X Financial Stock

X Financial OCF/Debt

The Operating Cash Flow to Debt Ratio of X Financial (XYF) as of Aug 22, 2026 is 56.40 %. In the previous year, Operating Cash Flow to Debt Ratio was 18.99 % — a change of 197.03% (higher).

OCF/Debt

56.40 %

YoY

197.03%

Last updated:

Operating Cash Flow to Debt Ratio of X Financial is 2026 56.40 % . Operating Cash Flow to Debt Ratio of X Financial was 2025 18.99 % . It decreases by 197.03% higher compared to the previous year.

The X Financial OCF/Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

OCF/Debt
Date
OCF/Debt
Jan 1, 2017
-101.97 CNY
Jan 1, 2018
2.38 CNY
Jan 1, 2019
878.48 CNY
Jan 1, 2020
-36.97 CNY
Jan 1, 2021
26.07 CNY
Jan 1, 2022
11.76 CNY
Jan 1, 2023
18.99 CNY
Jan 1, 2024
56.40 CNY
The X Financial OCF/Debt history
YEAROCF/DebtYoY
56.40 %+197.03%
18.99 %+61.51%
11.76 %-54.91%
26.07 %-170.52%
-36.97 %-104.21%
878.48 %+36,764.67%
2.38 %-102.34%
-101.97 %-456.61%
28.59 %
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Operating Cash Flow to Debt Ratio of X Financial is 56.40 % in 2026.

Operating Cash Flow to Debt Ratio of X Financial changed from 18.99 % to 56.40 %, representing a 197.03% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Operating Cash Flow to Debt Ratio X Financial since 2006 – with annual values, charts, and detailed analysis.

OCF/Debt measures what percentage of total debt can be covered by annual operating cash flow. Higher ratios indicate stronger debt repayment capacity.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Operating Cash Flow to Debt Ratio's X Financial with sector peers and the industry average to assess whether it is attractive.

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Leverage — X Financial

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