X Financial

X Financial Interest Coverage

The Interest Coverage Ratio of X Financial (XYF) as of Oct 8, 2026 is 458.02. In the previous year, Interest Coverage Ratio was 120.59 — a change of 279.80% (higher).

Interest Coverage

458.02

YoY

279.80%

Last updated:

Interest Coverage Ratio of X Financial is 2024 458.02 . Interest Coverage Ratio of X Financial was 2023 120.59 . It decreases by 279.80% higher compared to the previous year.

The X Financial Interest Coverage history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Interest Coverage
Date
Interest Coverage
Jan 1, 2017
19.37 CNY
Jan 1, 2018
5.88 CNY
Jan 1, 2019
4.09 CNY
Jan 1, 2020
-8.71 CNY
Jan 1, 2021
7.80 CNY
Jan 1, 2022
8.96 CNY
Jan 1, 2023
120.59 CNY
Jan 1, 2024
458.02 CNY
The X Financial Interest Coverage history
YEARInterest CoverageYoY
458.02+279.80%
120.59+1,246.20%
8.96+14.91%
7.80-189.53%
-8.71-312.74%
4.09-30.44%
5.88-69.62%
19.37-154.22%
-35.73—
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Interest Coverage Ratio of X Financial is 458.02 in 2024.

Interest Coverage Ratio of X Financial changed from 120.59 to 458.02, representing a 279.80% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Interest Coverage Ratio X Financial since 2006 – with annual values, charts, and detailed analysis.

The Interest Coverage ratio measures a company's ability to pay interest on its debt. Higher ratios indicate greater financial strength and lower default risk.

Interest Coverage = EBIT / Interest Expense

A 'good' varies by industry and company stage. On Eulerpool, you can compare Interest Coverage Ratio's X Financial with sector peers and the industry average to assess whether it is attractive.

Access this data via the Eulerpool API

Leverage — X Financial

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