United Bankshares - Stock

United Bankshares Liabilities 2024

United Bankshares Liabilities

25.16 B USD

Ticker

UBSI

ISIN

US9099071071

WKN

923128

In 2024, United Bankshares's total liabilities amounted to 25.16 B USD, a 0.73% difference from the 24.97 B USD total liabilities in the previous year.

United Bankshares Aktienanalyse

What does United Bankshares do?

United Bankshares Inc is a financial institution based in Charleston, West Virginia. The company was founded in 1984 and now operates over 200 branches, primarily in the states of Virginia, Maryland, and West Virginia. With a conservative business model and a clear focus on customer service, United Bankshares Inc has become one of the most successful banks in the region. The company places great emphasis on personal customer relationships and therefore offers a wide range of financial and banking services. The various divisions of the company include retail banking, commercial banking, wealth management, insurance, and pension services. Each of these divisions is tailored to the individual needs of customers and offers suitable products and services. In the retail banking sector, United Bankshares Inc offers checking and savings accounts, credit cards, online banking and mobile banking, as well as mortgages, loans, and financing solutions for private customers. The commercial banking division focuses on the needs of businesses and offers various financing solutions such as loans, leasing, and treasury services. In the wealth management sector, United Bankshares Inc offers financial planning, investment management, and brokerage services for individuals and businesses, while the insurance and pension services division offers products and services for employers in the area of employee pensions and insurance. United Bankshares Inc aims to satisfy its customers through innovative products, first-class service, and a conservative business strategy. The company is characterized by high capitalization, a solid balance sheet, and a low appetite for risk. United Bankshares Inc pursues a growth strategy through acquisitions and takeovers of banks in the region. By acquiring other financial institutions, the company expands its business and presence in new markets. Overall, United Bankshares Inc is a successful and customer-oriented company that focuses on a wide range of financial and banking services and pursues a conservative business strategy. Through its successful growth strategy and relentless efforts to ensure customer satisfaction, United Bankshares Inc has become an important part of the financial sector in the region. United Bankshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing United Bankshares's Liabilities

United Bankshares's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating United Bankshares's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing United Bankshares's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

United Bankshares's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in United Bankshares’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about United Bankshares Stock

What is the level of liabilities of United Bankshares this year?

United Bankshares has a debt balance of 25.16 B USD this year.

What were the liabilities of United Bankshares compared to the previous year?

The liabilities of United Bankshares have increased by 0.73% increased compared to the previous year.

What are the consequences of high debt for investors of United Bankshares?

High liabilities can pose a risk for investors of United Bankshares, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in United Bankshares?

Low liabilities mean that United Bankshares has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of United Bankshares affect the company?

An increase in liabilities of United Bankshares can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of United Bankshares affect the company?

A decrease in the liabilities of United Bankshares can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of United Bankshares?

Some factors that can influence the liabilities of United Bankshares include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of United Bankshares so important for investors?

The liabilities of United Bankshares are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can United Bankshares take to modify the liabilities?

To change its liabilities, United Bankshares can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does United Bankshares pay?

Over the past 12 months, United Bankshares paid a dividend of 1.45 USD . This corresponds to a dividend yield of about 4.47 %. For the coming 12 months, United Bankshares is expected to pay a dividend of 1.51 USD.

What is the dividend yield of United Bankshares?

The current dividend yield of United Bankshares is 4.47 %.

When does United Bankshares pay dividends?

United Bankshares pays a quarterly dividend. This is distributed in the months of October, January, April, July.

How secure is the dividend of United Bankshares?

United Bankshares paid dividends every year for the past 50 years.

What is the dividend of United Bankshares?

For the upcoming 12 months, dividends amounting to 1.51 USD are expected. This corresponds to a dividend yield of 4.65 %.

In which sector is United Bankshares located?

United Bankshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von United Bankshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of United Bankshares from 7/1/2024 amounting to 0.37 USD, you needed to have the stock in your portfolio before the ex-date on 6/14/2024.

When did United Bankshares pay the last dividend?

The last dividend was paid out on 7/1/2024.

What was the dividend of United Bankshares in the year 2023?

In the year 2023, United Bankshares distributed 1.44 USD as dividends.

In which currency does United Bankshares pay out the dividend?

The dividends of United Bankshares are distributed in USD.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von United Bankshares

Our stock analysis for United Bankshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of United Bankshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.