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Overview
Profile

Truist Financial stock

TFC
US89832Q1094
A2PWMZ

Price

41.41
Today +/-
-0.06
Today %
-0.17 %

Truist Financial stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Truist Financial stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Truist Financial stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Truist Financial stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Truist Financial's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Truist Financial Stock Price History

DateTruist Financial Price
5/16/202541.41 undefined
5/15/202541.48 undefined
5/14/202540.82 undefined
5/13/202541.36 undefined
5/12/202541.13 undefined
5/9/202539.02 undefined
5/8/202539.57 undefined
5/7/202538.77 undefined
5/6/202538.98 undefined
5/5/202539.36 undefined
5/2/202539.53 undefined
5/1/202538.60 undefined
4/30/202538.35 undefined
4/29/202538.51 undefined
4/28/202538.35 undefined
4/25/202537.71 undefined
4/25/202537.69 undefined
4/24/202538.07 undefined
4/23/202537.15 undefined
4/22/202536.31 undefined
4/21/202535.32 undefined

Truist Financial Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Truist Financial, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Truist Financial from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Truist Financial’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Truist Financial. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Truist Financial’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Truist Financial’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Truist Financial’s growth potential.

Truist Financial Revenue, EBIT and net profit per share

DateTruist Financial RevenueTruist Financial Net Income
2030e24.59 B undefined6.8 B undefined
2029e23.83 B undefined7.66 B undefined
2028e23.15 B undefined7.39 B undefined
2027e22.39 B undefined6.6 B undefined
2026e21.67 B undefined6.01 B undefined
2025e20.69 B undefined5.23 B undefined
202424.25 B undefined4.47 B undefined
202329.95 B undefined-1.45 B undefined
202225.36 B undefined5.93 B undefined
202123.06 B undefined6.03 B undefined
202024.43 B undefined4.18 B undefined
201914.66 B undefined3.03 B undefined
201812.71 B undefined3.06 B undefined
201711.89 B undefined2.22 B undefined
201611.3 B undefined2.26 B undefined
201510.13 B undefined1.94 B undefined
20149.79 B undefined1.98 B undefined
201310.34 B undefined1.56 B undefined
201210.5 B undefined1.92 B undefined
20119.7 B undefined2.8 B undefined
201010.9 B undefined816 M undefined
200910.66 B undefined729 M undefined
200810.25 B undefined1.5 B undefined
200710.53 B undefined1.73 B undefined
20069.29 B undefined1.53 B undefined
20057.72 B undefined1.65 B undefined

Truist Financial Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M)
EBIT (B)
EBIT MARGIN (%)
NET INCOME (B)
NET INCOME GROWTH (%)
DIV. ()
DIV. GROWTH (%)
SHARES (B)
DOCUMENTS
199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025e2026e2027e2028e2029e2030e
3.734.224.665.155.76.145.916.16.567.729.2910.5310.2510.6610.99.710.510.349.7910.1311.311.8912.7114.6624.4323.0625.3629.9524.2520.6921.6722.3923.1523.8324.59
-13.2810.4010.3810.717.81-3.813.227.6417.6120.3613.31-2.623.992.19-10.938.24-1.55-5.323.4411.585.176.9315.3866.58-5.589.9418.13-19.03-14.704.753.323.412.943.18
-----------------------------------
00000000000000000000000000000000000
000000000000000000003.53.334.064.025.477.990008.669.3710.0210.8500
-----------------------------------
0.530.570.720.780.70.971.31.071.561.651.531.731.50.730.822.81.921.561.981.942.262.223.063.034.186.035.93-1.454.475.236.016.67.397.666.8
-7.2127.618.04-10.4039.5433.78-18.2746.296.16-7.6213.48-13.61-51.3411.93243.50-31.64-18.4226.87-2.3716.68-1.7337.97-1.1438.1844.19-1.76-124.50-407.7817.0714.819.8412.063.64-11.24
-----------------------------------
-----------------------------------
0.450.450.450.460.460.460.480.510.560.550.540.550.550.640.70.710.710.710.730.760.820.810.780.821.361.351.341.331.33000000
-----------------------------------
Details

