The edge that pays for itself.
Cream Finance (CREAM) Price
Cream Finance Price
DeFi Analytics
Advantages of Cryptocurrency
Decentralization & Financial Freedom
Cryptocurrencies operate on decentralized networks, removing the need for intermediaries like banks. This enables peer-to-peer transactions, financial inclusion for the unbanked, and resistance to censorship or government control.
Transparency & Security
Blockchain technology provides an immutable, transparent ledger of all transactions. Cryptographic security makes it extremely difficult to counterfeit or double-spend, offering strong protection against fraud.
Global Accessibility
Anyone with an internet connection can send and receive cryptocurrency worldwide, 24/7, without geographic restrictions or banking hours. This is particularly valuable for international remittances.
Investment Potential
Cryptocurrencies have demonstrated significant long-term appreciation potential. Early investors in Bitcoin and Ethereum saw extraordinary returns, and the asset class offers portfolio diversification benefits.
Risks of Cryptocurrency
High Volatility
Cryptocurrency prices can fluctuate dramatically – often by 20–50% or more within short periods. This high volatility makes them inherently risky investments, and significant capital losses are possible.
Regulatory Uncertainty
The regulatory landscape for cryptocurrencies is still evolving globally. Sudden regulatory changes can significantly impact prices and accessibility, creating legal and compliance risks for investors and businesses.
Security Risks
Hacks, scams, and phishing attacks are prevalent in the crypto space. The irreversible nature of blockchain transactions means stolen funds are rarely recovered. Users must secure their private keys and wallets diligently.
Environmental Impact
Proof-of-Work cryptocurrencies like Bitcoin require substantial computational energy, raising environmental concerns. While the industry is transitioning toward more energy-efficient consensus mechanisms, the carbon footprint remains a significant criticism.
History of Cryptocurrency
The history of cryptocurrency begins with Bitcoin, introduced in 2009 by the pseudonymous Satoshi Nakamoto. The Bitcoin whitepaper, published in October 2008, proposed a peer-to-peer electronic cash system enabling online payments directly between parties without going through a financial institution.
Bitcoin's first recorded commercial transaction occurred in May 2010 when Laszlo Hanyecz paid 10,000 BTC for two pizzas – a transaction now celebrated annually as Bitcoin Pizza Day.
The Rise of Altcoins
Following Bitcoin's success, thousands of alternative cryptocurrencies (altcoins) emerged. Ethereum, launched in 2015 by Vitalik Buterin, introduced smart contracts – self-executing agreements coded into the blockchain – enabling decentralized applications (dApps) and decentralized finance (DeFi).
The ICO Boom and Market Crash
The years 2017–2018 saw an explosion of Initial Coin Offerings (ICOs), where new projects raised funds by selling tokens. Bitcoin reached nearly $20,000 in December 2017 before crashing dramatically in 2018, triggering a prolonged crypto winter.
Institutional Adoption
The 2020–2021 bull run saw unprecedented institutional interest, with companies like MicroStrategy and Tesla adding Bitcoin to their balance sheets. Bitcoin hit new all-time highs above $60,000. The launch of Bitcoin ETFs and growing regulatory clarity further legitimized the asset class.
DeFi, NFTs & Web3
Decentralized finance (DeFi) protocols, non-fungible tokens (NFTs), and the broader Web3 movement transformed the cryptocurrency landscape. Platforms like Uniswap, Aave, and OpenSea enabled entirely new financial and digital ownership models.
Today, the cryptocurrency market encompasses thousands of digital assets with a combined market capitalization in the trillions of dollars, representing a fundamental shift in how the world thinks about money, finance, and digital ownership.
