X Financial

X Financial EBITDA

The EBITDA (Earnings Before Interest, Taxes, Depreciation & Amortization) of X Financial (XYF) as of Oct 8, 2026 is 10.68 B CNY. In the previous year, EBITDA (Earnings Before Interest, Taxes, Depreciation & Amortization) was 3.70 B CNY — a change of 188.52% (higher).

EBITDA

10.68 BCNY

YoY

188.52%

Last updated:

EBITDA (Earnings Before Interest, Taxes, Depreciation & Amortization) of X Financial is 2025 10.68 B CNY. EBITDA (Earnings Before Interest, Taxes, Depreciation & Amortization) of X Financial was 2024 3.70 B CNY. It decreases by 188.52% higher compared to the previous year.

The X Financial EBITDA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EBITDA
Date
EBITDA
Jan 1, 2018
1.08 B CNY
Jan 1, 2019
663.92 M CNY
Jan 1, 2020
-1.60 B CNY
Jan 1, 2021
1.19 B CNY
Jan 1, 2022
1.22 B CNY
Jan 1, 2023
1.47 B CNY
Jan 1, 2024
3.70 B CNY
Jan 1, 2025
10.68 B CNY
The X Financial EBITDA history
YEAREBITDAYoY
10.68 BCNY+188.52%
3.70 BCNY+151.97%
1.47 BCNY+20.39%
1.22 BCNY+2.44%
1.19 BCNY-174.35%
-1.60 BCNY-341.23%
663.92 MCNY-38.81%
1.08 BCNY+126.70%
478.58 MCNY-425.12%
-147.20 MCNY—
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

EBITDA (Earnings Before Interest, Taxes, Depreciation & Amortization) of X Financial is 10.68 B CNY in 2025.

EBITDA (Earnings Before Interest, Taxes, Depreciation & Amortization) of X Financial changed from 3.70 B CNY to 10.68 B CNY, representing a 188.52% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of EBITDA (Earnings Before Interest, Taxes, Depreciation & Amortization) X Financial since 2006 – with annual values, charts, and detailed analysis.

EBITDA measures operating performance before the impact of financial structure, tax environment, and non-cash depreciation charges.

EBITDA = EBIT + Depreciation & Amortization

EBITDA (Earnings Before Interest, Taxes, Depreciation & Amortization)'s CNY is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track EBITDA (Earnings Before Interest, Taxes, Depreciation & Amortization)'s X Financial historically and in real time.

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Income Statement — X Financial

RevenueGross ProfitEBITEBITDANet IncomeEPSCost of Goods SoldR&D ExpensesSG&A ExpensesOperating ExpensesInterest ExpensePretax IncomeTax ExpenseDepreciation & AmortizationRevenue per ShareEBIT per ShareDiluted EPSEBITDA per ShareOther Income/Expense

All Key Metrics — X Financial