X Financial

X Financial P/CF

The P/CF (Price-to-Cash-Flow Ratio) of X Financial (XYF) as of Oct 9, 2026 is 0.98. In the previous year, P/CF (Price-to-Cash-Flow Ratio) was 0.94 — a change of 3.81% (higher).

P/CF

0.98

YoY

3.81%

Last updated:

P/CF (Price-to-Cash-Flow Ratio) of X Financial is 2025 0.98 . P/CF (Price-to-Cash-Flow Ratio) of X Financial was 2024 0.94 . It decreases by 3.81% higher compared to the previous year.

The X Financial P/CF history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

P/CF
Date
P/CF
Jan 1, 2018
268.75 CNY
Jan 1, 2019
2.40 CNY
Jan 1, 2020
-2.12 CNY
Jan 1, 2021
3.20 CNY
Jan 1, 2022
4.46 CNY
Jan 1, 2023
1.77 CNY
Jan 1, 2024
0.94 CNY
Jan 1, 2025
0.98 CNY
The X Financial P/CF history
YEARP/CFYoY
0.98+3.81%
0.94-46.56%
1.77-60.36%
4.46+39.19%
3.20-251.22%
-2.12-188.42%
2.40-99.11%
268.75-11,592.53%
-2.34-113.42%
17.43—
Access this data via the Eulerpool API
Get Free API Key

X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

P/CF (Price-to-Cash-Flow Ratio) of X Financial is 0.98 in 2025.

P/CF (Price-to-Cash-Flow Ratio) of X Financial changed from 0.94 to 0.98, representing a 3.81% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of P/CF (Price-to-Cash-Flow Ratio) X Financial since 2006 – with annual values, charts, and detailed analysis.

The Price-to-Cash-Flow ratio measures the stock price relative to operating cash flow per share. Unlike P/E, it is harder to manipulate as cash flow is less subject to accounting adjustments.

P/CF = Stock Price / Operating Cash Flow per Share

To evaluate P/CF (Price-to-Cash-Flow Ratio)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for P/CF (Price-to-Cash-Flow Ratio).

A 'good' varies by industry and company stage. On Eulerpool, you can compare P/CF (Price-to-Cash-Flow Ratio)'s X Financial with sector peers and the industry average to assess whether it is attractive.

Access this data via the Eulerpool API
Get Free API Key

Valuation — X Financial

P/EP/SEV/EBITP/BP/CFP/FCFPEGEV/RevenueEV/EBITDAEV/FCFEarnings YieldFCF YieldMarket capitalizationEnterprise ValueForward P/EP/TBVShareholder YieldBuyback YieldDiv.-Adj. PEGEV/OCF

All Key Metrics — X Financial