X Financial

X Financial LT Debt/Equity

The Long-Term Debt to Equity Ratio of X Financial (XYF) as of Nov 7, 2026 is 0.49. In the previous year, Long-Term Debt to Equity Ratio was 0.36 — a change of 34.89% (higher).

LT Debt/Equity

0.49

YoY

34.89%

Last updated:

Long-Term Debt to Equity Ratio of X Financial is 2025 0.49 . Long-Term Debt to Equity Ratio of X Financial was 2024 0.36 . It decreases by 34.89% higher compared to the previous year.

The X Financial LT Debt/Equity history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

LT Debt/Equity
Date
LT Debt/Equity
Jan 1, 2018
0.01 CNY
Jan 1, 2019
0.02 CNY
Jan 1, 2020
0.48 CNY
Jan 1, 2021
0.37 CNY
Jan 1, 2022
0.56 CNY
Jan 1, 2023
0.64 CNY
Jan 1, 2024
0.36 CNY
Jan 1, 2025
0.49 CNY
The X Financial LT Debt/Equity history
YEARLT Debt/EquityYoY
0.49+34.89%
0.36-43.49%
0.64+13.14%
0.56+50.45%
0.37-22.62%
0.48+2,987.38%
0.02+106.46%
0.01-97.79%
0.34-55.83%
0.78—

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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Long-Term Debt to Equity Ratio of X Financial is 0.49 in 2025.

Long-Term Debt to Equity Ratio of X Financial changed from 0.36 to 0.49, representing a 34.89% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Long-Term Debt to Equity Ratio X Financial since 2006 – with annual values, charts, and detailed analysis.

The LT Debt/Equity ratio measures long-term financial leverage. It shows how much permanent debt capital is used relative to equity financing.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Long-Term Debt to Equity Ratio's X Financial with sector peers and the industry average to assess whether it is attractive.

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Leverage — X Financial

Debt-to-EquityNet Debt / EBITDAInterest CoverageCurrent RatioQuick RatioCash RatioDebt / AssetsFinancial LeverageEquity RatioLT Debt/EquityNet Debt/EquityDebt/EBITDADSCRFinancial Debt RatioOCF/DebtFCF/DebtNet Debt/FCFDebt/Market Cap

All Key Metrics — X Financial