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Overview
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Regions Financial stock

RF
US7591EP1005
A0B6XA

Price

26.89
Today +/-
+0.56
Today %
+2.22 %

Regions Financial stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Regions Financial stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Regions Financial stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Regions Financial stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Regions Financial's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Regions Financial Stock Price History

DateRegions Financial Price
12/5/202426.89 undefined
12/4/202426.30 undefined
12/3/202426.34 undefined
12/2/202426.53 undefined
11/29/202427.26 undefined
11/27/202427.25 undefined
11/26/202427.31 undefined
11/25/202427.47 undefined
11/22/202427.28 undefined
11/21/202426.74 undefined
11/20/202426.26 undefined
11/19/202426.26 undefined
11/18/202426.33 undefined
11/15/202426.36 undefined
11/14/202426.27 undefined
11/13/202426.63 undefined
11/12/202426.18 undefined
11/11/202426.20 undefined
11/8/202425.62 undefined
11/7/202425.41 undefined
11/6/202426.31 undefined

Regions Financial Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Regions Financial, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Regions Financial from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Regions Financial’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Regions Financial. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Regions Financial’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Regions Financial’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Regions Financial’s growth potential.

Regions Financial Revenue, EBIT and net profit per share

DateRegions Financial RevenueRegions Financial Net Income
2026e8.15 B undefined2.33 B undefined
2025e7.82 B undefined2.12 B undefined
2024e7.43 B undefined1.81 B undefined
20239.15 B undefined1.98 B undefined
20227.53 B undefined2.15 B undefined
20216.61 B undefined2.4 B undefined
20206.66 B undefined991 M undefined
20196.76 B undefined1.5 B undefined
20186.41 B undefined1.7 B undefined
20175.95 B undefined1.2 B undefined
20165.83 B undefined1.1 B undefined
20155.67 B undefined998 M undefined
20145.49 B undefined1.1 B undefined
20135.74 B undefined1.06 B undefined
20126 B undefined991 M undefined
20116.4 B undefined-429 M undefined
20107.13 B undefined-763 M undefined
20098.04 B undefined-1.26 B undefined
20089.64 B undefined-5.62 B undefined
200710.93 B undefined1.25 B undefined
20067.68 B undefined1.35 B undefined
20055.96 B undefined1 B undefined
20044.62 B undefined817.7 M undefined

Regions Financial Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
198319841985198619871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.350.390.410.410.420.480.570.610.660.660.691.162.032.32.683.073.393.834.063.763.574.625.967.6810.939.648.047.136.465.745.495.675.835.956.416.766.666.617.539.157.437.828.15
-12.464.640.491.7214.4619.587.757.52-0.464.8969.2974.5513.2516.7014.5010.3812.985.98-7.39-5.0529.3629.0028.8942.35-11.84-16.54-11.39-10.26-6.13-4.33-4.373.312.662.137.785.35-1.48-0.7514.0221.54-18.865.334.23
--------------------------------------------
00000000000000000000000000000000000000000000
0000000000000000000000000000000001.821.911.982.041.390002.923.143.47
--------------------------------------------
0.040.050.050.050.060.060.060.070.080.10.110.180.280.320.40.420.530.530.510.610.650.8211.351.25-5.62-1.26-0.76-0.430.991.061.111.11.21.71.50.992.42.151.981.812.122.33
-15.3817.781.893.703.576.909.6814.7121.7917.8960.7153.3314.8625.246.0524.700.38-3.6120.876.0325.5022.4035.30-7.54-549.40-77.57-39.49-43.77-331.006.863.40-8.8610.129.1041.37-11.33-34.07142.18-10.58-7.92-8.4516.9210.02
--------------------------------------------
--------------------------------------------
0.040.090.090.090.090.090.090.090.090.090.090.140.240.240.260.280.280.270.280.280.280.370.470.510.710.70.991.231.261.391.411.391.331.261.21.110.960.960.940.94000
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Details

