X Financial Stock

X Financial Net Debt / EBITDA

The Net Debt to EBITDA of X Financial (XYF) as of Aug 23, 2026 is 0.50. In the previous year, Net Debt to EBITDA was 2.15 — a change of -76.91% (lower).

Net Debt / EBITDA

0.50

YoY

-76.91%

Last updated:

Net Debt to EBITDA of X Financial is 2026 0.50 . Net Debt to EBITDA of X Financial was 2025 2.15 . It decreases by -76.91% lower compared to the previous year.

The X Financial Net Debt / EBITDA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Debt / EBITDA
Date
Net Debt / EBITDA
Jan 1, 2017
-0.14 CNY
Jan 1, 2018
-0.66 CNY
Jan 1, 2019
-1.15 CNY
Jan 1, 2020
-2.32 CNY
Jan 1, 2021
0.87 CNY
Jan 1, 2022
1.98 CNY
Jan 1, 2023
2.15 CNY
Jan 1, 2024
0.50 CNY
The X Financial Net Debt / EBITDA history
YEARNet Debt / EBITDAYoY
0.50-76.91%
2.15+8.65%
1.98+128.05%
0.87-137.43%
-2.32+101.01%
-1.15+74.20%
-0.66+389.24%
-0.14-108.59%
1.58
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Net Debt to EBITDA of X Financial is 0.50 in 2026.

Net Debt to EBITDA of X Financial changed from 2.15 to 0.50, representing a -76.91% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Net Debt to EBITDA X Financial since 2006 – with annual values, charts, and detailed analysis.

Net Debt/EBITDA measures how many years it would take to repay all debt using EBITDA. Lower ratios indicate stronger debt repayment capacity.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Debt to EBITDA's X Financial with sector peers and the industry average to assess whether it is attractive.

Access this data via the Eulerpool API

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