RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Ameriserv Financial Stock

Ameriserv Financial Revenue 2024

Ameriserv Financial Revenue

77.25 M USD

Ticker

ASRV

ISIN

US03074A1025

WKN

885800

In 2024, Ameriserv Financial's sales reached 77.25 M USD, a 17.49% difference from the 65.75 M USD sales recorded in the previous year.

The Ameriserv Financial Revenue history

YEARREVENUE (undefined USD)GROSS MARGIN (%)
202377.25-
202265.75-
202164.43-
202063.16-
201964.54-
201861.31-
201759.01-
201656.51-
201557.15-
201454.76-
201355.08-
201254.86-
201155.53-
201058.8-
200961.39-
200864.24-
200764.09-
200659.41-
200556.08-
200464.11-

Ameriserv Financial Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Ameriserv Financial, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Ameriserv Financial from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Ameriserv Financial’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Ameriserv Financial. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Ameriserv Financial’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Ameriserv Financial’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Ameriserv Financial’s growth potential.

Ameriserv Financial Revenue, EBIT and net profit per share

DateAmeriserv Financial RevenueAmeriserv Financial Net Income
202377.25 M undefined-3.35 M undefined
202265.75 M undefined7.45 M undefined
202164.43 M undefined7.07 M undefined
202063.16 M undefined4.6 M undefined
201964.54 M undefined6.03 M undefined
201861.31 M undefined7.77 M undefined
201759.01 M undefined3.29 M undefined
201656.51 M undefined2.3 M undefined
201557.15 M undefined5.79 M undefined
201454.76 M undefined2.81 M undefined
201355.08 M undefined4.98 M undefined
201254.86 M undefined4.21 M undefined
201155.53 M undefined5.15 M undefined
201058.8 M undefined120,000 undefined
200961.39 M undefined-6.05 M undefined
200864.24 M undefined5.47 M undefined
200764.09 M undefined3.03 M undefined
200659.41 M undefined2.33 M undefined
200556.08 M undefined-9.14 M undefined
200464.11 M undefined-9.72 M undefined

Ameriserv Financial stock margins

The Ameriserv Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Ameriserv Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Ameriserv Financial.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Ameriserv Financial's sales revenue. A higher gross margin percentage indicates that the Ameriserv Financial retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Ameriserv Financial's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Ameriserv Financial's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Ameriserv Financial's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Ameriserv Financial. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Ameriserv Financial's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Ameriserv Financial Margin History

DateAmeriserv Financial Profit margin
2023-4.33 %
202211.33 %
202110.97 %
20207.28 %
20199.34 %
201812.67 %
20175.58 %
20164.07 %
201510.13 %
20145.13 %
20139.04 %
20127.67 %
20119.27 %
20100.2 %
2009-9.86 %
20088.51 %
20074.73 %
20063.92 %
2005-16.3 %
2004-15.16 %

Ameriserv Financial Aktienanalyse

What does Ameriserv Financial do?

Ameriserv Financial Inc is a US bank holding company based in Johnstown, Pennsylvania. The company's history dates back to 1901 when the former Johnstown Savings and Trust Company was founded. Over the years, the company underwent several restructuring and mergers before eventually being listed as Ameriserv Financial Inc in 1989. Ameriserv Financial Inc's business model is based on offering a variety of financial services to individuals, businesses, and public agencies. The company operates several subsidiaries under the Ameriserv brand, each offering specialized financial services. These include Ameriserv Trust and Financial Services Company, Ameriserv Life and Annuity Company, and Ameriserv Securities, Inc. The various divisions of Ameriserv Financial Inc cover a wide range of financial services. Ameriserv Bank is a fully licensed bank offering a variety of deposit, credit, and financial services. Ameriserv Trust and Financial Services Company provides financial planning and asset management services to individuals and businesses. Ameriserv Life and Annuity Company offers life and annuity insurance products, while Ameriserv Securities, Inc. offers brokerage and advisory services for clients interested in investing in securities and other investment instruments. The company also has a strong presence in the public banking sector. Ameriserv Financial Inc is a recognized state depository bank, providing deposit and financial services to government institutions and other public entities. The company also has a strong presence in the corporate customer segment, offering numerous financial services to businesses, including loans, lines of credit, leasing, and treasury management services. Ameriserv Financial Inc's product range includes a wide range of deposit and credit products, as well as insurance and investment products. The bank offers a variety of checking, savings, money market, and certificate of deposit accounts. They also have various types of loans, such as personal, business, real estate, and agricultural loans. Ameriserv Life and Annuity Company offers a variety of life insurance and annuity products, including term, universal, and variable life insurance, as well as variable annuities. In summary, Ameriserv Financial Inc is a company that offers a wide range of financial services to individuals, businesses, and public entities. The company operates various subsidiaries under the Ameriserv brand, offering specialized financial services. The product range includes traditional deposit and credit products, as well as insurance and investment products. With its strong presence in the public banking sector and corporate customers, Ameriserv Financial Inc is an important financial institution in the United States. Ameriserv Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Revenue Details