Keystats

Revenue and Growth

The Regions Financial Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Regions Financial is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (B)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                                 
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
0.070.080.090.090.10.110.10.110.110.120.140.160.260.280.460.530.580.60.650.640.631.091.122.42.612.792.672.572.382.282.222.192.152.12.062.052.42.372.272.192.1
00000000000000000000000000000774863026212073104129136153192
00000000000000000000000000000000000000000
000000000000000000000.130.750.731.331.080.80.750.650.630.540.590.530.510.550.510.530.450.420.721.061.11
000000000000000000001.084.995.0311.1811.495.555.565.564.824.824.824.824.884.94.94.834.855.195.745.735.73
00000000000000000000000000000763612025430816320-328-505-306943741
0.070.080.090.090.10.110.10.110.110.120.140.160.260.280.460.530.580.60.650.641.846.846.8814.9115.189.138.988.787.829.179.17.547.827.877.667.57.477.68.5710.089.88
0.070.080.090.090.10.110.10.110.110.120.140.160.260.280.460.530.580.60.650.641.846.846.8814.9115.189.138.988.787.829.179.17.547.827.877.667.57.477.68.5710.089.88
                                                                                 
0.020.020.020.020.020.020.020.020.020.020.030.030.040.040.130.140.140.140.140.140.140.010.010.010.013.313.613.393.430.50.460.90.830.830.830.831.321.671.671.671.67
0.10.10.10.110.110.110.110.110.110.130.380.430.510.521.091.151.021.061.250.940.987.137.3216.3416.5516.8218.7819.0518.8619.6519.2218.7717.8817.0915.8613.7712.6912.7312.1911.9911.76
0.170.20.230.270.30.330.370.410.450.520.460.580.91.051.471.732.042.332.592.953.333.664.044.494.44-1.87-3.24-4.05-4.32-3.34-2.22-1.18-0.120.671.632.833.753.775.5578.19
00000000-2-3-2-1-2-3-9-7-140-64715050-15-167-131202-22130-260-69-464-233-238-323-411-563-540-273537137-773-748
00000000000-1116416250000000000000529-860-57-139-186-424183778152-2,570-2,064
0.280.310.360.40.430.460.50.540.580.670.861.031.451.612.693.033.073.534.044.184.510.7811.220.7121.1918.2419.2918.1417.916.8817.1518.2518.2218.0417.5716.4617.6719.4819.717.3218.8
00000000000000000000000000000000000000000
000000000000000000000000000000000000514545475553535
00000000000000000000000000000000000000000
0.30.250.230.190.110.290.20.360.130.250.21.011.061.592.22.145.682.032.853.073.925.514.818.7610.9314.22.593.332.981.452.181.75000000000
000000000000102200400815156915613025000000000000000000
0.30.250.230.190.110.290.20.360.130.250.21.011.071.612.22.146.082.0333.124.015.574.949.0110.9314.22.593.332.981.452.181.7500000.510.550.480.550.54
0.030.030.030.040.070.020.050.020.020.140.460.520.630.450.450.571.754.484.755.395.717.246.978.6411.3319.2318.4613.198.115.864.833.463.093.514.485.525.383.572.412.282.33
00000000000000000000000000000000000000000
0.050.060.050.060.060.070.070.080.080.110.110.090.170.150.410.360.210.490.891.31.211.421.833.1343.483.633.883.752.942.162.782.422.512.582.082.032.692.664.694.05
0.080.090.090.10.130.090.120.10.10.240.580.610.810.590.860.931.964.975.646.696.938.668.811.7715.3222.7122.0917.0711.868.86.996.245.516.027.067.617.416.255.076.976.38
0.380.340.320.280.240.390.310.460.230.50.781.621.872.213.063.078.0478.649.8110.9414.2313.7520.7826.2536.9124.6820.414.8410.259.187.995.516.027.067.617.926.85.547.536.91
0.670.660.680.680.670.850.8110.821.171.642.653.333.825.756.111.110.5312.6713.9915.4425.0124.9441.4947.4555.1543.9738.5332.7427.1326.3226.2423.7324.0624.6324.0725.5926.2825.2424.8425.71
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Regions Financial provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Regions Financial's financial health and stability.

