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Overview
Profile

United Bankshares stock

UBSI
US9099071071
923128

Price

37.10
Today +/-
+0.28
Today %
+0.84 %
P

United Bankshares stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the United Bankshares stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the United Bankshares stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the United Bankshares stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze United Bankshares's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

United Bankshares Stock Price History

DateUnited Bankshares Price
9/30/202437.10 undefined
9/27/202436.79 undefined
9/26/202436.81 undefined
9/25/202436.42 undefined
9/24/202436.90 undefined
9/23/202437.69 undefined
9/20/202437.84 undefined
9/19/202438.49 undefined
9/18/202437.57 undefined
9/17/202437.53 undefined
9/16/202437.42 undefined
9/13/202437.10 undefined
9/12/202436.33 undefined
9/11/202436.15 undefined
9/10/202436.54 undefined
9/9/202436.96 undefined
9/6/202436.72 undefined
9/5/202437.38 undefined
9/4/202437.78 undefined
9/3/202438.27 undefined

United Bankshares Revenue, EBIT, Net Income

  • 3 years

  • 5 years

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  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into United Bankshares, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by United Bankshares from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects United Bankshares’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of United Bankshares. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into United Bankshares’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing United Bankshares’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on United Bankshares’s growth potential.

United Bankshares Revenue, EBIT and net profit per share

DateUnited Bankshares RevenueUnited Bankshares Net Income
2026e1.14 B undefined336.88 M undefined
2025e1.2 B undefined387.51 M undefined
2024e1.05 B undefined371.18 M undefined
20231.53 B undefined366.31 M undefined
20221.15 B undefined379.6 M undefined
20211.07 B undefined367.7 M undefined
20201.15 B undefined289 M undefined
2019913.1 M undefined260.1 M undefined
2018846.4 M undefined256.3 M undefined
2017755.4 M undefined150.6 M undefined
2016540.3 M undefined147.1 M undefined
2015497.2 M undefined138 M undefined
2014499.5 M undefined129.9 M undefined
2013372.7 M undefined85.6 M undefined
2012388.7 M undefined82.6 M undefined
2011367.3 M undefined75.6 M undefined
2010385.6 M undefined71.9 M undefined
2009419.8 M undefined67.3 M undefined
2008497.2 M undefined87 M undefined
2007496.4 M undefined90.7 M undefined
2006449.7 M undefined89.2 M undefined
2005397.9 M undefined100.4 M undefined
2004347.6 M undefined97.8 M undefined

United Bankshares Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
1988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.10.110.130.140.120.130.160.180.190.320.370.410.410.40.360.320.350.40.450.50.50.420.390.370.390.370.50.50.540.760.850.911.151.071.151.531.051.21.14
-18.7513.166.20-9.494.0323.2613.213.3370.4315.7710.351.48-3.41-9.07-10.257.1014.4113.1010.470.20-15.69-8.11-4.685.72-4.1234.14-0.408.6539.8112.057.9226.07-6.957.6633.04-31.2914.04-5.24
---------------------------------------
000000000000000000000000000000000000000
0000000000000000000000000000000000004895480
---------------------------------------
10121113162130323052447059808878971008990876771758285129138147150256260289367379366371387336
-20.00-8.3318.1823.0831.2542.866.67-6.2573.33-15.3859.09-15.7135.5910.00-11.3624.363.09-11.001.12-3.33-22.995.975.639.333.6651.766.986.522.0470.671.5611.1526.993.27-3.431.374.31-13.18
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16.817192121.523.830.330.130.442.843.543.742.342.143.142.6444341.942.243.443.543.646.850.350.467.669.673.997.9104.3101.9120.1129.5135.1134.75000
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Details

Keystats

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Revenue and Growth

The United Bankshares Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the United Bankshares is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (B)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (B)TOTAL CAPITAL (B)
198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                       
000000000000000000000000000000000000
000000000000000000000000000000000000
000000000000000000000000000000000000
000000000000000000000000000000000000
000000000000000000000000000000000000
000000000000000000000000000000000000
21212123313131353455554944480444240386259585576727078737610595154245279270277.51
000000000000000000000000000000000000
000000000000000000000000000000000000
0000000000000060053117531310821182344362947463917.06
00000000000000.080.090.170.170.170.170.310.310.310.310.380.380.380.710.710.861.481.481.481.81.891.891.89
00000000000000666334000000000497071796457375657164145
0.020.020.020.020.030.030.030.040.030.060.060.050.040.130.760.550.210.210.210.390.380.380.370.470.460.50.880.871.041.691.671.72.152.272.362.33
0.020.020.020.020.030.030.030.040.030.060.060.050.040.130.760.550.210.210.210.390.380.380.370.470.460.50.880.871.041.691.671.72.152.272.362.33
                                                                       
