X Financial Stock

X Financial FCF Conversion

The FCF Conversion Rate (FCF/EBITDA) of X Financial (XYF) as of Aug 7, 2026 is 97.99 %. In the previous year, FCF Conversion Rate (FCF/EBITDA) was 67.89 % — a change of 44.35% (higher).

FCF Conversion

97.99 %

YoY

44.35%

Last updated:

FCF Conversion Rate (FCF/EBITDA) of X Financial is 2026 97.99 % . FCF Conversion Rate (FCF/EBITDA) of X Financial was 2025 67.89 % . It decreases by 44.35% higher compared to the previous year.
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

FCF Conversion Rate (FCF/EBITDA) of X Financial is 97.99 % in 2026.

FCF Conversion Rate (FCF/EBITDA) of X Financial changed from 67.89 % to 97.99 %, representing a 44.35% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of FCF Conversion Rate (FCF/EBITDA) X Financial since 2006 – with annual values, charts, and detailed analysis.

FCF conversion measures how effectively EBITDA converts to free cash flow. Higher conversion indicates efficient capital allocation and low maintenance costs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare FCF Conversion Rate (FCF/EBITDA)'s X Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate FCF Conversion Rate (FCF/EBITDA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for FCF Conversion Rate (FCF/EBITDA).

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Cash Flow — X Financial

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