Assets

Regions Financial's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Regions Financial must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Regions Financial after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Regions Financial's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (B)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0.060.060.070.080.10.110.180.20.320.40.420.530.530.510.620.650.8211.351.25-5.6-1.03-0.54-0.221.121.091.151.061.161.261.761.581.092.522.252.07
1212121314142426676778606369736682111144264286284732683717645523523574537462426421371353236
-21-3-4-10-21140-25109523291641-5361-124-407245-210-234344001962016720922662-1581652232
0.01-0.10.02-0.01-0.05-0.080.210.03-0.06-0.04-0.880.350.26-0.080.290.24-0.10.681.041.751.442.264.093.560.181.570.28-0.230.220.290.110.50.95-0.050.48-0.03
0.010.010.010.010.010.020.020.010.030.020.070.060.010.110.140.130.230.180.160.156.280.280.150.75-0.010.04-0.040.040.010-0.280.020.020.020-0
000000000000000000000000.920.640.670.310.270.30.360.580.850.410.190.31.44
1622283552618889166147187216278152128135212172445652267137-555-9880542961293141815785132367336376
0.08-0.020.10.090.070.060.430.280.350.45-0.310.950.631.141.111.071.922.753.292.012.044.234.752.443.752.111.62.042.32.282.582.323.033.12.31
-20-11-19-15-19-17-26-43-68-63-177-111-150-83-66-70-109-141-94-454-464-234-191-201-180-214-263-373-269-191-222-202-193-163-378-343
-0.67-0.32-0.92-0.28-0.95-0.45-1.37-0.66-1.49-2.41-2.22-6.02-0.351.29-1.71-1.160.07-0.77-0.231.32-6.23-1.644.080.661.01-0.07-3.78-6.12-0.7-0.8-3.050.51-4.85-2.87-12.94-1.61
-0.65-0.31-0.9-0.27-0.94-0.43-1.34-0.62-1.42-2.34-2.05-5.91-0.21.38-1.64-1.090.17-0.63-0.141.78-5.77-1.414.280.861.190.14-3.52-5.75-0.43-0.61-2.820.71-4.66-2.7-12.56-1.26
000000000000000000000000000000000000
0.13-0.070.14-0.230.24-0.050.87-0.050.310.681.864.28-1.84-0.340.620.64-2.84-1.31-3.334.1612.35-12.61-5.1-5.87-2.77-0.36-1.282.61-0.570.895.4-4.2-8.27-1.2300
0-0-000.02-0.02-0.08-0.06-0.1-0.04-0.17-0.24-0.15-0.4-0.33-0.01-0.06-0.39-0.23-1.213.532.0500-2.18-0.340.23-0.62-0.84-1.28-2.12-0.610.35-0.58-0.23-0.25
0.650.310.720.321.010.390.960.221.351.912.914.63-0.76-1.91.15-0.03-0.38-0.61-1.11-4.510.45-3.36-9.4-5.09-5.2-3.890.415.84-1.2-2.970.33-2.5116.3711.29-8.35-5.13
0.540.410.610.580.790.490.230.411.271.421.420.811.47-0.911.12-0.3831.713.34-6.42-4.767.5-4.071.01-0.15-3.021.754.220.59-2.18-2.432.9624.9913.82-7.35-3.99
-26-27-30-31-33-38-65-77-116-149-191-221-238-250-259-275-489-628-894-1,036-669-299-233-226-102-170-299-368-381-410-516-656-698-716-762-885
0.06-0.03-0.10.120.1200.02-0.160.22-0.050.38-0.39-0.150.030.58-0.080.760.531.410.126.23-2.96-1.090.33-1.76-0.22-1.271.310.14-1.47-0.440.5813.8411.46-18.18-4.43
63.5-31.782.573.44743.9405.2238.1286.9383.4-480.5888.4804548.31,076.61,035.4963.31,774.72,659.82,8331,5431,8034,0364,5522,2613,5311,8441,2261,7682,1062,0532,3792,1312,8672,7241,965
000000000000000000000000000000000000

Regions Financial stock margins

The Regions Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Regions Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Regions Financial.
  • 3 years

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  • Max

Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Regions Financial's sales revenue. A higher gross margin percentage indicates that the Regions Financial retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Regions Financial's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Regions Financial's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Regions Financial's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Regions Financial. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Regions Financial's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Regions Financial Margin History

DateRegions Financial Profit margin
2026e28.54 %
2025e27.04 %
2024e24.36 %
202321.59 %
202228.5 %
202136.34 %
202014.89 %
201922.25 %
201826.43 %
201720.15 %
201618.87 %
201517.59 %
201419.94 %
201318.44 %
201216.51 %
2011-6.71 %
2010-10.71 %
2009-15.68 %
2008-58.34 %
200711.45 %
200617.62 %
200516.79 %
200417.71 %

Regions Financial Stock Sales Revenue, EBIT, Earnings per Share

The Regions Financial earnings per share therefore indicates how much revenue Regions Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Regions Financial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Regions Financial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Regions Financial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Regions Financial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Regions Financial Revenue, EBIT and net profit per share

