X Financial Stock

X Financial Net Debt/FCF

The Net Debt to Free Cash Flow Ratio of X Financial (XYF) as of Aug 12, 2026 is 1.14. In the previous year, Net Debt to Free Cash Flow Ratio was 3.84 — a change of -70.38% (lower).

Net Debt/FCF

1.14

YoY

-70.38%

Last updated:

Net Debt to Free Cash Flow Ratio of X Financial is 2026 1.14 . Net Debt to Free Cash Flow Ratio of X Financial was 2025 3.84 . It decreases by -70.38% lower compared to the previous year.
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Net Debt to Free Cash Flow Ratio of X Financial is 1.14 in 2026.

Net Debt to Free Cash Flow Ratio of X Financial changed from 3.84 to 1.14, representing a -70.38% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Net Debt to Free Cash Flow Ratio X Financial since 2006 – with annual values, charts, and detailed analysis.

Net Debt/FCF indicates how many years it would take to repay net debt using free cash flow. Lower ratios suggest faster deleveraging potential.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Debt to Free Cash Flow Ratio's X Financial with sector peers and the industry average to assess whether it is attractive.

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Leverage — X Financial

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