Ameriserv Financial Equity 2024

Ameriserv Financial Aktienanalyse

What does Ameriserv Financial do?

Ameriserv Financial Inc is a US bank holding company based in Johnstown, Pennsylvania. The company's history dates back to 1901 when the former Johnstown Savings and Trust Company was founded. Over the years, the company underwent several restructuring and mergers before eventually being listed as Ameriserv Financial Inc in 1989. Ameriserv Financial Inc's business model is based on offering a variety of financial services to individuals, businesses, and public agencies. The company operates several subsidiaries under the Ameriserv brand, each offering specialized financial services. These include Ameriserv Trust and Financial Services Company, Ameriserv Life and Annuity Company, and Ameriserv Securities, Inc. The various divisions of Ameriserv Financial Inc cover a wide range of financial services. Ameriserv Bank is a fully licensed bank offering a variety of deposit, credit, and financial services. Ameriserv Trust and Financial Services Company provides financial planning and asset management services to individuals and businesses. Ameriserv Life and Annuity Company offers life and annuity insurance products, while Ameriserv Securities, Inc. offers brokerage and advisory services for clients interested in investing in securities and other investment instruments. The company also has a strong presence in the public banking sector. Ameriserv Financial Inc is a recognized state depository bank, providing deposit and financial services to government institutions and other public entities. The company also has a strong presence in the corporate customer segment, offering numerous financial services to businesses, including loans, lines of credit, leasing, and treasury management services. Ameriserv Financial Inc's product range includes a wide range of deposit and credit products, as well as insurance and investment products. The bank offers a variety of checking, savings, money market, and certificate of deposit accounts. They also have various types of loans, such as personal, business, real estate, and agricultural loans. Ameriserv Life and Annuity Company offers a variety of life insurance and annuity products, including term, universal, and variable life insurance, as well as variable annuities. In summary, Ameriserv Financial Inc is a company that offers a wide range of financial services to individuals, businesses, and public entities. The company operates various subsidiaries under the Ameriserv brand, offering specialized financial services. The product range includes traditional deposit and credit products, as well as insurance and investment products. With its strong presence in the public banking sector and corporate customers, Ameriserv Financial Inc is an important financial institution in the United States. Ameriserv Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Equity Details

Analyzing Ameriserv Financial's Equity

Ameriserv Financial's equity represents the ownership interest in the company, calculated as the difference between total assets and total liabilities. It reflects the residual claim by shareholders on the company’s assets after all debts have been paid. Understanding Ameriserv Financial's equity is essential for assessing its financial health, stability, and value to shareholders.

Year-to-Year Comparison

Evaluating Ameriserv Financial's equity over successive years offers insights into the company's growth, profitability, and capital structure. Increasing equity indicates an enhancement in net assets and financial health, while decreasing equity could point to rising debts or operational challenges.

Impact on Investments

Ameriserv Financial's equity is a crucial element for investors, influencing the company's leverage, risk profile, and return on equity (ROE). Higher equity levels generally suggest lower risk and enhanced financial stability, making the company a potentially attractive investment opportunity.

Interpreting Equity Fluctuations

Fluctuations in Ameriserv Financial’s equity can arise from various factors, including changes in net income, dividend payments, and issuance or buyback of shares. Investors analyze these shifts to gauge the company's financial performance, operational efficiency, and strategic financial management.

Frequently Asked Questions about Ameriserv Financial stock

What is the equity of Ameriserv Financial this year?

Ameriserv Financial has equity of 102.28 M USD this year.

What was the equity of Ameriserv Financial compared to the previous year?

The equity of Ameriserv Financial has increased/decreased by -3.69% decreased compared to the previous year.

What impact does a high equity have on investors of Ameriserv Financial?

A high equity is advantageous for investors of Ameriserv Financial as it is an indicator of the company's financial stability and its ability to manage risks and challenges.

What impact does low equity have on investors of Ameriserv Financial?

A low equity can be a risk for investors of Ameriserv Financial, as it can put the company in a weaker financial position and impair its ability to manage risks and challenges.

How does an increase in equity of Ameriserv Financial affect the company?

An increase in equity of Ameriserv Financial can strengthen the company's financial position and improve its ability to make investments in the future.

How does a reduction in the equity of Ameriserv Financial affect the company?

A reduction in equity of Ameriserv Financial can affect the financial situation of the company and lead to a higher dependence on debt capital.

What are some factors that influence the equity of Ameriserv Financial?

Some factors that can affect the equity of Ameriserv Financial include profits, dividend payments, capital increases, and acquisitions.

Why is the equity of Ameriserv Financial so important for investors?

The equity of Ameriserv Financial is important for investors as it is an indicator of the financial strength of the company and can be an indication of how well the company is able to fulfill its financial obligations.

What strategic measures can Ameriserv Financial take to change the equity?

To change equity, Ameriserv Financial can take various measures such as increasing profits, conducting capital increases, reducing expenses, and acquiring companies. It is important for the company to perform a thorough review of its financial situation to determine the best strategic actions to modify its equity.

How much dividend does Ameriserv Financial pay?

Over the past 12 months, Ameriserv Financial paid a dividend of 0.12 USD . This corresponds to a dividend yield of about 4.05 %. For the coming 12 months, Ameriserv Financial is expected to pay a dividend of 0.12 USD.

What is the dividend yield of Ameriserv Financial?

The current dividend yield of Ameriserv Financial is 4.05 %.

When does Ameriserv Financial pay dividends?

Ameriserv Financial pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of Ameriserv Financial?

Ameriserv Financial paid dividends every year for the past 11 years.

What is the dividend of Ameriserv Financial?

For the upcoming 12 months, dividends amounting to 0.12 USD are expected. This corresponds to a dividend yield of 4.05 %.

In which sector is Ameriserv Financial located?

Ameriserv Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Ameriserv Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Ameriserv Financial from 11/18/2024 amounting to 0.03 USD, you needed to have the stock in your portfolio before the ex-date on 11/4/2024.

When did Ameriserv Financial pay the last dividend?

The last dividend was paid out on 11/18/2024.

What was the dividend of Ameriserv Financial in the year 2023?

In the year 2023, Ameriserv Financial distributed 0.115 USD as dividends.

In which currency does Ameriserv Financial pay out the dividend?

The dividends of Ameriserv Financial are distributed in USD.