Live Oak Bancshares ROA 2024

Live Oak Bancshares Aktienanalyse

What does Live Oak Bancshares do?

Live Oak Bancshares Inc is a financial services company that was founded in 2008 and is headquartered in Wilmington, North Carolina. It is a publicly traded company listed under the symbol LOB. The company specializes in financing small and medium-sized businesses, particularly in the agriculture, healthcare, energy, real estate, and technology sectors. Live Oak Bancshares Inc offers a range of products, including loans, lines of credit, mortgages, savings accounts, electronic payment systems, and other financial instruments. Live Oak Bancshares Inc's business model is based on a unique combination of technology and human expertise. They use their own platform called "Loan Origination System" to quickly and efficiently grant loans. This platform also provides customers with full transparency throughout the process, allowing them to track the progress of their loan application at any time. Live Oak Bancshares Inc also offers a variety of online services, including an online savings account and an integrated payment system, to make banking more convenient and easy for customers. They have also specialized in simplifying financial management for businesses by delivering tailored solutions that specifically meet their needs. The company is divided into several divisions to provide targeted services to its customers. For example, they have a division for financing biofuels and renewable energy, as well as a division for financing long-term care facilities. Live Oak Bancshares Inc has experienced strong growth throughout its history and is now one of the fastest-growing financial services companies in the United States. Despite its rapid growth, the company maintains a high level of service quality and customer satisfaction. In summary, Live Oak Bancshares Inc offers a unique combination of technology and human expertise to meet the needs of its customers. They focus on financing small and medium-sized businesses and provide a wide range of products and services. The company has experienced strong growth and is now one of the fastest-growing financial services companies in the United States. Live Oak Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Live Oak Bancshares's Return on Assets (ROA)

Live Oak Bancshares's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Live Oak Bancshares's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Live Oak Bancshares's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Live Oak Bancshares’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Live Oak Bancshares Stock

What is the Return on Assets (ROA) of Live Oak Bancshares this year?

The Return on Assets (ROA) of Live Oak Bancshares is 0.01 undefined this year.

What was the ROA of Live Oak Bancshares compared to the previous year?

The ROA of Live Oak Bancshares has increased by -63.33% compared to the previous year.

What consequences do high ROA have for investors of Live Oak Bancshares?

A high ROA is advantageous for investors of Live Oak Bancshares, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Live Oak Bancshares?

A low ROA can be unfavorable for investors of Live Oak Bancshares as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Live Oak Bancshares affect the company?

An increase in ROA of Live Oak Bancshares can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Live Oak Bancshares impact the company?

A reduction in the ROA of Live Oak Bancshares can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Live Oak Bancshares?

Some factors that can influence the ROA of Live Oak Bancshares include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Live Oak Bancshares important for investors?

The ROA of Live Oak Bancshares is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Live Oak Bancshares take to improve ROA?

To improve ROA, Live Oak Bancshares can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Live Oak Bancshares pay?

Over the past 12 months, Live Oak Bancshares paid a dividend of 0.12 USD . This corresponds to a dividend yield of about 0.37 %. For the coming 12 months, Live Oak Bancshares is expected to pay a dividend of 0.15 USD.

What is the dividend yield of Live Oak Bancshares?

The current dividend yield of Live Oak Bancshares is 0.37 %.

When does Live Oak Bancshares pay dividends?

Live Oak Bancshares pays a quarterly dividend. This is distributed in the months of October, December, March, July.

How secure is the dividend of Live Oak Bancshares?

Live Oak Bancshares paid dividends every year for the past 12 years.

What is the dividend of Live Oak Bancshares?

For the upcoming 12 months, dividends amounting to 0.15 USD are expected. This corresponds to a dividend yield of 0.45 %.

In which sector is Live Oak Bancshares located?

Live Oak Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Live Oak Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Live Oak Bancshares from 6/18/2024 amounting to 0.03 USD, you needed to have the stock in your portfolio before the ex-date on 6/4/2024.

When did Live Oak Bancshares pay the last dividend?

The last dividend was paid out on 6/18/2024.

What was the dividend of Live Oak Bancshares in the year 2023?

In the year 2023, Live Oak Bancshares distributed 0.12 USD as dividends.

In which currency does Live Oak Bancshares pay out the dividend?

The dividends of Live Oak Bancshares are distributed in USD.