Keystats

ⓘ

Revenue and Growth

The Truist Financial Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Truist Financial is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETS
CASH BALANCE (M)
RECEIVABLES (M)
OTHER REC. (M)
INVENTORIES (M)
OTHER CURRENT LIAB. (M)
CURRENT ASSETS (M)
TANGIBLE ASSETS (B)
LONG-T. INVEST. (M)
LONG-T. REC. (M)
INTANGIBLE ASSETS (B)
GOODWILL (B)
OTHER NON-CURRENT ASSETS (B)
NON-CURRENT ASSETS (B)
TOTAL ASSETS (B)
LIABILITIES
COMMON STOCK (B)
ADDITIONAL PAID-IN CAPITAL (B)
RETAINED EARNINGS (B)
OTHER EQUITY (M)
UNREAL. GAINS/LOSSES (B)
EQUITY (B)
LIABILITIES (B)
PROVISIONS (B)
OTHER SHORT-TERM LIAB. (M)
SHORT-TERM DEBTS (B)
LONG-TERM DEBT PORTION (M)
SHORT-TERM REC. (B)
LONG-T. LIAB. (B)
DEFERRED TAXES (B)
OTHER LIAB. (B)
LONG-T. LIABILITIES (B)
DEBT (B)
TOTAL CAPITAL (B)
19992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024
                                                   
00000000000000000000000000
00000000000000000000000000
00000000000000000000000000
00000000000000000000000000
00000000000000000000000000
00000000000000000000000000
0.850.930.991.071.21.281.291.411.531.581.581.841.861.891.871.832.012.112.062.125.545.23.74.84.444.24
00000000000000000000000000
00000000000000000000000000
0000.150.40.510.920.940.960.911.471.341.011.31.621.351.571.911.771.875.775.016.047.436.545.26
000.881.723.624.124.264.835.195.486.056.016.086.86.816.878.559.649.629.8224.1524.4526.127.0120.917.13
00000000000000.080000.09003.584.3604.546.567.24
0.850.931.872.945.225.926.467.187.687.989.119.198.9410.0710.310.0512.1213.7413.4413.839.0439.0235.8443.7838.4433.86
0.850.931.872.945.225.926.467.187.687.989.119.198.9410.0710.310.0512.1213.7413.4413.839.0439.0235.8443.7838.4433.86
                                                   
2.252.272.282.352.712.752.722.712.735.883.453.473.495.626.146.216.517.16.966.8711.8114.7913.3113.3113.3412.49
0.40.420.420.792.893.122.822.83.093.515.625.785.875.976.176.528.379.17.896.8535.6135.8434.5734.5436.1835.63
2.342.633.153.914.315.115.956.66.927.387.547.948.7710.1311.0412.3213.4614.8116.2618.1219.8119.462326.2622.0923.78
-3479730533022-111-356-359-104-732-417-747-781-901-316-696-825-873-1,111-1,215-1,224-938-94-1,618-1,381-1,515
0000000000000.070.34-0.28-0.06-0.2-0.26-0.36-0.50.381.65-1.51-11.98-11.13-6.7
4.645.426.157.399.9410.8811.1311.7512.6316.0416.1916.4417.4221.1622.7624.2927.3129.8829.6530.1266.3870.8169.2760.5159.163.68
00000000000008.226.946.136.075.755.845.338.749.0812.4516.0818.1113.46
000000000000000000002.121.91.61.551.411.3
00000000000000000000000000
8.397.15.565.187.166.525.526.148.8310.798.115.673.572.864.143.570.620.970.480.254.743.445.294.524.3311.81
00000000000000000000000000
8.397.15.565.187.166.525.526.148.8310.798.115.673.5711.0911.089.76.686.726.325.5815.614.4219.3422.1523.8526.56
6.228.6511.7213.5910.8111.4213.1215.918.6918.0321.3821.7321.819.1121.4923.3118.0417.8521.1721.9637.238.5835.0543.234.7232.56
000000000000000.150.260.0600.150.11.010.570.23-3.03-3.04-1.95
0.811.31.622.563.043.834.084.643.898.55.085.976.79000.1500000.3700016.490
7.039.9513.3416.1513.8515.2517.220.5522.5926.5326.4527.728.5919.1121.6523.7218.0917.8521.3222.0638.5839.1635.2840.1748.1730.61
15.4217.0418.921.342121.7722.7226.6931.4137.3234.5633.3732.1630.232.7333.4224.7824.5627.6427.6454.1753.5854.6262.3272.0257.17
20.0622.4625.0528.7230.9432.6433.8538.4444.0453.3650.7549.8149.5851.3655.4957.7152.0854.4457.2957.77120.56124.38123.89122.84131.12120.85
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Truist Financial provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Truist Financial's financial health and stability.

