X Financial Stock

X Financial P/FCF

The P/FCF (Price-to-Free-Cash-Flow Ratio) of X Financial (XYF) as of Aug 7, 2026 is 0.95. In the previous year, P/FCF (Price-to-Free-Cash-Flow Ratio) was 1.79 — a change of -46.61% (lower).

P/FCF

0.95

YoY

-46.61%

Last updated:

P/FCF (Price-to-Free-Cash-Flow Ratio) of X Financial is 2026 0.95 . P/FCF (Price-to-Free-Cash-Flow Ratio) of X Financial was 2025 1.79 . It decreases by -46.61% lower compared to the previous year.
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

P/FCF (Price-to-Free-Cash-Flow Ratio) of X Financial is 0.95 in 2026.

P/FCF (Price-to-Free-Cash-Flow Ratio) of X Financial changed from 1.79 to 0.95, representing a -46.61% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of P/FCF (Price-to-Free-Cash-Flow Ratio) X Financial since 2006 – with annual values, charts, and detailed analysis.

The Price-to-Free-Cash-Flow ratio measures how much investors pay for each unit of free cash flow. A lower ratio may indicate better value.

P/FCF = Market Capitalization / Free Cash Flow

To evaluate P/FCF (Price-to-Free-Cash-Flow Ratio)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for P/FCF (Price-to-Free-Cash-Flow Ratio).

A 'good' varies by industry and company stage. On Eulerpool, you can compare P/FCF (Price-to-Free-Cash-Flow Ratio)'s X Financial with sector peers and the industry average to assess whether it is attractive.

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Valuation — X Financial

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