Ameriserv Financial ROE 2024

Ameriserv Financial Aktienanalyse

What does Ameriserv Financial do?

Ameriserv Financial Inc is a US bank holding company based in Johnstown, Pennsylvania. The company's history dates back to 1901 when the former Johnstown Savings and Trust Company was founded. Over the years, the company underwent several restructuring and mergers before eventually being listed as Ameriserv Financial Inc in 1989. Ameriserv Financial Inc's business model is based on offering a variety of financial services to individuals, businesses, and public agencies. The company operates several subsidiaries under the Ameriserv brand, each offering specialized financial services. These include Ameriserv Trust and Financial Services Company, Ameriserv Life and Annuity Company, and Ameriserv Securities, Inc. The various divisions of Ameriserv Financial Inc cover a wide range of financial services. Ameriserv Bank is a fully licensed bank offering a variety of deposit, credit, and financial services. Ameriserv Trust and Financial Services Company provides financial planning and asset management services to individuals and businesses. Ameriserv Life and Annuity Company offers life and annuity insurance products, while Ameriserv Securities, Inc. offers brokerage and advisory services for clients interested in investing in securities and other investment instruments. The company also has a strong presence in the public banking sector. Ameriserv Financial Inc is a recognized state depository bank, providing deposit and financial services to government institutions and other public entities. The company also has a strong presence in the corporate customer segment, offering numerous financial services to businesses, including loans, lines of credit, leasing, and treasury management services. Ameriserv Financial Inc's product range includes a wide range of deposit and credit products, as well as insurance and investment products. The bank offers a variety of checking, savings, money market, and certificate of deposit accounts. They also have various types of loans, such as personal, business, real estate, and agricultural loans. Ameriserv Life and Annuity Company offers a variety of life insurance and annuity products, including term, universal, and variable life insurance, as well as variable annuities. In summary, Ameriserv Financial Inc is a company that offers a wide range of financial services to individuals, businesses, and public entities. The company operates various subsidiaries under the Ameriserv brand, offering specialized financial services. The product range includes traditional deposit and credit products, as well as insurance and investment products. With its strong presence in the public banking sector and corporate customers, Ameriserv Financial Inc is an important financial institution in the United States. Ameriserv Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROE Details

Decoding Ameriserv Financial's Return on Equity (ROE)

Ameriserv Financial's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Ameriserv Financial's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Ameriserv Financial's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Ameriserv Financial’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Ameriserv Financial Stock

What is the ROE (Return on Equity) of Ameriserv Financial this year?

The ROE of Ameriserv Financial this year is -0.03 undefined.

How has the Return on Equity (ROE) of Ameriserv Financial developed compared to the previous year?

The ROE of Ameriserv Financial has increased by -146.64% decreased compared to the previous year.

What impact does a high ROE (Return on Equity) have on investors of Ameriserv Financial?

A high ROE indicates that Ameriserv Financial generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.

What impact does a low ROE (Return on Equity) have on investors of Ameriserv Financial?

A low ROE can indicate that Ameriserv Financial is having difficulties monetizing its investments successfully and can be a negative signal for investors.

How does a change in the ROE (Return on Equity) of Ameriserv Financial affect the company?

A change in ROE (Return on Equity) of Ameriserv Financial can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.

How to calculate the ROE (Return on Equity) of Ameriserv Financial?

The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.

Which factors influence the ROE (Return on Equity) of Ameriserv Financial?

Some factors that can influence Ameriserv Financial's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.

What strategic measures can take to improve the ROE (Return on Equity)?

To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.

How much dividend does Ameriserv Financial pay?

Over the past 12 months, Ameriserv Financial paid a dividend of 0.12 USD . This corresponds to a dividend yield of about 5.15 %. For the coming 12 months, Ameriserv Financial is expected to pay a dividend of 0.12 USD.

What is the dividend yield of Ameriserv Financial?

The current dividend yield of Ameriserv Financial is 5.15 %.

When does Ameriserv Financial pay dividends?

Ameriserv Financial pays a quarterly dividend. This is distributed in the months of September, December, March, June.

How secure is the dividend of Ameriserv Financial?

Ameriserv Financial paid dividends every year for the past 11 years.

What is the dividend of Ameriserv Financial?

For the upcoming 12 months, dividends amounting to 0.12 USD are expected. This corresponds to a dividend yield of 5.15 %.

In which sector is Ameriserv Financial located?

Ameriserv Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Ameriserv Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Ameriserv Financial from 5/20/2024 amounting to 0.03 USD, you needed to have the stock in your portfolio before the ex-date on 5/3/2024.

When did Ameriserv Financial pay the last dividend?

The last dividend was paid out on 5/20/2024.

What was the dividend of Ameriserv Financial in the year 2023?

In the year 2023, Ameriserv Financial distributed 0.115 USD as dividends.

In which currency does Ameriserv Financial pay out the dividend?

The dividends of Ameriserv Financial are distributed in USD.