X Financial Stock

X Financial Net Debt

The Net Debt of X Financial (XYF) as of Aug 11, 2026 is 1.72 B CNY. In the previous year, Net Debt was 3.09 B CNY — a change of -44.52% (lower).

Net Debt

1.72 BCNY

YoY

-44.52%

Last updated:

Net Debt of X Financial is 2026 1.72 B CNY. Net Debt of X Financial was 2025 3.09 B CNY. It decreases by -44.52% lower compared to the previous year.
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Net Debt of X Financial is 1.72 B CNY in 2026.

Net Debt of X Financial changed from 3.09 B CNY to 1.72 B CNY, representing a -44.52% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Net Debt X Financial since 2006 – with annual values, charts, and detailed analysis.

Net debt is total debt minus cash and cash equivalents. It shows the actual debt burden after accounting for available liquid resources.

Net Debt's CNY is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Net Debt's X Financial historically and in real time.

Access this data via the Eulerpool API

Balance Sheet — X Financial

All Key Metrics — X Financial