United Security Bancshares ROA 2024

United Security Bancshares Aktienanalyse

What does United Security Bancshares do?

United Security Bancshares is an American company headquartered in Fresno, California. It was founded in 1987 and has been listed on the Nasdaq stock exchange since 1997. It is a financial institution that offers a wide range of banking services for personal and business customers. The business model of United Security Bancshares is to be a safe haven for customers to invest or borrow their money. It offers various types of accounts, including savings accounts, checking accounts, money market accounts, and certificates of deposit. In addition, the company offers a variety of loan products, such as mortgages, auto loans, credit cards, and other personal loans. United Security Bancshares has three main divisions - Commercial Banking, Retail Banking, and Wealth Management. In the Commercial Banking division, the company targets small and medium-sized businesses. Here, they offer specialized services such as lines of credit, equipment financing, leasing, and other financing solutions. In the Retail Banking division, United Security Bancshares offers personal banking services for individual customers. This includes deposit and loan products, as well as wealth management services such as investment advice and insurance. The Wealth Management division offers specialized investment and asset management services for affluent clients. This includes investment advice, portfolio management, tax planning, and specialized financial instruments. One of the strengths of United Security Bancshares is its focus on customer satisfaction. The company places great importance on its relationship with its customers to ensure they have the best possible experience. To achieve this, the company offers its customers flexible and customizable financial management solutions, professional advice, and personalized support. United Security Bancshares is also very active in the community where it operates. It supports various nonprofit organizations and dedicates a portion of its profits to charitable causes. In conclusion, United Security Bancshares is a solid financial institution that offers a wide range of banking services for all types of customers. It has a strong customer orientation and is highly committed to the community. Employees of United Security Bancshares work with customers to find solutions that suit their needs and strive to maximize customer satisfaction. United Security Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding United Security Bancshares's Return on Assets (ROA)

United Security Bancshares's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing United Security Bancshares's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider United Security Bancshares's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in United Security Bancshares’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about United Security Bancshares stock

What is the Return on Assets (ROA) of United Security Bancshares this year?

The Return on Assets (ROA) of United Security Bancshares is 0.02 undefined this year.

What was the ROA of United Security Bancshares compared to the previous year?

The ROA of United Security Bancshares has increased by 35.35% compared to the previous year.

What consequences do high ROA have for investors of United Security Bancshares?

A high ROA is advantageous for investors of United Security Bancshares, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in United Security Bancshares?

A low ROA can be unfavorable for investors of United Security Bancshares as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of United Security Bancshares affect the company?

An increase in ROA of United Security Bancshares can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of United Security Bancshares impact the company?

A reduction in the ROA of United Security Bancshares can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of United Security Bancshares?

Some factors that can influence the ROA of United Security Bancshares include revenue, operating costs, asset structure, and industry average.

Why is the ROA of United Security Bancshares important for investors?

The ROA of United Security Bancshares is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can United Security Bancshares take to improve ROA?

To improve ROA, United Security Bancshares can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does United Security Bancshares pay?

Over the past 12 months, United Security Bancshares paid a dividend of 0.46 USD . This corresponds to a dividend yield of about 6.24 %. For the coming 12 months, United Security Bancshares is expected to pay a dividend of 0.46 USD.

What is the dividend yield of United Security Bancshares?

The current dividend yield of United Security Bancshares is 6.24 %.

When does United Security Bancshares pay dividends?

United Security Bancshares pays a quarterly dividend. This is distributed in the months of November, February, May, August.

How secure is the dividend of United Security Bancshares?

United Security Bancshares paid dividends every year for the past 9 years.

What is the dividend of United Security Bancshares?

For the upcoming 12 months, dividends amounting to 0.46 USD are expected. This corresponds to a dividend yield of 6.24 %.

In which sector is United Security Bancshares located?

United Security Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von United Security Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of United Security Bancshares from 7/23/2024 amounting to 0.12 USD, you needed to have the stock in your portfolio before the ex-date on 7/8/2024.

When did United Security Bancshares pay the last dividend?

The last dividend was paid out on 7/23/2024.

What was the dividend of United Security Bancshares in the year 2023?

In the year 2023, United Security Bancshares distributed 0.33 USD as dividends.

In which currency does United Security Bancshares pay out the dividend?

The dividends of United Security Bancshares are distributed in USD.