192122243030303838107108108108108542111111111111111111111111127127127173174203263263264335353355355.64
0.010.020.020.020.030.030.030.040.040.080.090.090.090.0800.110.10.10.090.10.10.10.090.240.240.240.740.751.212.132.132.142.893.153.173.18
0.060.060.070.080.10.110.120.170.180.210.220.260.280.3200.410.460.520.560.60.640.650.670.690.710.740.780.830.870.891.011.131.211.391.581.75
00000000000000074-11-16-12-76-68-61-67-66-20-37-36-34-36-39-43-43-132819.14
-1-1-100001165-32-5400000000000-232-3-10-6-188659-360-278.82
0.090.10.110.120.160.170.180.250.260.40.420.420.470.520.540.640.670.710.750.80.770.790.820.991.011.061.661.712.243.243.353.54.464.894.775.02
000000000000000000000000000000000000
121112111614172933515861426505258636565847567627363858594146152232276282265306.02
000000000000000000000000000000000000
295869627273728276231249398334527574662682591562602566223193255215216436313210328176125142129161196.1
000000000000000000000000000000000000
41698173888789111109282307459376592574714740654627667650298260317288279521398304474328357418411426502.11
0000283284000000917290898985196185185184204199199275274274242235236280285287278.62
000000000000000000000000000000000000
00000000000000694310899822222221111219314644.71
00002832840000009866400979894204187187186206201201277275275243236238299316333323.32
0.040.070.080.070.120.120.170.110.110.280.310.460.380.61.441.110.840.750.720.870.840.490.450.520.490.480.80.670.580.720.560.60.720.730.760.83
0.130.170.190.20.280.290.360.360.370.680.730.880.841.121.981.751.511.461.471.671.611.281.261.511.51.542.462.392.823.963.924.15.175.625.535.85
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of United Bankshares provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand United Bankshares's financial health and stability.

Assets

United Bankshares's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that United Bankshares must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of United Bankshares after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into United Bankshares's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
10121113162130323952447059807864831008990876771758285129138147150256260289367379366
222324526913119851813131076667911100010913161817
00-100-20000-2-4-6-34-160910-661003101760914036-2
0-3797845-15-29-154150-60-141215-802-2521-9202136411530116553-117-13120834037
00000-100000-10-11409-220-2260-4-3422-167-19-31-9-24212530
00000000000000000000000008423944721241821155498468
345581015191827253436313738284727483422223427496052617355566510193106
12101925253039413131-992260-5711149572112898111353100118129142152174170253294152140609760435
0-10-10-1-2-2-4-4-60-2-3-50-3-3-3-3-2-4-3-8-5-6-8-5-7-14-5-11-19-15-16-11
-72-67-3712-39-50-12618-302-318-305-674216-115132-362-451-26264-363-203545631158-208-373-212-18531266-873-38313715-3,44738
-71-65-3713-38-49-12420-298-313-298-674219-112137-361-448-25867-360-201550635166-202-367-203-18038281-867-37215631-3,43050
000000000000000000000000000000000000
000000000.060.040.120.61-0.250.01-0.280.430.080.02-0.060.180.08-0.08-0.39-0.06-0.060.290.32-0.090.07-0.030.190.34-1.35-0.11.38-0.41
000-1-10-30001-23-16-24-32-34-34-38-40-21202002972134-99-34-20-6-690
0.030.030.01-0.030.05-0.050.1-0.060.280.310.360.47-0.230.19-0.23-0.050.280.2-0.10.250.07-0.36-0.72-0.1-0.130.220.40.110.38-0.29-0.070.051.090.920.11-0.05
0.030.030.02-0.020.06-0.040.12-0.040.230.290.26-0.080.070.240.13-0.410.280.270.040.140.04-0.23-0.290.01-0-0.020.140.290.19-0.14-0.01-0.122.621.21-1.010.55
-4-5-4-7-10-10-15-13-16-19-24-35-35-37-39-41-44-44-45-46-50-50-52-54-62-62-82-88-96-121-142-138-162-181-193-194
-0.03-0.03-0.010.010.03-0.070.01000.03-0.050.02-0.020.010.020.08-0.10.050.05-0.03-0.020.240.010.17-0.2-0.020.340.10.580.23-0.65-0.181.371.55-2.580.42
11.89.419.523.924.529.137.139.426.926.1-106.6226.4-1.8-60.7105.9494.869.2109.886.378.5111.548.897.5110.6124.2136.2143.7169.6163.4239.5288.2140.9121.4594.1743.9423.55
000000000000000000000000000000000000

United Bankshares stock margins

The United Bankshares margin analysis displays the gross margin, EBIT margin, as well as the profit margin of United Bankshares. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for United Bankshares.