Assets

Truist Financial's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Truist Financial must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Truist Financial after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Truist Financial's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)
DEPRECIATION (B)
DEFERRED TAXES (M)
CHANGES IN WORKING CAPITAL (B)
NON-CASH ITEM (B)
PAID INTEREST (B)
PAID TAXES (B)
NET CASH FLOW FROM OPERATING ACTIVITIES (B)
CAPITAL EXPENDITURES (M)
CASH FLOW FROM INVESTING ACTIVITIES (B)
CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)
INTEREST INCOME AND EXPENSES (M)
NET DEBT CHANGE (B)
NET CHANGE IN EQUITY (B)
CASH FLOW FROM FINANCING ACTIVITIES (B)
CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)
TOTAL DIVIDENDS PAID (M)
NET CHANGE IN CASH FLOW (B)
FREE CASH FLOW (M)
SHARE-BASED COMPENSATION (M)
19981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0.720.780.70.971.31.061.561.651.531.751.530.880.851.332.031.732.212.122.442.423.263.244.496.446.27-1.05
0.170.20.20.240.270.210.270.30.290.280.30.340.380.360.390.420.420.460.560.550.560.631.611.381.371.22
0000000000000185419307134000000000
-0.551.01-0.6-1.13-0.742.450.88-0.42-1.22-1.113.36-1.830.981.640.612.240.260.2701.150.4-2.513.67-1.23-0.391.98
-0.01-0.01-00-0.010.10.190.170.220.260.240.180.770.850.360.710.290.380.230.660.280.33-1.981.33.846.49
0000000000000-1.41.120.920.770.730.780.821.411.921.830.862.019.14
0.210.160.090.150.240.110.350.780.792.230.730.430.97-0.080.350.680.320.660.840.430.10.440.130.790.480.78
0.331.980.30.090.823.822.891.710.771.115.35-0.492.94.283.715.313.213.133.124.644.351.527.447.8911.088.63
-161-156-170-190-184-213-220-198-250-256-219-174-428000000000-815-442-5640
-2.75-5.26-4.72-1.05-1.281.25-7.18-8.74-7.29-7.46-18.327.235.98-18.01-7.05-4.21-4.02-1.85-0.98-5.41-4.968.35-43.65-32.06-29.9722.86
-2.59-5.11-4.55-0.86-1.11.46-6.96-8.54-7.04-7.21-18.17.416.41-18.01-7.05-4.21-4.02-1.85-0.98-5.41-4.968.35-42.84-31.61-29.4122.86
00000000000000000000000000
1.353.641.292.36-0.43-1.6-0.291.553.663.13-1.01-2.62-2.27-2.29-3.493.81.18-1.14-5.554.960.484.11-13.76-4.0326.54-2.68
-0.28-0.35-0.17-0.45-0.74-0.75-0.36-0.41-0.85-0.193.29-0.470.1102.120.4900.07-0.07-1.61-1.21-0.042.95-3.03-0.250
2.463.314.151.080.6-4.624.436.936.446.7612.59-6.83-9.1415.222.8-1.970.970.1-1.88-0.551.55.3536.0225.5920.02-22.27
1.660.343.41-0.392.29-1.645.826.594.484.7811.33-2.92-6.5717.954.73-5.350.62.124.83-2.723.612.7449.5535.51-3.28-16.46
-275-324-375-434-522-628-739-801-863-962-1,019-820-415-446-564-912-814-937-1,092-1,179-1,378-1,459-2,725-2,852-2,989-3,131
0.040.03-0.270.130.140.450.14-0.11-0.090.41-0.38-0.09-0.261.49-0.54-0.870.161.390.26-1.320.8915.22-0.21.431.139.22
1701,828130-966323,605.62,6691,5105178565,134-6672,4704,2763,7145,3083,2103,1313,1154,6354,3491,5206,6227,45010,5178,631
00000000000000000000000000

Truist Financial stock margins

The Truist Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Truist Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Truist Financial.

