Live Oak Bancshares Liabilities 2024

Live Oak Bancshares Aktienanalyse

What does Live Oak Bancshares do?

Live Oak Bancshares Inc is a financial services company that was founded in 2008 and is headquartered in Wilmington, North Carolina. It is a publicly traded company listed under the symbol LOB. The company specializes in financing small and medium-sized businesses, particularly in the agriculture, healthcare, energy, real estate, and technology sectors. Live Oak Bancshares Inc offers a range of products, including loans, lines of credit, mortgages, savings accounts, electronic payment systems, and other financial instruments. Live Oak Bancshares Inc's business model is based on a unique combination of technology and human expertise. They use their own platform called "Loan Origination System" to quickly and efficiently grant loans. This platform also provides customers with full transparency throughout the process, allowing them to track the progress of their loan application at any time. Live Oak Bancshares Inc also offers a variety of online services, including an online savings account and an integrated payment system, to make banking more convenient and easy for customers. They have also specialized in simplifying financial management for businesses by delivering tailored solutions that specifically meet their needs. The company is divided into several divisions to provide targeted services to its customers. For example, they have a division for financing biofuels and renewable energy, as well as a division for financing long-term care facilities. Live Oak Bancshares Inc has experienced strong growth throughout its history and is now one of the fastest-growing financial services companies in the United States. Despite its rapid growth, the company maintains a high level of service quality and customer satisfaction. In summary, Live Oak Bancshares Inc offers a unique combination of technology and human expertise to meet the needs of its customers. They focus on financing small and medium-sized businesses and provide a wide range of products and services. The company has experienced strong growth and is now one of the fastest-growing financial services companies in the United States. Live Oak Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing Live Oak Bancshares's Liabilities

Live Oak Bancshares's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Live Oak Bancshares's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing Live Oak Bancshares's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

Live Oak Bancshares's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in Live Oak Bancshares’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about Live Oak Bancshares Stock

What is the level of liabilities of Live Oak Bancshares this year?

Live Oak Bancshares has a debt balance of 10.37 B USD this year.

What were the liabilities of Live Oak Bancshares compared to the previous year?

The liabilities of Live Oak Bancshares have increased by 14.64% increased compared to the previous year.

What are the consequences of high debt for investors of Live Oak Bancshares?

High liabilities can pose a risk for investors of Live Oak Bancshares, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in Live Oak Bancshares?

Low liabilities mean that Live Oak Bancshares has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of Live Oak Bancshares affect the company?

An increase in liabilities of Live Oak Bancshares can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of Live Oak Bancshares affect the company?

A decrease in the liabilities of Live Oak Bancshares can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of Live Oak Bancshares?

Some factors that can influence the liabilities of Live Oak Bancshares include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of Live Oak Bancshares so important for investors?

The liabilities of Live Oak Bancshares are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can Live Oak Bancshares take to modify the liabilities?

To change its liabilities, Live Oak Bancshares can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does Live Oak Bancshares pay?

Over the past 12 months, Live Oak Bancshares paid a dividend of 0.12 USD . This corresponds to a dividend yield of about 0.35 %. For the coming 12 months, Live Oak Bancshares is expected to pay a dividend of 0.15 USD.

What is the dividend yield of Live Oak Bancshares?

The current dividend yield of Live Oak Bancshares is 0.35 %.

When does Live Oak Bancshares pay dividends?

Live Oak Bancshares pays a quarterly dividend. This is distributed in the months of October, December, March, July.

How secure is the dividend of Live Oak Bancshares?

Live Oak Bancshares paid dividends every year for the past 12 years.

What is the dividend of Live Oak Bancshares?

For the upcoming 12 months, dividends amounting to 0.15 USD are expected. This corresponds to a dividend yield of 0.42 %.

In which sector is Live Oak Bancshares located?

Live Oak Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Live Oak Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Live Oak Bancshares from 6/18/2024 amounting to 0.03 USD, you needed to have the stock in your portfolio before the ex-date on 6/4/2024.

When did Live Oak Bancshares pay the last dividend?

The last dividend was paid out on 6/18/2024.

What was the dividend of Live Oak Bancshares in the year 2023?

In the year 2023, Live Oak Bancshares distributed 0.12 USD as dividends.

In which currency does Live Oak Bancshares pay out the dividend?

The dividends of Live Oak Bancshares are distributed in USD.