X Financial

X Financial Capital Intensity

The Capital Intensity Ratio of X Financial (XYF) as of Nov 3, 2026 is 197.35 %. In the previous year, Capital Intensity Ratio was 201.29 % — a change of -1.96% (lower).

Capital Intensity

197.35 %

YoY

-1.96%

Last updated:

Capital Intensity Ratio of X Financial is 2025 197.35 % . Capital Intensity Ratio of X Financial was 2024 201.29 % . It decreases by -1.96% lower compared to the previous year.

The X Financial Capital Intensity history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Capital Intensity
Date
Capital Intensity
Jan 1, 2018
213.66 CNY
Jan 1, 2019
649.17 CNY
Jan 1, 2020
-12,247.36 CNY
Jan 1, 2021
485.65 CNY
Jan 1, 2022
380.41 CNY
Jan 1, 2023
355.47 CNY
Jan 1, 2024
201.29 CNY
Jan 1, 2025
197.35 CNY
The X Financial Capital Intensity history
YEARCapital IntensityYoY
197.35 %-1.96%
201.29 %-43.37%
355.47 %-6.55%
380.41 %-21.67%
485.65 %-103.97%
-12,247.36 %-1,986.60%
649.17 %+203.84%
213.66 %-44.85%
387.38 %-109.03%
-4,290.74 %—

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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Capital Intensity Ratio of X Financial is 197.35 % in 2025.

Capital Intensity Ratio of X Financial changed from 201.29 % to 197.35 %, representing a -1.96% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Capital Intensity Ratio X Financial since 2006 – with annual values, charts, and detailed analysis.

Capital intensity measures the amount of assets needed to generate each unit of revenue. Lower ratios indicate asset-light business models.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Capital Intensity Ratio's X Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate Capital Intensity Ratio's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Capital Intensity Ratio.

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Profitability — X Financial

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