United Security Bancshares Liabilities 2024

United Security Bancshares Aktienanalyse

What does United Security Bancshares do?

United Security Bancshares is an American company headquartered in Fresno, California. It was founded in 1987 and has been listed on the Nasdaq stock exchange since 1997. It is a financial institution that offers a wide range of banking services for personal and business customers. The business model of United Security Bancshares is to be a safe haven for customers to invest or borrow their money. It offers various types of accounts, including savings accounts, checking accounts, money market accounts, and certificates of deposit. In addition, the company offers a variety of loan products, such as mortgages, auto loans, credit cards, and other personal loans. United Security Bancshares has three main divisions - Commercial Banking, Retail Banking, and Wealth Management. In the Commercial Banking division, the company targets small and medium-sized businesses. Here, they offer specialized services such as lines of credit, equipment financing, leasing, and other financing solutions. In the Retail Banking division, United Security Bancshares offers personal banking services for individual customers. This includes deposit and loan products, as well as wealth management services such as investment advice and insurance. The Wealth Management division offers specialized investment and asset management services for affluent clients. This includes investment advice, portfolio management, tax planning, and specialized financial instruments. One of the strengths of United Security Bancshares is its focus on customer satisfaction. The company places great importance on its relationship with its customers to ensure they have the best possible experience. To achieve this, the company offers its customers flexible and customizable financial management solutions, professional advice, and personalized support. United Security Bancshares is also very active in the community where it operates. It supports various nonprofit organizations and dedicates a portion of its profits to charitable causes. In conclusion, United Security Bancshares is a solid financial institution that offers a wide range of banking services for all types of customers. It has a strong customer orientation and is highly committed to the community. Employees of United Security Bancshares work with customers to find solutions that suit their needs and strive to maximize customer satisfaction. United Security Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing United Security Bancshares's Liabilities

United Security Bancshares's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating United Security Bancshares's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing United Security Bancshares's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

United Security Bancshares's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in United Security Bancshares’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about United Security Bancshares stock

What is the level of liabilities of United Security Bancshares this year?

United Security Bancshares has a debt balance of 1.09 B USD this year.

What were the liabilities of United Security Bancshares compared to the previous year?

The liabilities of United Security Bancshares have increased by -8.27% dropped compared to the previous year.

What are the consequences of high debt for investors of United Security Bancshares?

High liabilities can pose a risk for investors of United Security Bancshares, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in United Security Bancshares?

Low liabilities mean that United Security Bancshares has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of United Security Bancshares affect the company?

An increase in liabilities of United Security Bancshares can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of United Security Bancshares affect the company?

A decrease in the liabilities of United Security Bancshares can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of United Security Bancshares?

Some factors that can influence the liabilities of United Security Bancshares include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of United Security Bancshares so important for investors?

The liabilities of United Security Bancshares are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can United Security Bancshares take to modify the liabilities?

To change its liabilities, United Security Bancshares can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does United Security Bancshares pay?

Over the past 12 months, United Security Bancshares paid a dividend of 0.46 USD . This corresponds to a dividend yield of about 5.66 %. For the coming 12 months, United Security Bancshares is expected to pay a dividend of 0.46 USD.

What is the dividend yield of United Security Bancshares?

The current dividend yield of United Security Bancshares is 5.66 %.

When does United Security Bancshares pay dividends?

United Security Bancshares pays a quarterly dividend. This is distributed in the months of November, February, May, August.

How secure is the dividend of United Security Bancshares?

United Security Bancshares paid dividends every year for the past 9 years.

What is the dividend of United Security Bancshares?

For the upcoming 12 months, dividends amounting to 0.46 USD are expected. This corresponds to a dividend yield of 5.66 %.

In which sector is United Security Bancshares located?

United Security Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von United Security Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of United Security Bancshares from 7/23/2024 amounting to 0.12 USD, you needed to have the stock in your portfolio before the ex-date on 7/8/2024.

When did United Security Bancshares pay the last dividend?

The last dividend was paid out on 7/23/2024.

What was the dividend of United Security Bancshares in the year 2023?

In the year 2023, United Security Bancshares distributed 0.33 USD as dividends.

In which currency does United Security Bancshares pay out the dividend?

The dividends of United Security Bancshares are distributed in USD.