X Financial

X Financial Financial Leverage

The Financial Leverage (Equity Multiplier) of X Financial (XYF) as of Oct 10, 2026 is 1.87. In the previous year, Financial Leverage (Equity Multiplier) was 1.70 — a change of 10.09% (higher).

Financial Leverage

1.87

YoY

10.09%

Last updated:

Financial Leverage (Equity Multiplier) of X Financial is 2025 1.87 . Financial Leverage (Equity Multiplier) of X Financial was 2024 1.70 . It decreases by 10.09% higher compared to the previous year.

The X Financial Financial Leverage history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Financial Leverage
Date
Financial Leverage
Jan 1, 2018
1.32 CNY
Jan 1, 2019
1.90 CNY
Jan 1, 2020
2.45 CNY
Jan 1, 2021
1.85 CNY
Jan 1, 2022
1.86 CNY
Jan 1, 2023
1.99 CNY
Jan 1, 2024
1.70 CNY
Jan 1, 2025
1.87 CNY
The X Financial Financial Leverage history
YEARFinancial LeverageYoY
1.87+10.09%
1.70-14.69%
1.99+7.16%
1.86+0.70%
1.85-24.60%
2.45+28.85%
1.90+44.19%
1.32-40.25%
2.21-51.10%
4.51—
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Financial Leverage (Equity Multiplier) of X Financial is 1.87 in 2025.

Financial Leverage (Equity Multiplier) of X Financial changed from 1.70 to 1.87, representing a 10.09% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Financial Leverage (Equity Multiplier) X Financial since 2006 – with annual values, charts, and detailed analysis.

Financial leverage, also known as the equity multiplier, measures total assets relative to equity. Higher leverage amplifies both returns and risks.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Financial Leverage (Equity Multiplier)'s X Financial with sector peers and the industry average to assess whether it is attractive.

Access this data via the Eulerpool API

Leverage — X Financial

All Key Metrics — X Financial