Lexinfintech Holdings (LX) Stock Price

Lexinfintech Holdings Price

NASDAQ·CLOSED
4.14
​
Market closed

Over the last 10 years Lexinfintech Holdings grew revenue by 17.6% annually, reaching 12.79 B CNY. Earnings per share have grown at 18.3% per year over the last 8 years. For Lexinfintech Holdings, the net margin of 12.8% is down versus 20.5% a few years ago. At today's price the dividend yield works out to roughly 7.34%. The payout ratio is around 22% of earnings. The dividend has grown at 61.9% per year over the past 2 years. The consensus 12-month price target for Lexinfintech Holdings is 14.99 CNY, about 262.1% above where the stock trades today. Of 14 analysts, 12 rate the stock a buy — an overall Buy consensus.

Lexinfintech Holdings stock price

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Lexinfintech Holdings business model & stock analysis

Lexinfintech Holdings Limited is a leading Chinese technology company that provides financial services to consumers and small businesses. The company was founded in 2013 and is headquartered in Shenzhen, China. The business model of Lexinfintech is based on providing financing and credit services to consumers and businesses. These services are largely offered through the company's mobile app, which allows users to quickly and easily access a variety of financial products. One of Lexinfintech's various divisions is asset management. Here, the company offers innovative products and services that help investors maximize their wealth. The company relies on advanced technology and algorithms to achieve optimal returns. Another important division of Lexinfintech is lending. The company offers various credit products, including short- and long-term loans, mortgages, and car financing. These products are mainly offered through the company's mobile app and can be easily and quickly applied for. Insurance is also among the products that Lexinfintech offers. The company provides a wide range of insurance products to meet the needs of its customers. These include health and accident insurance, car insurance, and legal protection insurance. In addition to the above services, Lexinfintech also offers foreign exchange trading. The company has developed its own trading platform that allows users to trade foreign currencies quickly and easily. Here, too, the company relies on advanced technology to ensure smooth trading. To reach a broader customer base, Lexinfintech has also formed partnerships with other companies. For example, the company has collaborated with JD.com, one of China's largest online retailers. This collaboration allows users to purchase financial products quickly and easily directly through the JD.com platform. Overall, Lexinfintech has developed a comprehensive business model that focuses on innovative technology and services. The company has experienced impressive growth in recent years and plans to continue expanding in the future. In particular, the company aims to further develop its mobile app to offer users even more products and services.

Frequently asked questions about Lexinfintech Holdings

The business model of Lexinfintech Holdings Ltd is focused on operating an online consumer finance platform in China. The company uses advanced technologies, including big data, artificial intelligence, and machine learning to assess the creditworthiness of potential borrowers. Lexinfintech offers a range of loan products and investment services to its customers. By leveraging technology and data analysis, the company aims to provide convenient and customized financial solutions to meet the diverse needs of its users. Lexinfintech is committed to promoting financial inclusion and serving individuals and small businesses across China.

Lexinfintech Holdings Ltd is primarily active in the fintech industry.

The main competitors of Lexinfintech Holdings Ltd in the market are Ant Financial, Lufax Holding Ltd, and Qudian Inc.

Lexinfintech Holdings Ltd, also known as Lexin, is a leading online consumer finance platform in China. Established in 2013, Lexin has grown rapidly and become a prominent player in the industry. The company focuses on serving educated young adults in China with a comprehensive suite of financial services and products. Leveraging advanced technology and data analytics, Lexin provides customers with convenient and efficient financing solutions tailored to their diverse needs. With a mission to improve customers' quality of life through innovative and inclusive financial services, Lexin continues to enhance its capabilities and expand its market presence, ultimately driving financial inclusion and empowering individuals.

The significant milestones achieved by Lexinfintech Holdings Ltd include its successful initial public offering on the New York Stock Exchange in December 2017, raising approximately $108 million. In 2018, the company's active user base exceeded 20 million, reflecting its strong market presence. Lexinfintech also established strategic partnerships with leading financial institutions, such as CITIC Bank and Agricultural Bank of China, enhancing its credibility and expanding its customer base. Moreover, the company's proprietary technology and risk management capabilities have enabled it to achieve robust loan origination volumes, facilitating its position as a leading online consumer finance platform in China.

Lexinfintech Holdings Ltd is primarily present in China.