  • 3 years

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  • 25 Years

  • Max

Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the United Bankshares's sales revenue. A higher gross margin percentage indicates that the United Bankshares retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the United Bankshares's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the United Bankshares's total revenue generated. When comparing the revenue margin year over year, investors can gauge the United Bankshares's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the United Bankshares. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the United Bankshares's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

United Bankshares Margin History

DateUnited Bankshares Profit margin
2026e29.57 %
2025e32.24 %
2024e35.22 %
202323.87 %
202232.91 %
202134.32 %
202025.1 %
201928.49 %
201830.28 %
201719.94 %
201627.23 %
201527.76 %
201426.01 %
201322.97 %
201221.25 %
201120.58 %
201018.65 %
200916.03 %
200817.5 %
200718.27 %
200619.84 %
200525.23 %
200428.14 %

United Bankshares Stock Sales Revenue, EBIT, Earnings per Share

The United Bankshares earnings per share therefore indicates how much revenue United Bankshares has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue United Bankshares earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates United Bankshares's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of United Bankshares’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating United Bankshares's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

United Bankshares Revenue, EBIT and net profit per share

DateUnited Bankshares Sales per ShareUnited Bankshares Earnings per Share
2026e8.42 undefined2.49 undefined
2025e8.89 undefined2.87 undefined
2024e7.79 undefined2.75 undefined
202311.39 undefined2.72 undefined
20228.54 undefined2.81 undefined
20218.27 undefined2.84 undefined
20209.59 undefined2.41 undefined
20198.96 undefined2.55 undefined
20188.12 undefined2.46 undefined
20177.72 undefined1.54 undefined
20167.31 undefined1.99 undefined
20157.14 undefined1.98 undefined
20147.39 undefined1.92 undefined
20137.39 undefined1.7 undefined
20127.73 undefined1.64 undefined
20117.85 undefined1.62 undefined
20108.84 undefined1.65 undefined
20099.65 undefined1.55 undefined
200811.46 undefined2 undefined
200711.76 undefined2.15 undefined
200610.73 undefined2.13 undefined
20059.25 undefined2.33 undefined
20047.9 undefined2.22 undefined

United Bankshares business model

United Bankshares Inc is a financial institution based in Charleston, West Virginia. The company was founded in 1984 and now operates over 200 branches, primarily in the states of Virginia, Maryland, and West Virginia. With a conservative business model and a clear focus on customer service, United Bankshares Inc has become one of the most successful banks in the region. The company places great emphasis on personal customer relationships and therefore offers a wide range of financial and banking services. The various divisions of the company include retail banking, commercial banking, wealth management, insurance, and pension services. Each of these divisions is tailored to the individual needs of customers and offers suitable products and services. In the retail banking sector, United Bankshares Inc offers checking and savings accounts, credit cards, online banking and mobile banking, as well as mortgages, loans, and financing solutions for private customers. The commercial banking division focuses on the needs of businesses and offers various financing solutions such as loans, leasing, and treasury services. In the wealth management sector, United Bankshares Inc offers financial planning, investment management, and brokerage services for individuals and businesses, while the insurance and pension services division offers products and services for employers in the area of employee pensions and insurance. United Bankshares Inc aims to satisfy its customers through innovative products, first-class service, and a conservative business strategy. The company is characterized by high capitalization, a solid balance sheet, and a low appetite for risk. United Bankshares Inc pursues a growth strategy through acquisitions and takeovers of banks in the region. By acquiring other financial institutions, the company expands its business and presence in new markets. Overall, United Bankshares Inc is a successful and customer-oriented company that focuses on a wide range of financial and banking services and pursues a conservative business strategy. Through its successful growth strategy and relentless efforts to ensure customer satisfaction, United Bankshares Inc has become an important part of the financial sector in the region. United Bankshares is one of the most popular companies on Eulerpool.com.

United Bankshares SWOT Analysis

Strengths

1. Strong financial performance: United Bankshares Inc has consistently demonstrated a strong financial performance, showcasing stability and profitability in its operations over the years.