  • 3 years

  • 5 years

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  • 25 Years

  • Max

Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Truist Financial's sales revenue. A higher gross margin percentage indicates that the Truist Financial retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Truist Financial's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Truist Financial's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Truist Financial's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Truist Financial. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Truist Financial's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Truist Financial Margin History

DateTruist Financial Profit margin
2030e27.66 %
2029e32.15 %
2028e31.94 %
2027e29.47 %
2026e27.72 %
2025e25.29 %
202418.43 %
2023-4.85 %
202223.38 %
202126.16 %
202017.13 %
201920.65 %
201824.1 %
201718.68 %
201619.99 %
201519.12 %
201420.25 %
201315.11 %
201218.24 %
201128.88 %
20107.49 %
20096.84 %
200814.61 %
200716.47 %
200616.44 %
200521.42 %

Truist Financial Stock Sales Revenue, EBIT, Earnings per Share

The Truist Financial earnings per share therefore indicates how much revenue Truist Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Truist Financial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Truist Financial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Truist Financial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Truist Financial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Truist Financial Revenue, EBIT and net profit per share

DateTruist Financial Sales per ShareTruist Financial Earnings per Share
2030e18.47 undefined5.11 undefined
2029e17.9 undefined5.76 undefined
2028e17.39 undefined5.56 undefined
2027e16.82 undefined4.96 undefined
2026e16.28 undefined4.51 undefined
2025e15.54 undefined3.93 undefined
202418.22 undefined3.36 undefined
202322.49 undefined-1.09 undefined
202218.95 undefined4.43 undefined
202117.1 undefined4.47 undefined
202017.99 undefined3.08 undefined
201917.99 undefined3.72 undefined
201816.23 undefined3.91 undefined
201714.65 undefined2.74 undefined
201613.87 undefined2.77 undefined
201513.36 undefined2.55 undefined
201413.45 undefined2.72 undefined
201314.48 undefined2.19 undefined
201214.82 undefined2.7 undefined
201113.76 undefined3.98 undefined
201015.54 undefined1.16 undefined
200916.76 undefined1.15 undefined
200818.57 undefined2.71 undefined
200719.07 undefined3.14 undefined
200617.08 undefined2.81 undefined
200514.01 undefined3 undefined

Truist Financial business model

Truist Financial Corp is one of the leading financial institutions in North America. With a wide range of products and services, the company serves a variety of customers, from individuals to small and medium-sized businesses to large corporations and institutional investors. Truist Financial Corp was founded in December 2019 through the merger of BB&T Corporation and SunTrust Banks, Inc. The two companies brought their respective strengths and competencies to create a new, even more powerful entity in the financial services market. Truist's business model is based on comprehensive customer advice and support, including a wide range of financial products, professional risk management, and a strong understanding of customers' individual needs and goals. Truist offers a variety of divisions and products, including retail banking for individuals, commercial banking for businesses, investment banking for institutional clients, wealth management for affluent individuals, and treasury services for corporate clients. Truist also provides specialized services such as asset management, insurance, and leasing. In the retail banking sector, Truist offers a wide range of financial products for individual customers, including checking accounts, savings and investment products, credit cards, mortgages, and loans. The digital offering of Truist is particularly noteworthy, enabling fast and convenient banking transactions. Truist's commercial banking is aimed at small and medium-sized businesses as well as corporations, offering credit lines, financing, cash management solutions, and trade financing, among other services. Truist places particular importance on individual advice and support to promote customers' business success. Truist's investment banking encompasses a wide range of services for institutional clients, including mergers and acquisitions, capital raising, equity and bond offerings, and corporate finance advice. Truist has extensive experience and a broad network in the investment banking sector. In wealth management, Truist offers tailored solutions for affluent individuals, including wealth management, tax planning, and estate administration. Truist relies on a deep understanding of customers' individual needs and goals and collaborates closely with other specialists such as lawyers and tax advisors. Truist's treasury services business is aimed at corporate clients and includes cash management solutions, payment and transaction processing, and risk management. Truist works closely with customers to meet their specific requirements. In summary, Truist Financial Corp is one of the leading financial institutions in North America. With a wide range of products and services, as well as comprehensive customer advice and support, Truist enables customers to effectively manage their finances and achieve their goals. Truist Financial is one of the most popular companies on Eulerpool.com.

