United Bankshares Stock

United Bankshares ROA 2024

United Bankshares ROA

0.01

Ticker

UBSI

ISIN

US9099071071

WKN

923128

In 2024, United Bankshares's return on assets (ROA) was 0.01, a -4.91% increase from the 0.01 ROA in the previous year.

United Bankshares Aktienanalyse

What does United Bankshares do?

United Bankshares Inc is a financial institution based in Charleston, West Virginia. The company was founded in 1984 and now operates over 200 branches, primarily in the states of Virginia, Maryland, and West Virginia. With a conservative business model and a clear focus on customer service, United Bankshares Inc has become one of the most successful banks in the region. The company places great emphasis on personal customer relationships and therefore offers a wide range of financial and banking services. The various divisions of the company include retail banking, commercial banking, wealth management, insurance, and pension services. Each of these divisions is tailored to the individual needs of customers and offers suitable products and services. In the retail banking sector, United Bankshares Inc offers checking and savings accounts, credit cards, online banking and mobile banking, as well as mortgages, loans, and financing solutions for private customers. The commercial banking division focuses on the needs of businesses and offers various financing solutions such as loans, leasing, and treasury services. In the wealth management sector, United Bankshares Inc offers financial planning, investment management, and brokerage services for individuals and businesses, while the insurance and pension services division offers products and services for employers in the area of employee pensions and insurance. United Bankshares Inc aims to satisfy its customers through innovative products, first-class service, and a conservative business strategy. The company is characterized by high capitalization, a solid balance sheet, and a low appetite for risk. United Bankshares Inc pursues a growth strategy through acquisitions and takeovers of banks in the region. By acquiring other financial institutions, the company expands its business and presence in new markets. Overall, United Bankshares Inc is a successful and customer-oriented company that focuses on a wide range of financial and banking services and pursues a conservative business strategy. Through its successful growth strategy and relentless efforts to ensure customer satisfaction, United Bankshares Inc has become an important part of the financial sector in the region. United Bankshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding United Bankshares's Return on Assets (ROA)

United Bankshares's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing United Bankshares's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider United Bankshares's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in United Bankshares’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about United Bankshares stock

What is the Return on Assets (ROA) of United Bankshares this year?

The Return on Assets (ROA) of United Bankshares is 0.01 undefined this year.

What was the ROA of United Bankshares compared to the previous year?

The ROA of United Bankshares has increased by -4.91% compared to the previous year.

What consequences do high ROA have for investors of United Bankshares?

A high ROA is advantageous for investors of United Bankshares, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in United Bankshares?

A low ROA can be unfavorable for investors of United Bankshares as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of United Bankshares affect the company?

An increase in ROA of United Bankshares can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of United Bankshares impact the company?

A reduction in the ROA of United Bankshares can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of United Bankshares?

Some factors that can influence the ROA of United Bankshares include revenue, operating costs, asset structure, and industry average.

Why is the ROA of United Bankshares important for investors?

The ROA of United Bankshares is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can United Bankshares take to improve ROA?

To improve ROA, United Bankshares can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does United Bankshares pay?

Over the past 12 months, United Bankshares paid a dividend of 1.45 USD . This corresponds to a dividend yield of about 3.91 %. For the coming 12 months, United Bankshares is expected to pay a dividend of 1.51 USD.

What is the dividend yield of United Bankshares?

The current dividend yield of United Bankshares is 3.91 %.

When does United Bankshares pay dividends?

United Bankshares pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of United Bankshares?

United Bankshares paid dividends every year for the past 50 years.

What is the dividend of United Bankshares?

For the upcoming 12 months, dividends amounting to 1.51 USD are expected. This corresponds to a dividend yield of 4.07 %.

In which sector is United Bankshares located?

United Bankshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von United Bankshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of United Bankshares from 10/1/2024 amounting to 0.37 USD, you needed to have the stock in your portfolio before the ex-date on 9/13/2024.

When did United Bankshares pay the last dividend?

The last dividend was paid out on 10/1/2024.

What was the dividend of United Bankshares in the year 2023?

In the year 2023, United Bankshares distributed 1.44 USD as dividends.

In which currency does United Bankshares pay out the dividend?

The dividends of United Bankshares are distributed in USD.

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Andere Kennzahlen von United Bankshares

Our stock analysis for United Bankshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of United Bankshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.