X Financial Stock

X Financial DSCR

The Debt Service Coverage Ratio (DSCR) of X Financial (XYF) as of Aug 19, 2026 is 0.56. In the previous year, Debt Service Coverage Ratio (DSCR) was 0.19 — a change of 197.03% (higher).

DSCR

0.56

YoY

197.03%

Last updated:

Debt Service Coverage Ratio (DSCR) of X Financial is 2026 0.56 . Debt Service Coverage Ratio (DSCR) of X Financial was 2025 0.19 . It decreases by 197.03% higher compared to the previous year.
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X Financial Stock analysis

What does X Financial do? X Financial is a young company that was founded in China in 2014. Originally starting as an online lending platform, the company has since expanded its offerings. Today, it also operates as a peer-to-peer platform, providing asset management services and investment products. The company is listed on the New York Stock Exchange and has its headquarters in Shenzhen, China. X Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about X Financial stock

Debt Service Coverage Ratio (DSCR) of X Financial is 0.56 in 2026.

Debt Service Coverage Ratio (DSCR) of X Financial changed from 0.19 to 0.56, representing a 197.03% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt Service Coverage Ratio (DSCR) X Financial since 2006 – with annual values, charts, and detailed analysis.

The DSCR measures a company's ability to service its debt obligations from operating income. A ratio above 1.0 indicates sufficient income to cover debt payments.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Debt Service Coverage Ratio (DSCR)'s X Financial with sector peers and the industry average to assess whether it is attractive.

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