RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
United Security Bancshares Stock

United Security Bancshares ROE 2024

United Security Bancshares ROE

0.16

Ticker

UBFO

ISIN

US9114601035

WKN

351160

In 2024, United Security Bancshares's return on equity (ROE) was 0.16, a 15.83% increase from the 0.14 ROE in the previous year.

United Security Bancshares Aktienanalyse

What does United Security Bancshares do?

United Security Bancshares is an American company headquartered in Fresno, California. It was founded in 1987 and has been listed on the Nasdaq stock exchange since 1997. It is a financial institution that offers a wide range of banking services for personal and business customers. The business model of United Security Bancshares is to be a safe haven for customers to invest or borrow their money. It offers various types of accounts, including savings accounts, checking accounts, money market accounts, and certificates of deposit. In addition, the company offers a variety of loan products, such as mortgages, auto loans, credit cards, and other personal loans. United Security Bancshares has three main divisions - Commercial Banking, Retail Banking, and Wealth Management. In the Commercial Banking division, the company targets small and medium-sized businesses. Here, they offer specialized services such as lines of credit, equipment financing, leasing, and other financing solutions. In the Retail Banking division, United Security Bancshares offers personal banking services for individual customers. This includes deposit and loan products, as well as wealth management services such as investment advice and insurance. The Wealth Management division offers specialized investment and asset management services for affluent clients. This includes investment advice, portfolio management, tax planning, and specialized financial instruments. One of the strengths of United Security Bancshares is its focus on customer satisfaction. The company places great importance on its relationship with its customers to ensure they have the best possible experience. To achieve this, the company offers its customers flexible and customizable financial management solutions, professional advice, and personalized support. United Security Bancshares is also very active in the community where it operates. It supports various nonprofit organizations and dedicates a portion of its profits to charitable causes. In conclusion, United Security Bancshares is a solid financial institution that offers a wide range of banking services for all types of customers. It has a strong customer orientation and is highly committed to the community. Employees of United Security Bancshares work with customers to find solutions that suit their needs and strive to maximize customer satisfaction. United Security Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROE Details

Decoding United Security Bancshares's Return on Equity (ROE)

United Security Bancshares's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing United Security Bancshares's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

United Security Bancshares's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in United Security Bancshares’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about United Security Bancshares stock

What is the ROE (Return on Equity) of United Security Bancshares this year?

The ROE of United Security Bancshares this year is 0.16 undefined.

How has the Return on Equity (ROE) of United Security Bancshares developed compared to the previous year?

The ROE of United Security Bancshares has increased by 15.83% increased compared to the previous year.

What impact does a high ROE (Return on Equity) have on investors of United Security Bancshares?

A high ROE indicates that United Security Bancshares generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.

What impact does a low ROE (Return on Equity) have on investors of United Security Bancshares?

A low ROE can indicate that United Security Bancshares is having difficulties monetizing its investments successfully and can be a negative signal for investors.

How does a change in the ROE (Return on Equity) of United Security Bancshares affect the company?

A change in ROE (Return on Equity) of United Security Bancshares can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.

How to calculate the ROE (Return on Equity) of United Security Bancshares?

The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.

Which factors influence the ROE (Return on Equity) of United Security Bancshares?

Some factors that can influence United Security Bancshares's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.

What strategic measures can take to improve the ROE (Return on Equity)?

To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.

How much dividend does United Security Bancshares pay?

Over the past 12 months, United Security Bancshares paid a dividend of 0.46 USD . This corresponds to a dividend yield of about 5.66 %. For the coming 12 months, United Security Bancshares is expected to pay a dividend of 0.46 USD.

What is the dividend yield of United Security Bancshares?

The current dividend yield of United Security Bancshares is 5.66 %.

When does United Security Bancshares pay dividends?

United Security Bancshares pays a quarterly dividend. This is distributed in the months of November, February, May, August.

How secure is the dividend of United Security Bancshares?

United Security Bancshares paid dividends every year for the past 9 years.

What is the dividend of United Security Bancshares?

For the upcoming 12 months, dividends amounting to 0.46 USD are expected. This corresponds to a dividend yield of 5.66 %.

In which sector is United Security Bancshares located?

United Security Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von United Security Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of United Security Bancshares from 7/23/2024 amounting to 0.12 USD, you needed to have the stock in your portfolio before the ex-date on 7/8/2024.

When did United Security Bancshares pay the last dividend?

The last dividend was paid out on 7/23/2024.

What was the dividend of United Security Bancshares in the year 2023?

In the year 2023, United Security Bancshares distributed 0.33 USD as dividends.

In which currency does United Security Bancshares pay out the dividend?

The dividends of United Security Bancshares are distributed in USD.

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Andere Kennzahlen von United Security Bancshares

Our stock analysis for United Security Bancshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of United Security Bancshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.