Truist Financial SWOT Analysis

Strengths

1. Strong Market Position:

Truist Financial Corp holds a prominent position in the financial services industry, with a vast customer base and established brand recognition.

2. Diverse Product Portfolio:

The company offers a wide range of financial products and services, including banking, lending, wealth management, and insurance, providing opportunities for cross-selling and revenue diversification.

3. Robust Technology Infrastructure:

Truist has invested heavily in advanced technology, enabling efficient operations, seamless digital banking experiences, and enhanced cybersecurity measures.

Weaknesses

1. Integration Challenges:

As a result of the merger between BB&T and SunTrust, Truist faces potential integration challenges related to systems, processes, and cultural differences that could impact operational efficiency.

2. Regional Concentration:

Truist's operations are concentrated in select regions, which exposes the company to economic downturns or regional-specific risks, impacting its overall performance.

3. Regulatory Compliance:

Being in the highly regulated financial industry, Truist needs to ensure compliance with various legal and regulatory requirements, which adds complexity and potential risk.

Opportunities

1. Cross-Selling Synergies:

Truist can capitalize on its extensive customer base to cross-sell additional products and services, driving revenue growth and improving customer loyalty.

2. Expansion into New Markets:

The company has the opportunity to expand its footprint into new regions where it can tap into underserved markets and capture a larger share of the customer base.

3. Digital Transformation:

Truist can leverage its robust technology infrastructure to enhance its digital offerings, attracting tech-savvy customers and improving operational efficiency through automation and innovative solutions.

Threats

1. Intense Competition:

Truist faces fierce competition from other large financial institutions, as well as emerging fintech firms, which may erode its market share and put pressure on profitability.

2. Economic Downturns:

A significant economic downturn or recession could adversely impact Truist's business, leading to lower demand for financial products and increased credit risks.

3. Regulatory Changes:

Changes in regulations or increased regulatory scrutiny could require Truist to modify its business practices, potentially increasing compliance costs and impacting profitability.

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Truist Financial Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Truist Financial historical P/E ratio, EBIT multiple, and P/S ratio

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Truist Financial shares outstanding

The number of shares was Truist Financial in 2024 — This indicates how many shares 1.331 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Truist Financial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Truist Financial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Truist Financial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Truist Financial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Truist Financial stock splits

In Truist Financial's history, there have been no stock splits.

Truist Financial dividend history and estimates

In 2024, Truist Financial paid a dividend amounting to 2.08 USD. Dividend means that Truist Financial distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for Truist Financial provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Truist Financial’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Truist Financial's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Truist Financial Dividend History

DateTruist Financial Dividend
2030e2.19 undefined
2029e2.19 undefined
2028e2.19 undefined
2027e2.19 undefined
2026e2.19 undefined
2025e2.19 undefined
20242.08 undefined
20232.08 undefined
20222 undefined
20211.86 undefined
20201.8 undefined
20191.71 undefined
20181.56 undefined
20171.26 undefined
20161.15 undefined
20151.05 undefined
20140.95 undefined
20131.12 undefined
20120.76 undefined
20110.63 undefined
20100.6 undefined
20091.24 undefined
20081.86 undefined
20071.76 undefined
20061.6 undefined
20051.46 undefined

Truist Financial dividend payout ratio

In 2024, Truist Financial had a payout ratio of 45.05%. The payout ratio indicates the percentage of the company's profits that Truist Financial distributes as dividends.

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Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for Truist Financial represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Truist Financial could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Truist Financial's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Truist Financial Payout Ratio History

DateTruist Financial Payout ratio
2030e46.13 %
2029e46.24 %
2028e46.23 %
2027e45.93 %
2026e46.55 %
2025e46.2 %
202445.05 %
202348.4 %
202245.15 %
202141.61 %
202058.44 %
201946.09 %
201839.9 %
201746.15 %
201641.52 %
201541.18 %
201434.93 %
201351.14 %
201228.15 %
201115.87 %
201051.72 %
2009107.83 %
200868.63 %
200756.05 %
200656.94 %
200548.67 %
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Unfortunately, there are currently no price targets and forecasts available for Truist Financial.

