X Financial

X Financial FCF Conversion

The FCF Conversion Rate (FCF/EBITDA) of X Financial (XYF) as of Oct 8, 2026 is 15.13 %. In the previous year, FCF Conversion Rate (FCF/EBITDA) was 98.00 % — a change of -84.56% (lower).

FCF Conversion

15.13 %

YoY

-84.56%

Last updated:

FCF Conversion Rate (FCF/EBITDA) of X Financial is 2025 15.13 % . FCF Conversion Rate (FCF/EBITDA) of X Financial was 2024 98.00 % . It decreases by -84.56% lower compared to the previous year.

The X Financial FCF Conversion history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF Conversion
Date
FCF Conversion
Jan 1, 2018
-3.77 CNY
Jan 1, 2019
26.53 CNY
Jan 1, 2020
52.32 CNY
Jan 1, 2021
54.10 CNY
Jan 1, 2022
39.00 CNY
Jan 1, 2023
67.89 CNY
Jan 1, 2024
98.00 CNY
Jan 1, 2025
15.13 CNY
The X Financial FCF Conversion history
YEARFCF ConversionYoY
15.13 %-84.56%
98.00 %+44.36%
67.89 %+74.08%
39.00 %-27.92%
54.10 %+3.40%
52.32 %+97.20%
26.53 %-804.02%
-3.77 %-97.98%
-186.90 %+182.38%
-66.19 %—
Access this data via the Eulerpool API
Get Free API Key

X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

FCF Conversion Rate (FCF/EBITDA) of X Financial is 15.13 % in 2025.

FCF Conversion Rate (FCF/EBITDA) of X Financial changed from 98.00 % to 15.13 %, representing a -84.56% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of FCF Conversion Rate (FCF/EBITDA) X Financial since 2006 – with annual values, charts, and detailed analysis.

FCF conversion measures how effectively EBITDA converts to free cash flow. Higher conversion indicates efficient capital allocation and low maintenance costs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare FCF Conversion Rate (FCF/EBITDA)'s X Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate FCF Conversion Rate (FCF/EBITDA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for FCF Conversion Rate (FCF/EBITDA).

Access this data via the Eulerpool API
Get Free API Key

Cash Flow — X Financial

Operating Cash FlowCapital ExpendituresFree Cash FlowFCF per ShareDividends PaidShare BuybacksInvesting Cash FlowFinancing Cash FlowCapEx / RevenueCash Flow per ShareStock-Based CompensationChange in Working CapitalAcquisitions (Net)Net Change in CashCapEx/OCFFCF/Net IncomeFCF ConversionCash ConversionTotal Shareholder PayoutCapEx/D&A

All Key Metrics — X Financial