X Financial Stock

X Financial Debt/EBITDA

The Total Debt to EBITDA Ratio of X Financial (XYF) as of Aug 13, 2026 is 0.78. In the previous year, Total Debt to EBITDA Ratio was 2.98 — a change of -73.79% (lower).

Debt/EBITDA

0.78

YoY

-73.79%

Last updated:

Total Debt to EBITDA Ratio of X Financial is 2026 0.78 . Total Debt to EBITDA Ratio of X Financial was 2025 2.98 . It decreases by -73.79% lower compared to the previous year.
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Total Debt to EBITDA Ratio of X Financial is 0.78 in 2026.

Total Debt to EBITDA Ratio of X Financial changed from 2.98 to 0.78, representing a -73.79% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Total Debt to EBITDA Ratio X Financial since 2006 – with annual values, charts, and detailed analysis.

Debt/EBITDA measures total debt relative to earnings before interest, taxes, depreciation, and amortization. It indicates the years needed to repay all debt from EBITDA.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Total Debt to EBITDA Ratio's X Financial with sector peers and the industry average to assess whether it is attractive.

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Leverage — X Financial

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