Truist Financial latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
3/31/20250.88 0.87  (-0.96 %)2025 Q1
12/31/20240.89 0.91  (2.34 %)2024 Q4
9/30/20240.92 0.97  (5.73 %)2024 Q3
6/30/20240.83 0.91  (9.51 %)2024 Q2
3/31/20240.8 0.84  (4.66 %)2024 Q1
12/31/20230.9 0.91  (0.89 %)2023 Q4
9/30/20230.83 0.84  (1.01 %)2023 Q3
6/30/20231.02 0.95  (-6.8 %)2023 Q2
3/31/20231.16 1.09  (-5.71 %)2023 Q1
12/31/20221.3 1.3  (0.13 %)2022 Q4
1
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5
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Eulerpool ESG Scorecard© for the Truist Financial stock

Eulerpool World ESG Rating (EESG©)

68/ 100

🌱 Environment

59

👫 Social

79

🏛️ Governance

66

Environment

Scope 1 - Direct Emissions
13,765
Scope 2 - Indirect emissions from purchased energy
142,481
Scope 3 - Indirect emissions within the value chain
98,641
Total CO₂ emissions
156,246
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees62.679
Percentage of women in management
Percentage of Asian employees6.6
Share of Asian management
Percentage of Hispanic/Latino employees10.6
Hispano/Latino Management share
Percentage of Black employees19.1
Black Management Share
Percentage of white employees60.5
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Truist Financial shareholders

%
Name
Stocks
Change
Date
8.90150 % The Vanguard Group, Inc.118,486,651-84,82212/31/2024
6.80778 % Capital International Investors90,617,51918,712,24612/31/2024
5.37832 % BlackRock Institutional Trust Company, N.A.71,590,0912,213,14312/31/2024
4.78221 % State Street Global Advisors (US)63,655,4141,790,45712/31/2024
3.47239 % Capital Research Global Investors46,220,54846,220,5481/31/2025
3.16911 % Capital World Investors42,183,5606,924,71412/31/2024
2.67344 % JP Morgan Asset Management35,585,768-300,11512/31/2024
2.10172 % Geode Capital Management, L.L.C.27,975,691534,74012/31/2024
2.06432 % Managed Account Advisors LLC27,477,892-2,098,05012/31/2024
1.36751 % Amundi Asset Management US, Inc.18,202,7351,597,88412/31/2024
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3
4
5
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10

Truist Financial Executives and Management Board

Mr. William Rogers

(66)
Truist Financial Chairman of the Board, Chief Executive Officer (since 2019)
Compensation 12.04 M

Mr. Donta Wilson

(47)
Truist Financial Senior Executive Vice President, Chief Consumer and Small Business Banking Officer
Compensation 4.66 M

Mr. Michael Maguire

(45)
Truist Financial Chief Financial Officer, Senior Executive Vice President
Compensation 3.6 M

Mr. Thomas Skains

(67)
Truist Financial Lead Independent Director
Compensation 338,827

Ms. Donna Morea

(69)
Truist Financial Independent Director
Compensation 333,827
1
2
3
4

Truist Financial Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
WEX Stock
WEX
SupplierCustomer0,640,88-0,390,280,640,87
Box A Stock
Box A
SupplierCustomer0,580,770,50-0,390,710,55
Alleghany Stock
Alleghany
SupplierCustomer0,570,840,440,640,860,81
NETSTREIT Stock
NETSTREIT
SupplierCustomer0,540,420,30-0,600,44
IZEA Worldwide Stock
IZEA Worldwide
SupplierCustomer0,490,480,030,530,610,52
Visa Inc. Stock
Visa Inc.
SupplierCustomer0,450,68-0,36-0,540,660,65
Black Knight Stock
Black Knight
SupplierCustomer0,450,52-0,44-0,70-0,91-0,02
Teladoc Health Stock
Teladoc Health
SupplierCustomer0,440,60-0,290,05-0,44-0,32
Amrcn Fnnc Trst Stock
Amrcn Fnnc Trst
SupplierCustomer0,310,390,580,750,910,60
Cardlytics Stock
Cardlytics
SupplierCustomer0,29-0,21-0,58-0,210,13
1

Most common questions regarding Truist Financial

What values and corporate philosophy does Truist Financial represent?