Understanding Ameriserv Financial's Sales Figures

The sales figures of Ameriserv Financial originate from the total revenue accrued from goods sold or services provided during a specific time period. These numbers are a direct reflection of the company’s ability to translate its products or services into revenue, indicating the demand and market presence.

Year-to-Year Comparison

Analyzing Ameriserv Financial’s yearly sales data offers insights into the company’s growth and stability. An increase in sales suggests a growing demand for its offerings, efficient marketing, or expansion into new markets. Conversely, a decline might indicate market saturation, increased competition, or less effective strategies.

Impact on Investments

Investors often scrutinize Ameriserv Financial's sales data to evaluate its financial health and growth prospects. Consistent sales growth can be a promising indicator of the company’s profitability and potential return on investment, influencing stock prices and investor confidence.

Interpreting Sales Fluctuations

Increases in Ameriserv Financial’s sales indicate market growth, innovation, or effective marketing, often leading to a surge in stock prices. A decline, however, can signal challenges requiring strategic adjustments to enhance market share and profitability.

Frequently Asked Questions about Ameriserv Financial stock

How much revenue did Ameriserv Financial generate this year?

Ameriserv Financial has achieved a revenue of 77.25 M USD this year.

How much was the turnover of the company Ameriserv Financial compared to the previous year?

The revenue of Ameriserv Financial has increased by 17.49% increased compared to the previous year.

What does revenue mean for investors?

The revenue of a company is an important indicator of its financial performance and attractiveness for investors.

Which factors influence the revenue of Ameriserv Financial?

The revenue of Ameriserv Financial is influenced by various factors, including the demand for its products and services, market conditions, and prices.

How is the revenue of Ameriserv Financial measured?

Revenue is typically measured in units referring to the sale of goods and services provided by the company.

How does an increase in sales affect investments?

An increase in revenue can prompt investors to invest more money in the company as it serves as a positive signal for its financial performance and growth prospects.

What are the possible risks associated with a declining revenue?

A decline in revenue can prompt investors to invest less money in the company, as it is a negative signal for its financial performance and growth prospects.

Why is the sales revenue of Ameriserv Financial so important for investors?

The revenue of Ameriserv Financial is an important indicator of financial performance and attractiveness for investors.

What strategic measures can a company take to increase revenue?

A company can take various strategic measures to increase revenue, including developing new products and services, introducing new pricing models, and expanding into new markets.

How much dividend does Ameriserv Financial pay?

Over the past 12 months, Ameriserv Financial paid a dividend of 0.12 USD . This corresponds to a dividend yield of about 4.05 %. For the coming 12 months, Ameriserv Financial is expected to pay a dividend of 0.12 USD.

What is the dividend yield of Ameriserv Financial?

The current dividend yield of Ameriserv Financial is 4.05 %.

When does Ameriserv Financial pay dividends?

Ameriserv Financial pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of Ameriserv Financial?

Ameriserv Financial paid dividends every year for the past 11 years.

What is the dividend of Ameriserv Financial?

For the upcoming 12 months, dividends amounting to 0.12 USD are expected. This corresponds to a dividend yield of 4.05 %.

In which sector is Ameriserv Financial located?

Ameriserv Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Ameriserv Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Ameriserv Financial from 11/18/2024 amounting to 0.03 USD, you needed to have the stock in your portfolio before the ex-date on 11/4/2024.

When did Ameriserv Financial pay the last dividend?

The last dividend was paid out on 11/18/2024.

What was the dividend of Ameriserv Financial in the year 2023?

In the year 2023, Ameriserv Financial distributed 0.115 USD as dividends.

In which currency does Ameriserv Financial pay out the dividend?

The dividends of Ameriserv Financial are distributed in USD.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von Ameriserv Financial

Our stock analysis for Ameriserv Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Ameriserv Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.