United Bancshares Liabilities 2024

United Bancshares Aktienanalyse

What does United Bancshares do?

United Bancshares Inc is a US holding company that was founded in 1984. The company is based in Columbus Grove, Ohio and is listed on NASDAQ under the ticker symbol "UBOH". It operates various subsidiary companies that offer a wide range of banking services. The business model of United Bancshares Inc is based on the idea of supporting the communities in which it operates by promoting local economy and development. The company enables small businesses and individual customers to manage their money securely and efficiently. The goal of United Bancshares Inc is to build customer relationships based on trust, integrity, and a long-term vision. The main division of the company, United Bank, is a regional bank operating in the states of Ohio, Indiana, and Michigan. United Bank offers various financial services such as savings and checking accounts, loans, and mortgages. The company is dedicated to continuously developing new products and services to meet the needs of its customers. United Bank also specializes in wealth management, providing asset management and investment advice for affluent private clients. Another important division of United Bancshares Inc is Home Savings Bank, a subsidiary specializing in mortgage financing. Home Savings Bank is a major mortgage provider in the Midwest and has recently focused on the areas of refinancing and reverse mortgages. The company also offers online tools for customers to compare and apply for mortgages. United Bancshares Inc also operates an insurance company called Harco National Insurance Company, which offers a wide range of insurance products such as auto insurance, homeowners insurance, and life insurance. Harco National Insurance Company operates in Ohio, Indiana, and Michigan and has a long history as a reliable provider of insurance products. In addition to these main divisions, United Bancshares Inc also operates various subsidiaries within the real estate industry. The company is committed to expanding its services into broader areas and continuously acquires new businesses to expand its operations. Overall, United Bancshares Inc has a long history in the banking and insurance industry, both in Ohio and other parts of the Midwest. Through its various subsidiary companies, the company is able to offer a wide range of financial and insurance services tailored to the needs of its customers. With a strong focus on customer relationships and local engagement, United Bancshares Inc holds a strong position as a key player in the US banking industry. United Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing United Bancshares's Liabilities

United Bancshares's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating United Bancshares's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing United Bancshares's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

United Bancshares's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in United Bancshares’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about United Bancshares stock

What is the level of liabilities of United Bancshares this year?

United Bancshares has a debt balance of 977.57 M USD this year.

What were the liabilities of United Bancshares compared to the previous year?

The liabilities of United Bancshares have increased by -2.69% dropped compared to the previous year.

What are the consequences of high debt for investors of United Bancshares?

High liabilities can pose a risk for investors of United Bancshares, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in United Bancshares?

Low liabilities mean that United Bancshares has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of United Bancshares affect the company?

An increase in liabilities of United Bancshares can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of United Bancshares affect the company?

A decrease in the liabilities of United Bancshares can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of United Bancshares?

Some factors that can influence the liabilities of United Bancshares include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of United Bancshares so important for investors?

The liabilities of United Bancshares are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can United Bancshares take to modify the liabilities?

To change its liabilities, United Bancshares can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does United Bancshares pay?

Over the past 12 months, United Bancshares paid a dividend of 0.88 USD . This corresponds to a dividend yield of about 4 %. For the coming 12 months, United Bancshares is expected to pay a dividend of 0.88 USD.

What is the dividend yield of United Bancshares?

The current dividend yield of United Bancshares is 4 %.

When does United Bancshares pay dividends?

United Bancshares pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of United Bancshares?

United Bancshares paid dividends every year for the past 12 years.

What is the dividend of United Bancshares?

For the upcoming 12 months, dividends amounting to 0.88 USD are expected. This corresponds to a dividend yield of 4 %.

In which sector is United Bancshares located?

United Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von United Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of United Bancshares from 9/16/2024 amounting to 0.22 USD, you needed to have the stock in your portfolio before the ex-date on 8/30/2024.

When did United Bancshares pay the last dividend?

The last dividend was paid out on 9/16/2024.

What was the dividend of United Bancshares in the year 2023?

In the year 2023, United Bancshares distributed 0.63 USD as dividends.

In which currency does United Bancshares pay out the dividend?

The dividends of United Bancshares are distributed in USD.