Truist Financial Corp represents a strong commitment to integrity, transparency, and excellence in the financial industry. With a customer-centric approach, the company aims to provide innovative solutions and build meaningful relationships. They adhere to a philosophy of responsibility, supporting communities, and prioritizing the well-being of their employees. Truist Financial Corp promotes diversity and inclusion, fostering an inclusive workplace that reflects the diverse needs of their customers. By consolidating their resources and expertise, Truist Financial Corp aims to deliver long-term value to its shareholders while maintaining a strong focus on delivering exceptional financial services to individuals, businesses, and communities.

In which countries and regions is Truist Financial primarily present?

Truist Financial Corp, a prominent financial institution, primarily operates in the United States. With its headquarters in Charlotte, North Carolina, the company serves customers across various states, including Alabama, Florida, Georgia, Indiana, Maryland, North Carolina, Ohio, South Carolina, Tennessee, Texas, and Virginia. Truist Financial Corp offers a wide range of banking, lending, and investment services to individuals, small businesses, and corporate clients. As a leading player in the US market, Truist Financial Corp is committed to providing innovative financial solutions to meet the diverse needs of its customers.

What significant milestones has the company Truist Financial achieved?

Truist Financial Corp has achieved significant milestones throughout its history. Notably, the company was formed by the merger of BB&T Corporation and SunTrust Banks, Inc. in December 2019, creating the sixth-largest U.S. commercial bank. Truist Financial Corp has consistently showcased its commitment to serving clients and communities, focusing on sustainable growth and innovation. The company has a strong track record of delivering exceptional financial services, including banking, lending, wealth management, and insurance solutions. Truist Financial Corp's dedication to customer satisfaction, strong market presence, and strategic acquisitions has positioned it as a leading player in the financial industry.

What is the history and background of the company Truist Financial?

Truist Financial Corp, formerly known as BB&T Corporation, is a leading financial services company. Established in 1872, Truist Financial has a rich heritage rooted in providing exceptional banking, investment, and insurance services to individuals and businesses across the United States. With its headquarters in Charlotte, North Carolina, the company has deep roots in the southeastern region and has grown to become one of the largest financial institutions in the country. Truist Financial is dedicated to delivering innovative and personalized solutions, leveraging its extensive industry experience and cutting-edge technology. It is committed to enhancing financial well-being and driving economic growth for its customers, shareholders, and the communities it serves.

Who are the main competitors of Truist Financial in the market?

The main competitors of Truist Financial Corp in the market include established financial institutions such as JPMorgan Chase, Bank of America, Wells Fargo, and Citigroup. These companies compete with Truist Financial Corp for market share in various financial services sectors, including banking, wealth management, and insurance. While Truist Financial Corp aims to differentiate itself through its customer-centric approach, innovative technologies, and extensive branch network, it faces stiff competition from these industry giants in serving the financial needs of individuals, businesses, and institutions.

In which industries is Truist Financial primarily active?

Truist Financial Corp is primarily active in the financial services industry, providing a wide range of banking, insurance, and investment solutions. With a strong presence in the retail and commercial banking sectors, Truist offers individuals and businesses comprehensive financial products and services such as checking and savings accounts, loans, mortgages, insurance, wealth management, and investment advisory services. As a leading financial institution, Truist Financial Corp operates across various segments, including consumer banking, commercial banking, and wealth management, helping customers achieve their financial goals and secure their future.

What is the business model of Truist Financial?

The business model of Truist Financial Corp is focused on providing comprehensive financial services to individuals, businesses, and institutional clients. As one of the largest financial holding companies in the United States, Truist operates through various segments including Community Banking, Consumer Banking, Wealth, and Corporate & Commercial Banking. The company offers a wide range of products and services such as banking, lending, wealth management, insurance, and investment banking. Truist aims to deliver personalized solutions, innovative technologies, and exceptional customer experiences to help clients achieve their financial goals. With its extensive network and diverse capabilities, Truist Financial Corp strives to be a trusted partner in the financial industry.

What is the P/E ratio of Truist Financial 2025?

The Truist Financial P/E ratio is 10.53.

What is the P/S ratio of Truist Financial 2025?

The Truist Financial P/S ratio is 2.66.

