X Financial

X Financial EBIT/Assets

The Operating Income to Assets Ratio (EBIT/Assets) of X Financial (XYF) as of Oct 12, 2026 is 10.86 %. In the previous year, Operating Income to Assets Ratio (EBIT/Assets) was 31.31 % — a change of -65.32% (lower).

EBIT/Assets

10.86 %

YoY

-65.32%

Last updated:

Operating Income to Assets Ratio (EBIT/Assets) of X Financial is 2025 10.86 % . Operating Income to Assets Ratio (EBIT/Assets) of X Financial was 2024 31.31 % . It decreases by -65.32% lower compared to the previous year.

The X Financial EBIT/Assets history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EBIT/Assets
Date
EBIT/Assets
Jan 1, 2018
23.40 CNY
Jan 1, 2019
8.00 CNY
Jan 1, 2020
-21.26 CNY
Jan 1, 2021
16.22 CNY
Jan 1, 2022
13.80 CNY
Jan 1, 2023
12.61 CNY
Jan 1, 2024
31.31 CNY
Jan 1, 2025
10.86 CNY
The X Financial EBIT/Assets history
YEAREBIT/AssetsYoY
10.86 %-65.32%
31.31 %+148.36%
12.61 %-8.68%
13.80 %-14.89%
16.22 %-176.27%
-21.26 %-365.80%
8.00 %-65.81%
23.40 %+90.07%
12.31 %-240.55%
-8.76 %—
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Operating Income to Assets Ratio (EBIT/Assets) of X Financial is 10.86 % in 2025.

Operating Income to Assets Ratio (EBIT/Assets) of X Financial changed from 31.31 % to 10.86 %, representing a -65.32% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Operating Income to Assets Ratio (EBIT/Assets) X Financial since 2006 – with annual values, charts, and detailed analysis.

EBIT/Assets measures operating profitability relative to total assets, providing an unlevered view of asset efficiency that is comparable across capital structures.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Operating Income to Assets Ratio (EBIT/Assets)'s X Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate Operating Income to Assets Ratio (EBIT/Assets)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Operating Income to Assets Ratio (EBIT/Assets).

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Profitability — X Financial

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