2. Extensive branch network: The company boasts a widespread branch network, allowing for greater accessibility and convenience for its customers.

3. High customer satisfaction: United Bankshares Inc has earned a positive reputation for its excellent customer service, leading to high levels of customer satisfaction and loyalty.

Weaknesses

1. Limited international presence: The bank's operations are primarily focused on the domestic market, which may limit its growth potential compared to competitors with a global reach.

2. Reliance on traditional banking: United Bankshares Inc heavily relies on traditional banking products and services, which could make it vulnerable to changes in customer preferences towards digital or online banking.

3. Lack of product diversification: The bank may face challenges in attracting customers looking for a broader range of financial products and services that are not currently offered.

Opportunities

1. Expansion through strategic acquisitions: United Bankshares Inc can capitalize on growth opportunities by acquiring smaller regional banks, increasing its market share and expanding its customer base.

2. Growing demand for digital banking solutions: The bank can invest in developing and promoting its digital banking platforms to meet the evolving needs of customers and retain a competitive edge.

3. Emerging international markets: Exploring entry into emerging markets can enable United Bankshares Inc to diversify its revenue streams and potentially achieve higher growth rates.

Threats

1. Intense competition: United Bankshares Inc operates in a highly competitive industry with both traditional banks and fintech startups constantly vying for market share, which could affect its profitability.

2. Economic downturns: A potential economic recession or financial crisis could adversely impact the bank's loan portfolio, profitability, and overall business performance.

3. Regulatory challenges: The bank operates in a heavily regulated environment, making it susceptible to changes in regulations, compliance costs, and potential legal risks.

United Bankshares Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

United Bankshares historical P/E ratio, EBIT multiple, and P/S ratio

United Bankshares shares outstanding

The number of shares was United Bankshares in 2023 — This indicates how many shares 134.754 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue United Bankshares earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates United Bankshares's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of United Bankshares’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating United Bankshares's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

United Bankshares stock splits

In United Bankshares's history, there have been no stock splits.

United Bankshares dividend history and estimates

In 2023, United Bankshares paid a dividend amounting to 1.45 USD. Dividend means that United Bankshares distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for United Bankshares provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify United Bankshares’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating United Bankshares's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

United Bankshares Dividend History

DateUnited Bankshares Dividend
2026e1.51 undefined
2025e1.51 undefined
2024e1.51 undefined
20231.45 undefined
20221.44 undefined
20211.41 undefined
20201.4 undefined
20191.37 undefined
20181.36 undefined
20171.33 undefined
20161.32 undefined
20151.29 undefined
20141.28 undefined
20131.25 undefined
20121.24 undefined
20111.21 undefined
20101.2 undefined
20091.17 undefined
20081.16 undefined
20071.13 undefined
20061.09 undefined
20051.05 undefined
20041.02 undefined

United Bankshares dividend payout ratio

In 2023, United Bankshares had a payout ratio of 52.99%. The payout ratio indicates the percentage of the company's profits that United Bankshares distributes as dividends.

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Payout ratio
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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for United Bankshares represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for United Bankshares could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate United Bankshares's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

United Bankshares Payout Ratio History

DateUnited Bankshares Payout ratio
2026e52.05 %
2025e51.85 %
2024e51.3 %
202352.99 %
202251.25 %
202149.65 %
202058.09 %
201953.73 %
201855.28 %
201786.93 %
201666.33 %
201565.15 %
201466.67 %
201373.53 %
201275.61 %
201175.16 %
201072.73 %
200975.48 %
200858 %
200752.56 %
200651.17 %
200545.06 %
200445.95 %
Unfortunately, there are currently no price targets and forecasts available for United Bankshares.

United Bankshares latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.66 0.71  (8.08 %)2024 Q2
3/31/20240.66 0.64  (-3.22 %)2024 Q1
12/31/20230.67 0.59  (-11.69 %)2023 Q4
9/30/20230.66 0.71  (7.09 %)2023 Q3
6/30/20230.68 0.68  (0.5 %)2023 Q2
3/31/20230.75 0.73  (-3.07 %)2023 Q1
12/31/20220.8 0.74  (-7.47 %)2022 Q4
9/30/20220.68 0.76  (12.33 %)2022 Q3
6/30/20220.64 0.71  (11.08 %)2022 Q2
3/31/20220.61 0.6  (-2.23 %)2022 Q1
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Eulerpool ESG Scorecard© for the United Bankshares stock

