X Financial

X Financial Net Debt/Equity

The Net Debt to Equity Ratio of X Financial (XYF) as of Nov 3, 2026 is 0.02. In the previous year, Net Debt to Equity Ratio was -0.37 — a change of -106.17% (higher).

Net Debt/Equity

0.02

YoY

-106.17%

Last updated:

Net Debt to Equity Ratio of X Financial is 2025 0.02 . Net Debt to Equity Ratio of X Financial was 2024 -0.37 . It decreases by -106.17% higher compared to the previous year.

The X Financial Net Debt/Equity history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Debt/Equity
Date
Net Debt/Equity
Jan 1, 2018
-0.24 CNY
Jan 1, 2019
-0.21 CNY
Jan 1, 2020
0.06 CNY
Jan 1, 2021
-0.13 CNY
Jan 1, 2022
-0.48 CNY
Jan 1, 2023
-0.40 CNY
Jan 1, 2024
-0.37 CNY
Jan 1, 2025
0.02 CNY
The X Financial Net Debt/Equity history
YEARNet Debt/EquityYoY
0.02-106.17%
-0.37-5.70%
-0.40-17.68%
-0.48+272.83%
-0.13-324.79%
0.06-126.79%
-0.21-10.58%
-0.24+522.94%
-0.04-96.39%
-1.07—

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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Net Debt to Equity Ratio of X Financial is 0.02 in 2025.

Net Debt to Equity Ratio of X Financial changed from -0.37 to 0.02, representing a -106.17% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Net Debt to Equity Ratio X Financial since 2006 – with annual values, charts, and detailed analysis.

Net Debt/Equity adjusts the debt-to-equity ratio by subtracting cash from total debt. It provides a more accurate picture of actual leverage.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Debt to Equity Ratio's X Financial with sector peers and the industry average to assess whether it is attractive.

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Leverage — X Financial

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