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Live Oak Bancshares Stock

Live Oak Bancshares EBIT 2024

Live Oak Bancshares EBIT

184.83 M USD

Ticker

LOB

ISIN

US53803X1054

WKN

A141C9

In 2024, Live Oak Bancshares's EBIT was 184.83 M USD, a 0% increase from the 0 USD EBIT recorded in the previous year.

The Live Oak Bancshares EBIT history

YEAREBIT (undefined USD)
2026e280.78
2025e235.94
2024e184.83
2023-
2022-
2021-
2020-
2019-
2018-
2017-
2016-
2015-
2014-
2013-
2012-
2011-
2010-

Live Oak Bancshares Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Live Oak Bancshares, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Live Oak Bancshares from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Live Oak Bancshares’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Live Oak Bancshares. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Live Oak Bancshares’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Live Oak Bancshares’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Live Oak Bancshares’s growth potential.

Live Oak Bancshares Revenue, EBIT and net profit per share

DateLive Oak Bancshares RevenueLive Oak Bancshares Net Income
2026e670.64 M undefined167.86 M undefined
2025e572.17 M undefined130.11 M undefined
2024e491.34 M undefined103.11 M undefined
2023800.01 M undefined73.9 M undefined
2022682.5 M undefined176.2 M undefined
2021521.4 M undefined167 M undefined
2020374.4 M undefined59.5 M undefined
2019291.5 M undefined18 M undefined
2018258.9 M undefined51.4 M undefined
2017276.4 M undefined100.5 M undefined
2016150.8 M undefined13.8 M undefined
2015118.8 M undefined20.6 M undefined
201480.6 M undefined10 M undefined
201371.8 M undefined28.1 M undefined
201254.1 M undefined16.1 M undefined
201140.8 M undefined14.3 M undefined
201027.5 M undefined8.2 M undefined

Live Oak Bancshares stock margins

The Live Oak Bancshares margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Live Oak Bancshares. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Live Oak Bancshares.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Live Oak Bancshares's sales revenue. A higher gross margin percentage indicates that the Live Oak Bancshares retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Live Oak Bancshares's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Live Oak Bancshares's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Live Oak Bancshares's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Live Oak Bancshares. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Live Oak Bancshares's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Live Oak Bancshares Margin History

DateLive Oak Bancshares Profit margin
2026e25.03 %
2025e22.74 %
2024e20.99 %
20239.24 %
202225.82 %
202132.03 %
202015.89 %
20196.17 %
201819.85 %
201736.36 %
20169.15 %
201517.34 %
201412.41 %
201339.14 %
201229.76 %
201135.05 %
201029.82 %

Live Oak Bancshares Aktienanalyse

What does Live Oak Bancshares do?

Live Oak Bancshares Inc is a financial services company that was founded in 2008 and is headquartered in Wilmington, North Carolina. It is a publicly traded company listed under the symbol LOB. The company specializes in financing small and medium-sized businesses, particularly in the agriculture, healthcare, energy, real estate, and technology sectors. Live Oak Bancshares Inc offers a range of products, including loans, lines of credit, mortgages, savings accounts, electronic payment systems, and other financial instruments. Live Oak Bancshares Inc's business model is based on a unique combination of technology and human expertise. They use their own platform called "Loan Origination System" to quickly and efficiently grant loans. This platform also provides customers with full transparency throughout the process, allowing them to track the progress of their loan application at any time. Live Oak Bancshares Inc also offers a variety of online services, including an online savings account and an integrated payment system, to make banking more convenient and easy for customers. They have also specialized in simplifying financial management for businesses by delivering tailored solutions that specifically meet their needs. The company is divided into several divisions to provide targeted services to its customers. For example, they have a division for financing biofuels and renewable energy, as well as a division for financing long-term care facilities. Live Oak Bancshares Inc has experienced strong growth throughout its history and is now one of the fastest-growing financial services companies in the United States. Despite its rapid growth, the company maintains a high level of service quality and customer satisfaction. In summary, Live Oak Bancshares Inc offers a unique combination of technology and human expertise to meet the needs of its customers. They focus on financing small and medium-sized businesses and provide a wide range of products and services. The company has experienced strong growth and is now one of the fastest-growing financial services companies in the United States. Live Oak Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

EBIT Details

Analyzing Live Oak Bancshares's EBIT

Live Oak Bancshares's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of Live Oak Bancshares's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

Live Oak Bancshares's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in Live Oak Bancshares’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about Live Oak Bancshares stock

How much did Live Oak Bancshares achieve in EBIT for the current year?

In the current year, Live Oak Bancshares has achieved an EBIT of 184.83 M USD.

What is EBIT?

EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company Live Oak Bancshares.

How has the EBIT of Live Oak Bancshares developed in recent years?

The EBIT of Live Oak Bancshares has increased by 0% decreased compared to the previous year.

What does EBIT mean for investors?

EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.

Why is EBIT an important indicator for investors?

Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.

Why do EBIT values fluctuate?

EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.

What role does tax burden play in EBIT?

Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.

How is EBIT presented in the balance sheet of the company Live Oak Bancshares?

The EBIT of Live Oak Bancshares is listed in the income statement.

Can EBIT be used as a single indicator for evaluating a company?

EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.

Why is EBIT not equal to net profit?

The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.

How much dividend does Live Oak Bancshares pay?

Over the past 12 months, Live Oak Bancshares paid a dividend of 0.12 USD . This corresponds to a dividend yield of about 0.26 %. For the coming 12 months, Live Oak Bancshares is expected to pay a dividend of 0.15 USD.

What is the dividend yield of Live Oak Bancshares?

The current dividend yield of Live Oak Bancshares is 0.26 %.

When does Live Oak Bancshares pay dividends?

Live Oak Bancshares pays a quarterly dividend. This is distributed in the months of December, March, July, October.

How secure is the dividend of Live Oak Bancshares?

Live Oak Bancshares paid dividends every year for the past 12 years.

What is the dividend of Live Oak Bancshares?

For the upcoming 12 months, dividends amounting to 0.15 USD are expected. This corresponds to a dividend yield of 0.32 %.

In which sector is Live Oak Bancshares located?

Live Oak Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Live Oak Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Live Oak Bancshares from 9/17/2024 amounting to 0.03 USD, you needed to have the stock in your portfolio before the ex-date on 9/3/2024.

When did Live Oak Bancshares pay the last dividend?

The last dividend was paid out on 9/17/2024.

What was the dividend of Live Oak Bancshares in the year 2023?

In the year 2023, Live Oak Bancshares distributed 0.12 USD as dividends.

In which currency does Live Oak Bancshares pay out the dividend?

The dividends of Live Oak Bancshares are distributed in USD.

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Andere Kennzahlen von Live Oak Bancshares

Our stock analysis for Live Oak Bancshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Live Oak Bancshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.