United Bancshares ROA 2024

United Bancshares Aktienanalyse

What does United Bancshares do?

United Bancshares Inc is a US holding company that was founded in 1984. The company is based in Columbus Grove, Ohio and is listed on NASDAQ under the ticker symbol "UBOH". It operates various subsidiary companies that offer a wide range of banking services. The business model of United Bancshares Inc is based on the idea of supporting the communities in which it operates by promoting local economy and development. The company enables small businesses and individual customers to manage their money securely and efficiently. The goal of United Bancshares Inc is to build customer relationships based on trust, integrity, and a long-term vision. The main division of the company, United Bank, is a regional bank operating in the states of Ohio, Indiana, and Michigan. United Bank offers various financial services such as savings and checking accounts, loans, and mortgages. The company is dedicated to continuously developing new products and services to meet the needs of its customers. United Bank also specializes in wealth management, providing asset management and investment advice for affluent private clients. Another important division of United Bancshares Inc is Home Savings Bank, a subsidiary specializing in mortgage financing. Home Savings Bank is a major mortgage provider in the Midwest and has recently focused on the areas of refinancing and reverse mortgages. The company also offers online tools for customers to compare and apply for mortgages. United Bancshares Inc also operates an insurance company called Harco National Insurance Company, which offers a wide range of insurance products such as auto insurance, homeowners insurance, and life insurance. Harco National Insurance Company operates in Ohio, Indiana, and Michigan and has a long history as a reliable provider of insurance products. In addition to these main divisions, United Bancshares Inc also operates various subsidiaries within the real estate industry. The company is committed to expanding its services into broader areas and continuously acquires new businesses to expand its operations. Overall, United Bancshares Inc has a long history in the banking and insurance industry, both in Ohio and other parts of the Midwest. Through its various subsidiary companies, the company is able to offer a wide range of financial and insurance services tailored to the needs of its customers. With a strong focus on customer relationships and local engagement, United Bancshares Inc holds a strong position as a key player in the US banking industry. United Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding United Bancshares's Return on Assets (ROA)

United Bancshares's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing United Bancshares's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider United Bancshares's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in United Bancshares’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about United Bancshares Stock

What is the Return on Assets (ROA) of United Bancshares this year?

The Return on Assets (ROA) of United Bancshares is 0.01 undefined this year.

What was the ROA of United Bancshares compared to the previous year?

The ROA of United Bancshares has increased by -22.79% compared to the previous year.

What consequences do high ROA have for investors of United Bancshares?

A high ROA is advantageous for investors of United Bancshares, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in United Bancshares?

A low ROA can be unfavorable for investors of United Bancshares as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of United Bancshares affect the company?

An increase in ROA of United Bancshares can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of United Bancshares impact the company?

A reduction in the ROA of United Bancshares can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of United Bancshares?

Some factors that can influence the ROA of United Bancshares include revenue, operating costs, asset structure, and industry average.

Why is the ROA of United Bancshares important for investors?

The ROA of United Bancshares is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can United Bancshares take to improve ROA?

To improve ROA, United Bancshares can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does United Bancshares pay?

Over the past 12 months, United Bancshares paid a dividend of 0.88 USD . This corresponds to a dividend yield of about 4.78 %. For the coming 12 months, United Bancshares is expected to pay a dividend of 0.88 USD.

What is the dividend yield of United Bancshares?

The current dividend yield of United Bancshares is 4.78 %.

When does United Bancshares pay dividends?

United Bancshares pays a quarterly dividend. This is distributed in the months of September, December, March, June.

How secure is the dividend of United Bancshares?

United Bancshares paid dividends every year for the past 12 years.

What is the dividend of United Bancshares?

For the upcoming 12 months, dividends amounting to 0.88 USD are expected. This corresponds to a dividend yield of 4.78 %.

In which sector is United Bancshares located?

United Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von United Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of United Bancshares from 6/14/2024 amounting to 0.22 USD, you needed to have the stock in your portfolio before the ex-date on 5/31/2024.

When did United Bancshares pay the last dividend?

The last dividend was paid out on 6/14/2024.

What was the dividend of United Bancshares in the year 2023?

In the year 2023, United Bancshares distributed 0.63 USD as dividends.

In which currency does United Bancshares pay out the dividend?

The dividends of United Bancshares are distributed in USD.