Exchange
| Exchange | Market Pair | Price | Depth +2% | Depth -2% | Volume 24H | Volume % | Type | Liquidity Rating | Freshness |
|---|---|---|---|---|---|---|---|---|---|
| Binance | CREAM/USDT | 1.94 | 733.34 | 151.37 | 1.82 M | 0.00 | cex | 606.89 | 4/16/2025, 4:59 AM |
| Hotcoin | CREAM/USDT | 1.15 | 0.00 | 0.00 | 824,787.53 | 0.00 | cex | 1.00 | 4/15/2025, 12:23 PM |
| Ourbit | CREAM/USDT | 1.17 | 59.01 | 59.41 | 207,007.56 | 0.02 | cex | 17.00 | 4/15/2025, 10:15 AM |
| Phemex | CREAM/USDT | 1.20 | 0.00 | 0.00 | 83,638.09 | 0.00 | cex | 0.00 | 4/14/2025, 11:57 AM |
| Gate | CREAM/USDT | 1.22 | 32.12 | 31.00 | 75,184.91 | 0.00 | cex | 38.00 | 7/9/2025, 6:23 AM |
| BVOX | CREAM/USDT | 1.11 | 12,644.75 | 13,179.26 | 63,925.55 | 0.00 | cex | 384.00 | 6/18/2025, 8:00 AM |
| Pionex | CREAM/USDT | 1.61 | 3,027.77 | 12,469.32 | 62,528.98 | 0.00 | cex | 181.00 | 4/11/2025, 11:30 AM |
| MEXC | CREAM/USDT | 2.91 | 8.10 | 109.08 | 52,975.58 | 0.00 | cex | 1.00 | 4/25/2025, 12:27 PM |
| BingX | CREAM/USDT | 1.14 | 942.95 | 5,488.47 | 50,777.26 | 0.00 | cex | 239.00 | 4/15/2025, 9:57 AM |
| Tokocrypto | CREAM/USDT | 2.10 | 873,278.19 | 595,074.48 | 46,331.14 | 0.00 | cex | 426.00 | 4/16/2025, 5:18 AM |
Cream Finance FAQ
C.R.E.A.M Finance is a decentralized DeFi lending protocol designed to provide individuals, institutions, and protocols with access to financial services. As part of the yearn.finance ecosystem, C.R.E.A.M. Finance operates as a permissionless, open-source, and blockchain-agnostic protocol, servicing users across Ethereum, Binance Smart Chain, Polygon, and Fantom. Holders of Ether or wBTC can passively deposit their assets on C.R.E.A.M. to earn yield, akin to a traditional savings account. For additional information, visit the official C.R.E.A.M. Finance platform. Originating as a fork of Compound Finance, C.R.E.A.M Finance is characterized by its open-source, permissionless, and blockchain-agnostic nature, offering yield farming rewards to broaden its network inclusively. The project, an acronym for Crypto Runs Everything Around Me, was unexpectedly launched on the Ethereum network on August 3, 2020, via the YOLO liquidity pool. In September 2020, it expanded to the Binance Smart Chain (BSC). The CREAM token enables users to lend, borrow, and stake assets while participating in network governance, including voting on which assets to support or delist. For more comprehensive details about CREAM, visit Eulerpool.
The driving force behind C.R.E.A.M. Finance is Taiwanese entrepreneur Jeffrey Huang, who described himself as the "semi-benevolent dictator of CREAM" at its inception. Huang is also the founder of Mithril (MITH), a social media platform based on Ethereum. The token allocation is structured as follows: * 10% (900,000 tokens) is designated for the team and advisors, with 75% vesting over four years following a six-month cliff; * 10% is allocated for seed purposes, vesting over four years with a one-year cliff; * 20% (1.8 million CREAM) is reserved to incentivize liquidity providers; * 60% (5.4 million) is allocated for governance.
C.R.E.A.M. Finance facilitates liquidity provision for significant DeFi assets through automated market making (AMM), enabling users to borrow and lend supported assets while earning liquidity mining rewards in the form of its native CREAM token by using any supported asset as collateral. In exchange, it accumulates fees from swaps, lending, and borrowing activities from users. The platform's goal is to list and support tokens crucial to the DeFi ecosystem, such as major stablecoins (USDT, USDC, BUSD, yCRV, etc.), governance tokens (COMP, BAL, YFI, LEND, CRV, CREAM, etc.), and other leading cryptocurrencies like ETH, renBTC, and LINK. CREAM, as an ERC20 token on the Ethereum network, is capable of running Ethereum Virtual Machines via smart contracts, allowing users to create DAOs for its community. This enhances composability, enabling the integration of various financial services. Staking CREAM tokens is possible for durations of up to four years to earn rewards; however, it is crucial to understand that there is no administrative unlock available. Consequently, rewards are only accessible at the conclusion of the staking period.
CREAM has a total supply of 9 million coins, with approximately 150,000 currently in circulation. This number is expected to increase as more vested tokens are released monthly to stakeholders and liquidity miners.
CREAM's smart contracts are currently not officially audited by choice. Instead, Huang consults with expert advisers, including Compound founder Robert Leshner, to enhance security, review code, and manage a multisig wallet to ensure the safety of users' funds. Update on Audit Report: - Trail of Bits (January 28, 2021) https://docs.cream.finance/audit-report
The leading exchanges for trading Cream Finance currently include Binance, Binance.KR, Hoo, and Uniswap (V2). Additional exchanges are listed on our crypto exchanges page at Eulerpool. Additionally, you can now purchase cryptocurrencies such as Bitcoin and Ethereum directly using a credit card in your preferred fiat currency. Here's how.
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