What is the Quality Investing of Truist Financial?

The Quality Investing for Truist Financial is 3/10.

What is the revenue of Truist Financial 2025?

The expected Truist Financial revenue is 20.69 B USD.

How high is the profit of Truist Financial 2025?

The expected Truist Financial profit is 5.23 B USD.

What is the business model of Truist Financial

Truist Financial Corp is a leading financial services company headquartered in Charlotte, North Carolina, USA. The company was formed in December 2019 through the merger of BB&T Corporation and SunTrust Banks. Truist offers a wide range of banking solutions to both individual and business customers, including deposits, loans, payment processing, wealth management services, and investments in fixed-income securities. Truist has a diversified business model that focuses on integrating the products and services of both predecessor banks. The company operates four business segments: Consumer Banking, Commercial Banking, Wealth Management, and Corporate Other. Under Consumer Banking, Truist offers personal accounts, loans, credit cards, and mortgages. The company also has mobile and online banking services for customers who want convenient and 24/7 access to their accounts. Key products include checking accounts for daily transactions, various savings accounts for different needs, and financing options for purchasing a home or a car. Truist also offers a wide selection of credit and debit cards, including special offers and rewards for users. Commercial Banking is responsible for providing financial solutions to businesses and institutions. This includes lending to businesses, real estate financing, cash management solutions, and treasury services. Lending solutions include working capital loans for daily business operations or investment loans for future investments. Real estate financing covers new acquisitions, renovations, or refinancing. Cash management is an important part of the business - in collaboration with TruSight, the company takes care of your liquidity management and currency fluctuation risk. The Wealth Management segment serves high-net-worth individuals and institutional clients who require specialized investment management. Truist offers customized solutions for affluent customers, including asset management, private banking services, and tax-optimized solutions for local and international contexts. Corporate Other is the fourth business segment of Truist, which includes various central services such as accounting, compliance, IT management, or human resources. These services support the work of the other segments and ensure smooth collaboration among employees. Another important aspect for Truist is online and mobile banking. The company invests heavily in modern and fast software for its customers to enable quick and easy transactions and transfers. Developing mobile apps and expanding online services for their customers is important to the company, as customers nowadays have expectations for fast and available banking solutions. In summary, Truist offers a wide range of financial services to individual and business customers, covering all important areas such as deposits, loans, payments, investments, and wealth management. With the integration of the two merged banks, the company provides flexible and customized solutions for customers, as well as professional advice tailored to the needs of each individual.

What is the Truist Financial dividend?

Truist Financial pays a dividend of 2 USD distributed over 4 payouts per year.

How often does Truist Financial pay dividends?

Truist Financial pays out a dividend 4 times a year.

What is the Truist Financial ISIN?

The ISIN of Truist Financial is US89832Q1094.

What is the Truist Financial WKN?

The WKN of Truist Financial is A2PWMZ.

What is the Truist Financial ticker?

The ticker of Truist Financial is TFC.

How much dividend does Truist Financial pay?

Over the past 12 months, Truist Financial paid a dividend of 2.08 USD . This corresponds to a dividend yield of about 5.02 %. For the coming 12 months, Truist Financial is expected to pay a dividend of 2.19 USD.

What is the dividend yield of Truist Financial?

The current dividend yield of Truist Financial is 5.02 %.

When does Truist Financial pay dividends?

Truist Financial pays a quarterly dividend. This is distributed in the months of September, December, March, June.

How secure is the dividend of Truist Financial?

Truist Financial paid dividends every year for the past 26 years.

What is the dividend of Truist Financial?

For the upcoming 12 months, dividends amounting to 2.19 USD are expected. This corresponds to a dividend yield of 5.29 %.

In which sector is Truist Financial located?

Truist Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Truist Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Truist Financial from 6/2/2025 amounting to 0.52 USD, you needed to have the stock in your portfolio before the ex-date on 5/9/2025.

When did Truist Financial pay the last dividend?

The last dividend was paid out on 6/2/2025.

What was the dividend of Truist Financial in the year 2024?

In the year 2024, Truist Financial distributed 2.08 USD as dividends.

In which currency does Truist Financial pay out the dividend?

The dividends of Truist Financial are distributed in USD.

All fundamentals about Truist Financial

Our stock analysis for Truist Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Truist Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.