X Financial

X Financial Liabilities

The The Liabilities of X Financial (XYF) as of Oct 10, 2026 is 45.79 B CNY. In the previous year, The Liabilities was 4.87 B CNY — a change of 840.99% (higher).

Liabilities

45.79 BCNY

YoY

840.99%

Last updated:

In 2025, X Financial's total liabilities amounted to 45.79 B CNY, a 840.99% difference from the 4.87 B CNY total liabilities in the previous year.

The X Financial Liabilities history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Liabilities
Date
Liabilities
Jan 1, 2018
1.12 B CNY
Jan 1, 2019
3.93 B CNY
Jan 1, 2020
4.46 B CNY
Jan 1, 2021
3.37 B CNY
Jan 1, 2022
4.08 B CNY
Jan 1, 2023
5.80 B CNY
Jan 1, 2024
4.87 B CNY
Jan 1, 2025
45.79 B CNY
The X Financial Liabilities history
YEARLiabilitiesYoY
45.79 BCNY+840.99%
4.87 BCNY-16.14%
5.80 BCNY+42.07%
4.08 BCNY+21.35%
3.37 BCNY-24.47%
4.46 BCNY+13.32%
3.93 BCNY+251.46%
1.12 BCNY-47.28%
2.12 BCNY+62.73%
1.30 BCNY—
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Liabilities Details

Assessing X Financial's Liabilities

X Financial's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating X Financial's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing X Financial's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

X Financial's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in X Financial’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about X Financial stock

The Liabilities of X Financial is 45.79 B CNY in 2025.

The Liabilities of X Financial changed from 4.87 B CNY to 45.79 B CNY, representing a 840.99% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of The Liabilities X Financial since 2006 – with annual values, charts, and detailed analysis.

The Liabilities's CNY is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track The Liabilities's X Financial historically and in real time.

Access this data via the Eulerpool API

Balance Sheet — X Financial

All Key Metrics — X Financial