Ameriserv Financial Liabilities 2024

Ameriserv Financial Aktienanalyse

What does Ameriserv Financial do?

Ameriserv Financial Inc is a US bank holding company based in Johnstown, Pennsylvania. The company's history dates back to 1901 when the former Johnstown Savings and Trust Company was founded. Over the years, the company underwent several restructuring and mergers before eventually being listed as Ameriserv Financial Inc in 1989. Ameriserv Financial Inc's business model is based on offering a variety of financial services to individuals, businesses, and public agencies. The company operates several subsidiaries under the Ameriserv brand, each offering specialized financial services. These include Ameriserv Trust and Financial Services Company, Ameriserv Life and Annuity Company, and Ameriserv Securities, Inc. The various divisions of Ameriserv Financial Inc cover a wide range of financial services. Ameriserv Bank is a fully licensed bank offering a variety of deposit, credit, and financial services. Ameriserv Trust and Financial Services Company provides financial planning and asset management services to individuals and businesses. Ameriserv Life and Annuity Company offers life and annuity insurance products, while Ameriserv Securities, Inc. offers brokerage and advisory services for clients interested in investing in securities and other investment instruments. The company also has a strong presence in the public banking sector. Ameriserv Financial Inc is a recognized state depository bank, providing deposit and financial services to government institutions and other public entities. The company also has a strong presence in the corporate customer segment, offering numerous financial services to businesses, including loans, lines of credit, leasing, and treasury management services. Ameriserv Financial Inc's product range includes a wide range of deposit and credit products, as well as insurance and investment products. The bank offers a variety of checking, savings, money market, and certificate of deposit accounts. They also have various types of loans, such as personal, business, real estate, and agricultural loans. Ameriserv Life and Annuity Company offers a variety of life insurance and annuity products, including term, universal, and variable life insurance, as well as variable annuities. In summary, Ameriserv Financial Inc is a company that offers a wide range of financial services to individuals, businesses, and public entities. The company operates various subsidiaries under the Ameriserv brand, offering specialized financial services. The product range includes traditional deposit and credit products, as well as insurance and investment products. With its strong presence in the public banking sector and corporate customers, Ameriserv Financial Inc is an important financial institution in the United States. Ameriserv Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing Ameriserv Financial's Liabilities

Ameriserv Financial's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Ameriserv Financial's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing Ameriserv Financial's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

Ameriserv Financial's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in Ameriserv Financial’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about Ameriserv Financial stock

What is the level of liabilities of Ameriserv Financial this year?

Ameriserv Financial has a debt balance of 1.29 B USD this year.

What were the liabilities of Ameriserv Financial compared to the previous year?

The liabilities of Ameriserv Financial have increased by 2.36% increased compared to the previous year.

What are the consequences of high debt for investors of Ameriserv Financial?

High liabilities can pose a risk for investors of Ameriserv Financial, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in Ameriserv Financial?

Low liabilities mean that Ameriserv Financial has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of Ameriserv Financial affect the company?

An increase in liabilities of Ameriserv Financial can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of Ameriserv Financial affect the company?

A decrease in the liabilities of Ameriserv Financial can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of Ameriserv Financial?

Some factors that can influence the liabilities of Ameriserv Financial include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of Ameriserv Financial so important for investors?

The liabilities of Ameriserv Financial are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can Ameriserv Financial take to modify the liabilities?

To change its liabilities, Ameriserv Financial can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does Ameriserv Financial pay?

Over the past 12 months, Ameriserv Financial paid a dividend of 0.12 USD . This corresponds to a dividend yield of about 4.05 %. For the coming 12 months, Ameriserv Financial is expected to pay a dividend of 0.12 USD.

What is the dividend yield of Ameriserv Financial?

The current dividend yield of Ameriserv Financial is 4.05 %.

When does Ameriserv Financial pay dividends?

Ameriserv Financial pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of Ameriserv Financial?

Ameriserv Financial paid dividends every year for the past 11 years.

What is the dividend of Ameriserv Financial?

For the upcoming 12 months, dividends amounting to 0.12 USD are expected. This corresponds to a dividend yield of 4.05 %.

In which sector is Ameriserv Financial located?

Ameriserv Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Ameriserv Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Ameriserv Financial from 11/18/2024 amounting to 0.03 USD, you needed to have the stock in your portfolio before the ex-date on 11/4/2024.

When did Ameriserv Financial pay the last dividend?

The last dividend was paid out on 11/18/2024.

What was the dividend of Ameriserv Financial in the year 2023?

In the year 2023, Ameriserv Financial distributed 0.115 USD as dividends.

In which currency does Ameriserv Financial pay out the dividend?

The dividends of Ameriserv Financial are distributed in USD.