DateRegions Financial Sales per ShareRegions Financial Earnings per Share
2026e8.97 undefined2.56 undefined
2025e8.61 undefined2.33 undefined
2024e8.17 undefined1.99 undefined
20239.76 undefined2.11 undefined
20227.99 undefined2.28 undefined
20216.86 undefined2.49 undefined
20206.92 undefined1.03 undefined
20196.76 undefined1.5 undefined
20185.82 undefined1.54 undefined
20174.97 undefined1 undefined
20164.62 undefined0.87 undefined
20154.25 undefined0.75 undefined
20143.96 undefined0.79 undefined
20134.07 undefined0.75 undefined
20124.33 undefined0.71 undefined
20115.08 undefined-0.34 undefined
20105.81 undefined-0.62 undefined
20098.13 undefined-1.28 undefined
200813.86 undefined-8.09 undefined
200715.33 undefined1.75 undefined
200615.15 undefined2.67 undefined
200512.78 undefined2.15 undefined
200412.36 undefined2.19 undefined

Regions Financial business model

Regions Financial Corp is a US bank holding company based in Birmingham, Alabama. The company's history dates back to 1971 when the First National Bank of Huntsville was established. Over time, the company expanded and underwent mergers and acquisitions until it eventually became Regions Financial Corp. The company's business model involves offering various financial services to its customers. Regions Financial Corp is divided into different divisions, including banking, wealth management, and insolvency and restructuring consulting. This allows the company to serve a wide range of customers, including individuals, businesses, and institutional investors. The banking division of the company offers a wide range of banking services, including deposit accounts, credit cards, loans, mortgages, and investment services. The company has a broad presence in the US, with its branches and locations covering most of the country. The wealth management division provides its customers with advice and services in financial planning, asset management, and investment management. The company has qualified financial advisors who can offer individual solutions to each customer. The wealth management division is designed particularly for affluent customers who value asset preservation and growth. The insolvency and restructuring consulting division of Regions Financial Corp offers services to companies facing difficult financial situations. The company has experienced consultants who can guide companies through tough times and find appropriate solutions to their financial problems. The company also offers a wide range of products, including credit cards, insurance, securities, and investment funds. These products are designed to help customers secure their financial future and manage and grow their wealth. Regions Financial Corp places great emphasis on customer service and strives to provide excellent customer support. The company is committed to finding solutions for its customers' individual needs and therefore offers a variety of services and products to meet this demand. In terms of its business development, Regions Financial Corp has experienced growth in recent years. The company has expanded through various acquisitions and expansions into new markets. The company also has a strong presence in the communities where it operates. In collaboration with other companies, Regions Financial Corp has helped promote economic growth in many areas throughout the US. In summary, Regions Financial Corp is a solid financial institution that offers a wide range of services and products to its customers. The company has a strong presence in many parts of the US and prioritizes excellent customer support. The company seems well-positioned to continue experiencing growth and success in the future. Regions Financial is one of the most popular companies on Eulerpool.com.

Regions Financial SWOT Analysis

Strengths

Regions Financial Corp possesses several strengths that contribute to its competitive advantage:

Strong market presence:

With a solid market presence, Regions Financial Corp is well-established and recognized within its operating regions.

Diverse product portfolio:

Regions Financial Corp offers a wide range of financial products and services, catering to the needs of both individual and corporate customers.

Stable customer base:

The company has built a loyal customer base over the years, providing stability and recurring revenue streams.

Weaknesses

Despite its strengths, Regions Financial Corp also faces certain weaknesses:

Reliance on regional markets:

The company's business operations are concentrated in specific regions, making it susceptible to changes in local economic conditions.

Lesser brand recognition:

Compared to some larger competitors, Regions Financial Corp may have relatively lower brand recognition on a national scale.

Limited international presence:

Regions Financial Corp has limited operations outside of the United States, potentially reducing opportunities for global growth.

Opportunities

Regions Financial Corp can explore the following opportunities to enhance its business:

Growing demand for digital banking:

The increasing popularity of digital banking presents an opportunity for the company to invest in technology and offer innovative online services.

Expanding into new markets:

Regions Financial Corp can consider expanding its operations into new geographical areas to diversify its revenue streams and reduce dependence on specific regions.

Acquisitions and partnerships:

Strategic acquisitions and partnerships can provide growth opportunities by allowing access to new customer segments or complementary services.