Eulerpool World ESG Rating (EESG©)

31/ 100

🌱 Environment

5

👫 Social

41

🏛️ Governance

47

Environment

Scope 1 - Direct Emissions
2,838
Scope 2 - Indirect emissions from purchased energy
10,123
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
12,961
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement✅
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

United Bankshares shareholders

%
Name
Stocks
Change
Date
6.04206 % State Street Global Advisors (US)8,170,075-303,9201/31/2024
5.39195 % Dimensional Fund Advisors, L.P.7,291,001172,99712/31/2023
3.14894 % EARNEST Partners, LLC4,258,003882,01212/31/2023
2.23111 % Geode Capital Management, L.L.C.3,016,904122,83012/31/2023
2.09699 % Victory Capital Management Inc.2,835,5452,735,90112/31/2023
13.38519 % BlackRock Institutional Trust Company, N.A.18,099,450458,45012/31/2023
10.47989 % The Vanguard Group, Inc.14,170,90269,43212/31/2023
1.74824 % Silvercrest Asset Management Group LLC2,363,965-1,038,67612/31/2023
1.13250 % Fuller & Thaler Asset Management Inc.1,531,373-415,60612/31/2023
1.09954 % Charles Schwab Investment Management, Inc.1,486,80460,46512/31/2023
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United Bankshares Executives and Management Board

Mr. Richard Adams53
United Bankshares Executive Chairman of the Board (since 2022)
Compensation 4.18 M
Mr. Richard Adams54
United Bankshares Chief Executive Officer, Director (since 2000)
Compensation 2.66 M
Mr. James Consagra62
United Bankshares President, Chief Executive Officer of United Bank
Compensation 2.33 M
Mr. W. Mark Tatterson47
United Bankshares Chief Financial Officer, Executive Vice President, Treasurer
Compensation 1.7 M
Mr. Darren Williams50
United Bankshares Chief Information and Risk Officer, Executive Vice President
Compensation 1.17 M
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Most common questions regarding United Bankshares

What values and corporate philosophy does United Bankshares represent?

United Bankshares Inc represents a strong commitment to excellence and a customer-centric corporate philosophy. With a focus on integrity, reliability, and personalized service, United Bankshares offers a wide range of financial solutions to meet the diverse needs of its clients. The company aims to foster strong and lasting relationships with customers, employees, and communities, continuously striving for innovation and sustainable growth. United Bankshares prides itself on its dedication to providing superior value, transparency, and delivering exceptional results to shareholders. Through its comprehensive range of banking and financial services, United Bankshares aims to empower individuals and businesses, making a positive impact on the communities it serves.

In which countries and regions is United Bankshares primarily present?

United Bankshares Inc is primarily present in the United States of America.

What significant milestones has the company United Bankshares achieved?

United Bankshares Inc has achieved several significant milestones throughout its history. Some noteworthy achievements include the completion of various acquisitions, such as acquiring Bank of Georgetown and Virginia Commerce Bancorp Inc. These acquisitions have allowed the company to expand its market presence and increase its customer base. Additionally, United Bankshares Inc has consistently demonstrated strong financial performance, with a track record of stable earnings and consistent dividend payments. The company's dedication to providing exceptional customer service and its commitment to community development initiatives further highlight its success as a leading financial institution.

What is the history and background of the company United Bankshares?

United Bankshares Inc is a renowned financial institution with a rich history and background. Founded in 1839, the company has been providing superior banking services and solutions to individuals, businesses, and communities across the United States. With its headquarters in Charleston, West Virginia, United Bankshares Inc has expanded its footprint, becoming one of the largest regional banks in the country. Throughout the years, the company has prioritized customer satisfaction and maintained a strong commitment to financial stability and growth. United Bankshares Inc continues to thrive by offering a comprehensive range of banking products, personalized customer service, and staying in tune with the evolving needs of its customers.

Who are the main competitors of United Bankshares in the market?

United Bankshares Inc faces competition from various players in the market. Some of the main competitors of the company include BB&T Corporation, Capital One Financial Corporation, JPMorgan Chase & Co., Wells Fargo & Company, and PNC Financial Services Group, Inc. These financial institutions compete with United Bankshares Inc in terms of customer base, products, services, and market presence. Through their offerings and strategies, these competitors strive to attract and retain customers in the banking and financial industry.

In which industries is United Bankshares primarily active?

United Bankshares Inc is primarily active in the banking and financial services industry.

What is the business model of United Bankshares?

