X Financial

X Financial EV/EBITDA

The EV/EBITDA (Enterprise Value to EBITDA) of X Financial (XYF) as of Nov 3, 2026 is 0.25. In the previous year, EV/EBITDA (Enterprise Value to EBITDA) was -0.31 — a change of -179.08% (higher).

EV/EBITDA

0.25

YoY

-179.08%

Last updated:

EV/EBITDA (Enterprise Value to EBITDA) of X Financial is 2025 0.25 . EV/EBITDA (Enterprise Value to EBITDA) of X Financial was 2024 -0.31 . It decreases by -179.08% higher compared to the previous year.

The X Financial EV/EBITDA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EV/EBITDA
Date
EV/EBITDA
Jan 1, 2018
0.55 CNY
Jan 1, 2019
0.76 CNY
Jan 1, 2020
-1.01 CNY
Jan 1, 2021
0.78 CNY
Jan 1, 2022
-0.70 CNY
Jan 1, 2023
-0.60 CNY
Jan 1, 2024
-0.31 CNY
Jan 1, 2025
0.25 CNY
The X Financial EV/EBITDA history
YEAREV/EBITDAYoY
0.25-179.08%
-0.31-47.62%
-0.60-14.12%
-0.70-189.95%
0.78-176.97%
-1.01-233.62%
0.76+37.86%
0.55-80.88%
2.86-140.49%
-7.07—

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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

EV/EBITDA (Enterprise Value to EBITDA) of X Financial is 0.25 in 2025.

EV/EBITDA (Enterprise Value to EBITDA) of X Financial changed from -0.31 to 0.25, representing a -179.08% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of EV/EBITDA (Enterprise Value to EBITDA) X Financial since 2006 – with annual values, charts, and detailed analysis.

The EV/EBITDA ratio is a widely used valuation metric that compares a company's enterprise value to its EBITDA. It normalizes for differences in capital structure, taxation, and depreciation policies.

To evaluate EV/EBITDA (Enterprise Value to EBITDA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for EV/EBITDA (Enterprise Value to EBITDA).

A 'good' varies by industry and company stage. On Eulerpool, you can compare EV/EBITDA (Enterprise Value to EBITDA)'s X Financial with sector peers and the industry average to assess whether it is attractive.

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Valuation — X Financial

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