Threats

Regions Financial Corp should be mindful of the following threats that could impact its business:

Intense competition:

The financial industry is highly competitive, with numerous banks and financial institutions vying for market share.

Economic downturns:

During economic downturns, Regions Financial Corp may experience reduced demand for its services and face challenges in managing credit risk.

Regulatory changes:

Changes in financial regulations can significantly impact the operating environment and require adjustments to compliance procedures and policies.

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Regions Financial Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Regions Financial historical P/E ratio, EBIT multiple, and P/S ratio

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Regions Financial shares outstanding

The number of shares was Regions Financial in 2023 — This indicates how many shares 938 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Regions Financial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Regions Financial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Regions Financial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Regions Financial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Regions Financial stock splits

In Regions Financial's history, there have been no stock splits.

Regions Financial dividend history and estimates

In 2023, Regions Financial paid a dividend amounting to 0.88 USD. Dividend means that Regions Financial distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
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Dividend

Dividend Overview

The dividend per year chart for Regions Financial provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Regions Financial’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Regions Financial's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Regions Financial Dividend History

DateRegions Financial Dividend
2026e0.95 undefined
2025e0.95 undefined
2024e0.96 undefined
20230.88 undefined
20220.74 undefined
20210.65 undefined
20200.76 undefined
20190.59 undefined
20180.46 undefined
20170.32 undefined
20160.26 undefined
20150.23 undefined
20140.18 undefined
20130.13 undefined
20120.04 undefined
20110.04 undefined
20100.04 undefined
20090.13 undefined
20080.96 undefined
20071.46 undefined
20061.76 undefined
20051.36 undefined
20041.27 undefined

Regions Financial dividend payout ratio

In 2023, Regions Financial had a payout ratio of 44.21%. The payout ratio indicates the percentage of the company's profits that Regions Financial distributes as dividends.
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Payout ratio
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Regions Financial represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Regions Financial could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Regions Financial's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Regions Financial Payout Ratio History

DateRegions Financial Payout ratio
2026e38.48 %
2025e36.98 %
2024e34.26 %
202344.21 %
202232.48 %
202126.1 %
202074.03 %
201939.33 %
201830.07 %
201731.5 %
201629.65 %
201530.26 %
201423.08 %
201317.11 %
20125.63 %
2011-11.76 %
2010-6.45 %
2009-10.24 %
2008-11.9 %
200783.43 %
200666.17 %
200563.55 %
200457.86 %
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Unfortunately, there are currently no price targets and forecasts available for Regions Financial.

Regions Financial latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20240.54 0.57  (5.13 %)2024 Q3
6/30/20240.5 0.48  (-3.75 %)2024 Q2
3/31/20240.46 0.4  (-13.9 %)2024 Q1
12/31/20230.48 0.49  (2.73 %)2023 Q4
9/30/20230.6 0.49  (-17.99 %)2023 Q3
6/30/20230.61 0.59  (-3.2 %)2023 Q2
3/31/20230.68 0.62  (-8.38 %)2023 Q1
12/31/20220.67 0.66  (-2.18 %)2022 Q4
9/30/20220.61 0.56  (-7.45 %)2022 Q3
6/30/20220.55 0.59  (7.94 %)2022 Q2
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Eulerpool ESG Scorecard© for the Regions Financial stock

Eulerpool World ESG Rating (EESG©)

94/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

83

Environment

Scope 1 - Direct Emissions
5,341
Scope 2 - Indirect emissions from purchased energy
58,050
Scope 3 - Indirect emissions within the value chain
11,925
Total CO₂ emissions
63,391
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees62
Percentage of women in management
Percentage of Asian employees2.8
Share of Asian management2.92
Percentage of Hispanic/Latino employees9.6
Hispano/Latino Management share8.04
Percentage of Black employees22.49
Black Management Share12.31
Percentage of white employees63.05
White Management Share75.16
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Regions Financial shareholders