United Bankshares Inc. operates as a bank holding company. Its primary business model is providing a diverse range of banking and financial services to individual and corporate clients. United Bankshares Inc. offers various banking products and services, including commercial and retail banking, mortgage banking, wealth management, and insurance. The company focuses on establishing lasting relationships with customers and delivering personalized financial solutions. United Bankshares Inc. strives to be a trusted and reliable financial partner, leveraging its extensive industry experience and strong community presence.

What is the P/E ratio of United Bankshares 2024?

The United Bankshares P/E ratio is 13.47.

What is the P/S ratio of United Bankshares 2024?

The United Bankshares P/S ratio is 4.74.

What is the AlleAktien quality score of United Bankshares?

The AlleAktien quality score for United Bankshares is 5/10.

What is the revenue of United Bankshares 2024?

The expected United Bankshares revenue is 1.05 B USD.

How high is the profit of United Bankshares 2024?

The expected United Bankshares profit is 371.18 M USD.

What is the business model of United Bankshares

United Bankshares Inc, headquartered in Charleston, West Virginia, is a regional financial services provider that offers a wide range of financial services to both retail and business customers. The bank was founded in 1982 and is now the largest independent bank holding company in West Virginia. The business model of United Bankshares Inc is based on various divisions tailored to the different needs of customers. These include retail, corporate, real estate, capital markets, and insurance. In the retail division, the bank offers a variety of products and services including checking and savings accounts, credit cards, online banking, loans, mortgages, personal loans, investment funds, and personal wealth management. The corporate banking division of United Bankshares Inc provides financing and capital market strategies to promote the growth and stability of businesses. The bank offers a range of services including business loans, credit lines, payment processing, capital raising, mergers and acquisitions, foreign exchange services, and cash management services. The real estate banking division focuses on financing residential and commercial projects, including construction, renovation, and refinancing of properties. The bank offers a variety of real estate loans including home mortgages, commercial mortgages, home equity loans, and real estate investment loans. The capital markets division of United Bankshares Inc offers comprehensive solutions for asset management, investment advice, and brokerage, including stocks, bonds, mutual funds, bonds, and other investment products. The bank works closely with its clients to develop customized solutions that meet their specific investment needs. In addition to these service divisions, United Bankshares Inc also offers insurance services including auto, home, and business insurance, as well as life insurance and retirement planning. The business model of United Bankshares Inc is based on integrity, long-term relationships, and local presence. The bank is heavily involved in the communities where it operates, supporting local initiatives and charities. The bank also relies on innovative technologies to provide its customers with a seamless, convenient, and user-friendly banking experience. Overall, United Bankshares Inc offers a wide range of financial services to meet the needs of retail and business customers. With a clear focus on customer needs, strong local presence, and consistent emphasis on innovation and technology, the bank is well positioned to continue to succeed in the future.

What is the United Bankshares dividend?

United Bankshares pays a dividend of 1.44 USD distributed over 4 payouts per year.

How often does United Bankshares pay dividends?

United Bankshares pays out a dividend 4 times a year.

What is the United Bankshares ISIN?

The ISIN of United Bankshares is US9099071071.

What is the United Bankshares WKN?

The WKN of United Bankshares is 923128.

What is the United Bankshares ticker?

The ticker of United Bankshares is UBSI.

How much dividend does United Bankshares pay?

Over the past 12 months, United Bankshares paid a dividend of 1.45 USD . This corresponds to a dividend yield of about 3.91 %. For the coming 12 months, United Bankshares is expected to pay a dividend of 1.51 USD.

What is the dividend yield of United Bankshares?

The current dividend yield of United Bankshares is 3.91 %.

When does United Bankshares pay dividends?

United Bankshares pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of United Bankshares?

United Bankshares paid dividends every year for the past 50 years.

What is the dividend of United Bankshares?

For the upcoming 12 months, dividends amounting to 1.51 USD are expected. This corresponds to a dividend yield of 4.07 %.

In which sector is United Bankshares located?

United Bankshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von United Bankshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of United Bankshares from 10/1/2024 amounting to 0.37 USD, you needed to have the stock in your portfolio before the ex-date on 9/13/2024.

When did United Bankshares pay the last dividend?

The last dividend was paid out on 10/1/2024.

What was the dividend of United Bankshares in the year 2023?

In the year 2023, United Bankshares distributed 1.44 USD as dividends.

In which currency does United Bankshares pay out the dividend?

The dividends of United Bankshares are distributed in USD.

All fundamentals about United Bankshares

Our stock analysis for United Bankshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of United Bankshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.