X Financial Stock

X Financial Interest Coverage

The Interest Coverage Ratio of X Financial (XYF) as of Aug 3, 2026 is 427.68. In the previous year, Interest Coverage Ratio was 118.06 — a change of 262.27% (higher).

Interest Coverage

427.68

YoY

262.27%

Last updated:

Interest Coverage Ratio of X Financial is 2026 427.68 . Interest Coverage Ratio of X Financial was 2025 118.06 . It decreases by 262.27% higher compared to the previous year.
Access this data via the Eulerpool API

X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Interest Coverage Ratio of X Financial is 427.68 in 2026.

Interest Coverage Ratio of X Financial changed from 118.06 to 427.68, representing a 262.27% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Interest Coverage Ratio X Financial since 2006 – with annual values, charts, and detailed analysis.

The Interest Coverage ratio measures a company's ability to pay interest on its debt. Higher ratios indicate greater financial strength and lower default risk.

Interest Coverage = EBIT / Interest Expense

A 'good' varies by industry and company stage. On Eulerpool, you can compare Interest Coverage Ratio's X Financial with sector peers and the industry average to assess whether it is attractive.

Access this data via the Eulerpool API

Leverage — X Financial

All Key Metrics — X Financial