%
Name
Stocks
Change
Date
12.38376 % The Vanguard Group, Inc.112,551,035-2,829,8126/30/2024
6.73484 % BlackRock Institutional Trust Company, N.A.61,210,250-924,7806/30/2024
5.40448 % Wellington Management Company, LLP49,119,142-4,400,3776/30/2024
5.24774 % State Street Global Advisors (US)47,694,588-1,630,7996/30/2024
2.96753 % Charles Schwab Investment Management, Inc.26,970,707230,5336/30/2024
2.45468 % Geode Capital Management, L.L.C.22,309,609386,6286/30/2024
2.17497 % JP Morgan Asset Management19,767,465-242,9196/30/2024
1.86169 % First Trust Advisors L.P.16,920,146893,4786/30/2024
1.56819 % Dimensional Fund Advisors, L.P.14,252,693979,5976/30/2024
1.53370 % Invesco Capital Management LLC13,939,1621,023,0546/30/2024
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Regions Financial Executives and Management Board

Mr. John Turner

(61)
Regions Financial President, Chief Executive Officer, Director (since 2011)
Compensation 14.55 M

Mr. David Turner

(59)
Regions Financial Chief Financial Officer, Senior Executive Vice President of the Company and the Bank
Compensation 3.89 M

Mr. Ronald Smith

(62)
Regions Financial Senior Executive Vice President, Head of Corporate Banking Group of Registrant and Regions Bank
Compensation 3.47 M

Mr. David Keenan

(55)
Regions Financial Senior Executive Vice President, Chief Administrative, Human Resources Officer of Registrant and Regions Bank
Compensation 3.33 M

Mr. C. Dandridge Massey

(50)
Regions Financial Senior Executive Vice President, Chief Enterprise Operations and Technology Officer of registrant and Regions Bank
Compensation 2.84 M
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Regions Financial Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer0,46-0,190,350,22-0,26
SupplierCustomer0,260,160,440,420,740,72
SupplierCustomer0,150,16-0,42-0,040,530,12
SupplierCustomer0,01-0,100,650,52-0,480,01
SupplierCustomer-0,310,38-0,24-0,070,570,95
1

Most common questions regarding Regions Financial

What values and corporate philosophy does Regions Financial represent?

Regions Financial Corp is committed to delivering excellent financial services to its customers. With a strong corporate philosophy focused on integrity, teamwork, and customer satisfaction, Regions Financial Corp strives to build lasting relationships based on trust and transparency. The company's core values include putting customers first, acting with integrity, and promoting diversity and inclusion. By adhering to these principles, Regions Financial Corp aims to provide innovative banking solutions and ensure financial well-being for individuals and businesses alike. With its customer-centric approach, Regions Financial Corp is dedicated to fostering a sense of fiscal responsibility and helping customers achieve their financial goals.

In which countries and regions is Regions Financial primarily present?

Regions Financial Corp is primarily present in the United States. With its headquarters in Birmingham, Alabama, the company operates through its banking subsidiary, Regions Bank. The bank offers a variety of financial services across 15 states, including Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, and Texas. Regions Financial Corp is focused on serving individuals, small businesses, and corporations in these regions, providing solutions such as consumer and commercial banking, wealth management, mortgage services, and more.

What significant milestones has the company Regions Financial achieved?

Regions Financial Corp has achieved several significant milestones throughout its history. Notably, the company has successfully expanded its presence and market reach, becoming one of the largest regional banks in the United States. Regions Financial Corp has continuously focused on customer satisfaction, delivering innovative financial solutions and services tailored to meet their diverse needs. The company has also demonstrated a commitment to community development by actively supporting various philanthropic initiatives. With its dedication to growth, customer-centric approach, and strong community involvement, Regions Financial Corp has established itself as a leading player in the banking industry.

What is the history and background of the company Regions Financial?

Regions Financial Corporation is a renowned financial services company with a rich history and extensive background. Established in 1971, Regions Financial has grown to become one of the largest regional banks in the United States. It offers a wide range of financial products and services, including banking, brokerage, insurance, mortgage, and wealth management solutions. With a strong focus on customer satisfaction, Regions Financial Corporation has consistently provided innovative and reliable services to its clients. Today, it operates a vast network of branches across multiple states, supporting individuals, businesses, and communities in achieving their financial goals. Regions Financial Corp remains committed to its mission of delivering qualitative, customer-centric banking experiences.

Who are the main competitors of Regions Financial in the market?

The main competitors of Regions Financial Corp in the market include JPMorgan Chase & Co., Bank of America Corporation, Wells Fargo & Company, Citigroup Inc., and PNC Financial Services Group Inc.

In which industries is Regions Financial primarily active?

Regions Financial Corp is primarily active in the banking and financial services industry.

What is the business model of Regions Financial?

