X Financial

X Financial ROIC

The Return on Invested Capital (ROIC) of X Financial (XYF) as of Oct 13, 2026 is 15.82 %. In the previous year, Return on Invested Capital (ROIC) was 21.11 % — a change of -25.06% (lower).

ROIC

15.82 %

YoY

-25.06%

Last updated:

Return on Invested Capital (ROIC) of X Financial is 2025 15.82 % . Return on Invested Capital (ROIC) of X Financial was 2024 21.11 % . It decreases by -25.06% lower compared to the previous year.

The X Financial ROIC history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROIC
Date
ROIC
Jan 1, 2018
23.60 CNY
Jan 1, 2019
17.46 CNY
Jan 1, 2020
-26.63 CNY
Jan 1, 2021
14.66 CNY
Jan 1, 2022
16.79 CNY
Jan 1, 2023
18.47 CNY
Jan 1, 2024
21.11 CNY
Jan 1, 2025
15.82 CNY
The X Financial ROIC history
YEARROICYoY
15.82 %-25.06%
21.11 %+14.29%
18.47 %+9.98%
16.79 %+14.57%
14.66 %-155.04%
-26.63 %-252.56%
17.46 %-26.02%
23.60 %+64.05%
14.38 %-157.64%
-24.96 %—
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Return on Invested Capital (ROIC) of X Financial is 15.82 % in 2025.

Return on Invested Capital (ROIC) of X Financial changed from 21.11 % to 15.82 %, representing a -25.06% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Invested Capital (ROIC) X Financial since 2006 – with annual values, charts, and detailed analysis.

ROIC measures how effectively a company uses its invested capital to generate profits. A ROIC above the cost of capital creates shareholder value.

ROIC = NOPAT / Invested Capital

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Invested Capital (ROIC)'s X Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Invested Capital (ROIC)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Invested Capital (ROIC).

Access this data via the Eulerpool API

Profitability — X Financial

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