X Financial Stock

X Financial Liabilities

The The Liabilities of X Financial (XYF) as of Aug 7, 2026 is 4.87 B CNY. In the previous year, The Liabilities was 5.80 B CNY — a change of -16.14% (lower).

Liabilities

4.87 BCNY

YoY

-16.14%

Last updated:

In 2026, X Financial's total liabilities amounted to 4.87 B CNY, a -16.14% difference from the 5.80 B CNY total liabilities in the previous year.

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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Liabilities Details

Assessing X Financial's Liabilities

X Financial's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating X Financial's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing X Financial's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

X Financial's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in X Financial’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about X Financial stock

The Liabilities of X Financial is 4.87 B CNY in 2026.

The Liabilities of X Financial changed from 5.80 B CNY to 4.87 B CNY, representing a -16.14% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of The Liabilities X Financial since 2006 – with annual values, charts, and detailed analysis.

The Liabilities's CNY is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track The Liabilities's X Financial historically and in real time.

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Balance Sheet — X Financial

Total AssetsCurrent AssetsCash & EquivalentsReceivablesInventoryProperty, Plant & EquipmentGoodwillIntangible AssetsEquityLiabilitiesDebtCurrent LiabilitiesLong-term DebtShort-term DebtRetained EarningsBook Value per ShareTangible Book Value per ShareWorking CapitalInvestmentsAccounts PayableNon-Current AssetsShort-Term InvestmentsLong-Term InvestmentsNet DebtTreasury StockMinority InterestDeferred Tax LiabilitiesNet Tangible AssetsGoodwill/AssetsIntangibles/Assets

All Key Metrics — X Financial