X Financial

X Financial OCF Margin

The Operating Cash Flow Margin of X Financial (XYF) as of Oct 8, 2026 is 2.95 %. In the previous year, Operating Cash Flow Margin was 25.94 % — a change of -88.65% (lower).

OCF Margin

2.95 %

YoY

-88.65%

Last updated:

Operating Cash Flow Margin of X Financial is 2025 2.95 % . Operating Cash Flow Margin of X Financial was 2024 25.94 % . It decreases by -88.65% lower compared to the previous year.

The X Financial OCF Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

OCF Margin
Date
OCF Margin
Jan 1, 2018
0.25 CNY
Jan 1, 2019
46.97 CNY
Jan 1, 2020
1,104.43 CNY
Jan 1, 2021
29.71 CNY
Jan 1, 2022
13.89 CNY
Jan 1, 2023
24.84 CNY
Jan 1, 2024
25.94 CNY
Jan 1, 2025
2.95 CNY
The X Financial OCF Margin history
YEAROCF MarginYoY
2.95 %-88.65%
25.94 %+4.44%
24.84 %+78.84%
13.89 %-53.24%
29.71 %-97.31%
1,104.43 %+2,251.10%
46.97 %+18,941.13%
0.25 %-100.40%
-61.31 %-70.91%
-210.80 %—
Access this data via the Eulerpool API

X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Operating Cash Flow Margin of X Financial is 2.95 % in 2025.

Operating Cash Flow Margin of X Financial changed from 25.94 % to 2.95 %, representing a -88.65% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Operating Cash Flow Margin X Financial since 2006 – with annual values, charts, and detailed analysis.

OCF margin measures the percentage of revenue converted into operating cash flow. It indicates cash generation efficiency from core business operations.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Operating Cash Flow Margin's X Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate Operating Cash Flow Margin's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Operating Cash Flow Margin.

Access this data via the Eulerpool API

Margins — X Financial

All Key Metrics — X Financial