X Financial Stock

X Financial P/B

The P/B (Price-to-Book Ratio) of X Financial (XYF) as of Aug 11, 2026 is 0.21. In the previous year, P/B (Price-to-Book Ratio) was 0.25 — a change of -15.91% (lower).

P/B

0.21

YoY

-15.91%

Last updated:

P/B (Price-to-Book Ratio) of X Financial is 2026 0.21 . P/B (Price-to-Book Ratio) of X Financial was 2025 0.25 . It decreases by -15.91% lower compared to the previous year.
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

P/B (Price-to-Book Ratio) of X Financial is 0.21 in 2026.

P/B (Price-to-Book Ratio) of X Financial changed from 0.25 to 0.21, representing a -15.91% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of P/B (Price-to-Book Ratio) X Financial since 2006 – with annual values, charts, and detailed analysis.

The Price-to-Book ratio compares a company's market price to its book value. A low P/B may indicate an undervalued stock, while a high P/B could suggest overvaluation or strong growth expectations.

P/B = Stock Price / Book Value per Share

To evaluate P/B (Price-to-Book Ratio)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for P/B (Price-to-Book Ratio).

A 'good' varies by industry and company stage. On Eulerpool, you can compare P/B (Price-to-Book Ratio)'s X Financial with sector peers and the industry average to assess whether it is attractive.

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Valuation — X Financial

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