Lexinfintech Holdings Ltd represents a strong commitment to its core values and corporate philosophy. The company prioritizes integrity, transparency, and innovation in its operations. As a leading Chinese online consumer finance platform, Lexinfintech focuses on providing inclusive financial services to its customers, contributing to the development of the domestic sharing economy. With a customer-centric approach, Lexinfintech aims to improve access to credit and simplify the borrowing process. By leveraging advanced technology and big data capabilities, the company offers personalized financial solutions, empowering individuals to achieve their goals. Lexinfintech Holdings Ltd sets itself apart through its dedication to excellence and its mission to create a better financial future for its customers.

12 analysts currently rate the Lexinfintech Holdings stock: 9 recommend buying, 3 holding and 0 selling. For 2026, analysts expect Lexinfintech Holdings to generate revenue of 10.64 B CNY and earnings per share of -4.43 CNY.

Converted at the current exchange rate, the Lexinfintech Holdings share trades at 0.55 EUR (4.14 CNY).

The Lexinfintech Holdings share (LX) is listed on 4 stock exchanges, including: NASDAQ (LX), Frankfurt (1LFA.F), München (1LFA.MU), Düsseldorf (1LFA.DU).

Lexinfintech Holdings Ltd is a leading financial technology company that offers a wide range of innovative and user-friendly solutions to its customers. The company is active in multiple areas, including consumer loans, payment services, asset management, and credit risk management. In the consumer loans space, Lexinfintech offers its customers various credit products, including installment loans, credit lines, and credit cards. The company utilizes advanced technologies such as big data and machine learning to conduct credit assessments and risk profile analyses, helping its customers obtain quick and convenient loans. Lexinfintech is also active in the payment industry, providing its customers with a variety of payment solutions, including digital wallets, online payment processing, and credit card transaction processing. The company leverages its advanced technologies and partnerships with leading payment providers to offer its customers a seamless and efficient payment experience. Furthermore, Lexinfintech operates in the asset management industry, offering its customers a wide range of asset management services. The company utilizes advanced technologies such as machine learning and artificial intelligence to assist its customers in diversifying their portfolios, minimizing risks, and maximizing their investment success. Lexinfintech also operates a data and risk management platform that allows its customers to analyze and manage risks to support their investment decisions. The platform utilizes advanced technologies, including AI and machine learning, to conduct risk assessments, trend analyses, and portfolio analyses. The business model of Lexinfintech is based on the utilization of advanced technologies and continuous innovation to offer its customers a wide range of financial services. The company collaborates closely with leading technology partners and industry experts to constantly improve and expand its products and services. Overall, Lexinfintech offers its customers a convenient, effective, and secure way to access a variety of financial services. The company is committed to satisfying its customers by providing them with innovative solutions and tailored service.

The expected revenue of Lexinfintech Holdings is 10.64 B CNY. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Lexinfintech Holdings is -766.01 M CNY. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Lexinfintech Holdings is currently -0.94. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Lexinfintech Holdings stock.

The price-to-sales ratio (P/S) of Lexinfintech Holdings is currently 0.07. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Lexinfintech Holdings stock.

The Eulerpool Quality Score for Lexinfintech Holdings is 5/10.

The ISIN of Lexinfintech Holdings is US5288771034. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Lexinfintech Holdings is A2H97M. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Lexinfintech Holdings is LX. The ticker symbol is used to trade Lexinfintech Holdings shares on the stock exchange.

Fair ValueTerminal
4.02 CNY
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Consumer Finance
Number of shares
Employees
Revenue per Employee
1.78 M CNY
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Currency
CNY
Initial public offering
Dec 21, 2017
ISIN
US5288771034
Cusip
528877103
Sedol
BFCM956
Market capitalization
1.39 B CNYSmall Cap
52-Week Range
PEG
—
P/E ratio
P/Ee 2026
-0.94
P/Ee 2027
1.45
P/Ee 2028
0.71
P/S
P/Se
0.07
EV/EBIT
1.02
P/B Ratio
0.12
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
9.74 %
Dividend
Dividend yield
7.34 %
Est. Dividend Yield
9.08 %
Payout Ratio
21.54 %
Dividend growth Ø5Y
—
Dividend payments per year
2
Dividend paid since
3 years
Dividend not reduced since
3 years
Dividend increased since
3 years
Dividend withholding tax
10.00 %
Last updated Oct 23, 2026, 11:50 PM

Lexinfintech Holdings Ticker

DÜSSELDORF · 1LFA.DUFRANKFURT · 1LFA.FMUNICH · 1LFA.MUNASDAQ · LX

Lexinfintech Holdings FIGI

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