X Financial

X Financial Debt / Assets

The Debt-to-Assets Ratio of X Financial (XYF) as of Oct 27, 2026 is 0.08. In the previous year, Debt-to-Assets Ratio was 0.03 — a change of 176.02% (higher).

Debt / Assets

0.08

YoY

176.02%

Last updated:

Debt-to-Assets Ratio of X Financial is 2025 0.08 . Debt-to-Assets Ratio of X Financial was 2024 0.03 . It decreases by 176.02% higher compared to the previous year.

The X Financial Debt / Assets history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt / Assets
Date
Debt / Assets
Jan 1, 2018
0.05 CNY
Jan 1, 2019
0.01 CNY
Jan 1, 2020
0.24 CNY
Jan 1, 2021
0.23 CNY
Jan 1, 2022
0.01 CNY
Jan 1, 2023
0.05 CNY
Jan 1, 2024
0.03 CNY
Jan 1, 2025
0.08 CNY
The X Financial Debt / Assets history
YEARDebt / AssetsYoY
0.08+176.02%
0.03-41.79%
0.05+437.77%
0.01-95.91%
0.23-7.66%
0.24+2,861.18%
0.01-83.00%
0.05-68.78%
0.16+144.60%
0.06—

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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Debt-to-Assets Ratio of X Financial is 0.08 in 2025.

Debt-to-Assets Ratio of X Financial changed from 0.03 to 0.08, representing a 176.02% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt-to-Assets Ratio X Financial since 2006 – with annual values, charts, and detailed analysis.

The Debt-to-Assets ratio measures what percentage of a company's assets are financed through debt. Higher ratios indicate greater financial risk.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Debt-to-Assets Ratio's X Financial with sector peers and the industry average to assess whether it is attractive.

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Leverage — X Financial

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