.00%
est3.79CNY+6.77%
3.55CNY+55.88%
2.28CNY+100.00%
1.14CNY—
0.00CNY—
0.00CNY—
0.00CNY-100.00%
2.01CNY—
0.00CNY—
0.00CNY—
0.00CNY—

X Financial dividend history and estimates

In 2025, X Financial paid a dividend amounting to 0.53 CNY. Dividend means that X Financial distributes a portion of its profits to its owners.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2019
0.30 CNY
0.00 CNY
0.00 CNY
Jan 1, 2023 (e)
0.17 CNY
0.00 CNY
0.00 CNY
Jan 1, 2024
0.34 CNY
0.00 CNY
0.00 CNY
Jan 1, 2025
0.53 CNY
0.00 CNY
0.00 CNY
Jan 1, 2026
3.79 CNY
0.00 CNY
0.00 CNY
Jan 1, 2027 (e)
0.00 CNY
4.55 CNY
0.00 CNY
Jan 1, 2028 (e)
0.00 CNY
5.46 CNY
0.00 CNY

Is the X Financial Dividend Safe?

X Financial has been increasing the dividend for 2 years.

Analysts expect a Dividend Increase of 167.41% for the current fiscal year.

X Financial dividend payout ratio

In 2025, X Financial had a payout ratio of 0.25%. The payout ratio indicates the percentage of the company's profits that X Financial distributes as dividends.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
12.70 %
Jan 1, 2022
12.70 %
Jan 1, 2023
0.79 %
Jan 1, 2024
37.07 %
Jan 1, 2025
0.25 %
Jan 1, 2026 (e)
22.32 %
Jan 1, 2027 (e)
31.09 %
Jan 1, 2028 (e)
66.46 %

Dividend Details

Understanding X Financial's Dividend Distributions

X Financial’s dividends are a portion of the company’s profits distributed to shareholders. It is a critical indicator of the company’s financial health and attractiveness to investors. Dividends provide investors with a steady income stream, in addition to any profits that may come from selling the stock at a higher price than the purchase price.

Year-to-Year Comparison

Examining X Financial's dividend distributions over the years can highlight the company’s profitability and stability. A consistent or increasing dividend payout can indicate a financially healthy company with predictable earnings, while fluctuations or reductions in dividends can suggest underlying financial or operational challenges.

Impact on Investments

X Financial's dividend payments are an essential factor for income-focused investors. A robust dividend payout can enhance the stock’s appeal, offering regular income in addition to potential capital gains. It also can indicate the company's confidence in its future earnings, making it a significant consideration in investment decisions.

Interpreting Dividend Fluctuations

Changes in X Financial’s dividends can result from shifts in the company’s earnings, financial policies, or reinvestment strategies. An increase in dividends often signals financial stability, while a decrease may indicate a need to conserve cash or reinvest profits to fuel growth, each scenario having different implications for investors.

X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Over the past 12 months, X Financial paid a dividend of 0.53 CNY . This corresponds to a dividend yield of about 10.93 %. For the coming 12 months, X Financial is expected to pay a dividend of 4.55 CNY.

The current dividend yield of X Financial is 10.93 %.

X Financial pays a dividend, distributed in the months of June, September, April.

X Financial paid dividends every year for the past 3 years.

For the upcoming 12 months, dividends amounting to 4.55 CNY are expected. This corresponds to a dividend yield of 13.42 %.

X Financial is assigned to the 'Finance' sector.

In the year 2025, X Financial distributed 0.53 CNY as dividends.

The dividends of X Financial are distributed in CNY.

Dividend calendar 2026
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