The business model of Regions Financial Corp revolves around being a diversified financial services company. It offers a wide range of banking, wealth management, and mortgage products and services to individuals, businesses, and corporations. This includes personal and business banking, treasury services, investment banking, insurance, and other financial services. The company strives to deliver exceptional customer service and build long-term relationships with its clients. Regions Financial Corp aims to provide innovative solutions, stay competitive in the market, and drive sustainable growth.

What is the P/E ratio of Regions Financial 2024?

The Regions Financial P/E ratio is 13.94.

What is the P/S ratio of Regions Financial 2024?

The Regions Financial P/S ratio is 3.4.

What is the Quality Investing of Regions Financial?

The Quality Investing for Regions Financial is 4/10.

What is the revenue of Regions Financial 2024?

The expected Regions Financial revenue is 7.43 B USD.

How high is the profit of Regions Financial 2024?

The expected Regions Financial profit is 1.81 B USD.

What is the business model of Regions Financial

Regions Financial Corp is an American bank holding company based in Birmingham, Alabama. The company is divided into four main business segments: Consumer Banking, Corporate Banking, Wealth Management, and Investment Banking. The Regions Financial Corp business model is customer-focused and offers a comprehensive and diverse range of products and services. In Consumer Banking, the company offers a wide range of products and services such as checking accounts, savings accounts, credit cards, loans, and mortgages. It also offers personal financial advice as well as online and mobile banking. Regions Bank is one of the largest banks in the USA with over 1,300 branches and 1,800 ATMs nationwide. The Corporate Banking segment of Regions Financial Corp primarily serves middle-market companies and institutional customers. This includes lending, capital market transactions, cash management solutions, asset management, and corporate finance and advisory services. The Wealth Management segment of Regions Financial Corp offers wealth management and financial planning services to individual and institutional investors. This includes investment advice, asset structuring, foundation management, tax advice, and retirement planning. The Wealth Management division works closely with other business segments to fully meet customer needs. Lastly, the Investment Banking segment of Regions Financial Corp offers a wide range of services in mergers and acquisitions, capital market transactions, restructuring, and syndication. The company serves customers nationwide and has a broad customer base in all industries. Regions Financial Corp aims to meet customer needs through innovative thinking and value creation. The company has a strong brand and is well positioned for future growth. Regions Financial Corp focuses on a close relationship with its customers and strives to provide the best customer experience. Additionally, the company aims to be a top-tier employer with employees based on diversity, inclusion, and high ethical standards. In summary, Regions Financial Corp offers a comprehensive and diversified range of financial services tailored to its customers' needs. With close customer relationships and innovative business practices, the company is well positioned to grow in the future.

What is the Regions Financial dividend?

Regions Financial pays a dividend of 0.74 USD distributed over 4 payouts per year.

How often does Regions Financial pay dividends?

Regions Financial pays out a dividend 4 times a year.

What is the Regions Financial ISIN?

The ISIN of Regions Financial is US7591EP1005.

What is the Regions Financial WKN?

The WKN of Regions Financial is A0B6XA.

What is the Regions Financial ticker?

The ticker of Regions Financial is RF.

How much dividend does Regions Financial pay?

Over the past 12 months, Regions Financial paid a dividend of 0.88 USD . This corresponds to a dividend yield of about 3.27 %. For the coming 12 months, Regions Financial is expected to pay a dividend of 0.95 USD.

What is the dividend yield of Regions Financial?

The current dividend yield of Regions Financial is 3.27 %.

When does Regions Financial pay dividends?

Regions Financial pays a quarterly dividend. This is distributed in the months of March, July, October, January.

How secure is the dividend of Regions Financial?

Regions Financial paid dividends every year for the past 23 years.

What is the dividend of Regions Financial?

For the upcoming 12 months, dividends amounting to 0.95 USD are expected. This corresponds to a dividend yield of 3.63 %.

In which sector is Regions Financial located?

Regions Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Regions Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Regions Financial from 1/2/2025 amounting to 0.25 USD, you needed to have the stock in your portfolio before the ex-date on 12/2/2024.

When did Regions Financial pay the last dividend?

The last dividend was paid out on 1/2/2025.

What was the dividend of Regions Financial in the year 2023?

In the year 2023, Regions Financial distributed 0.74 USD as dividends.

In which currency does Regions Financial pay out the dividend?

The dividends of Regions Financial are distributed in USD.

All fundamentals about Regions Financial

Our stock analysis for Regions Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Regions Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.