United Security Bancshares Equity 2024

United Security Bancshares Aktienanalyse

What does United Security Bancshares do?

United Security Bancshares is an American company headquartered in Fresno, California. It was founded in 1987 and has been listed on the Nasdaq stock exchange since 1997. It is a financial institution that offers a wide range of banking services for personal and business customers. The business model of United Security Bancshares is to be a safe haven for customers to invest or borrow their money. It offers various types of accounts, including savings accounts, checking accounts, money market accounts, and certificates of deposit. In addition, the company offers a variety of loan products, such as mortgages, auto loans, credit cards, and other personal loans. United Security Bancshares has three main divisions - Commercial Banking, Retail Banking, and Wealth Management. In the Commercial Banking division, the company targets small and medium-sized businesses. Here, they offer specialized services such as lines of credit, equipment financing, leasing, and other financing solutions. In the Retail Banking division, United Security Bancshares offers personal banking services for individual customers. This includes deposit and loan products, as well as wealth management services such as investment advice and insurance. The Wealth Management division offers specialized investment and asset management services for affluent clients. This includes investment advice, portfolio management, tax planning, and specialized financial instruments. One of the strengths of United Security Bancshares is its focus on customer satisfaction. The company places great importance on its relationship with its customers to ensure they have the best possible experience. To achieve this, the company offers its customers flexible and customizable financial management solutions, professional advice, and personalized support. United Security Bancshares is also very active in the community where it operates. It supports various nonprofit organizations and dedicates a portion of its profits to charitable causes. In conclusion, United Security Bancshares is a solid financial institution that offers a wide range of banking services for all types of customers. It has a strong customer orientation and is highly committed to the community. Employees of United Security Bancshares work with customers to find solutions that suit their needs and strive to maximize customer satisfaction. United Security Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Equity Details

Analyzing United Security Bancshares's Equity

United Security Bancshares's equity represents the ownership interest in the company, calculated as the difference between total assets and total liabilities. It reflects the residual claim by shareholders on the company’s assets after all debts have been paid. Understanding United Security Bancshares's equity is essential for assessing its financial health, stability, and value to shareholders.

Year-to-Year Comparison

Evaluating United Security Bancshares's equity over successive years offers insights into the company's growth, profitability, and capital structure. Increasing equity indicates an enhancement in net assets and financial health, while decreasing equity could point to rising debts or operational challenges.

Impact on Investments

United Security Bancshares's equity is a crucial element for investors, influencing the company's leverage, risk profile, and return on equity (ROE). Higher equity levels generally suggest lower risk and enhanced financial stability, making the company a potentially attractive investment opportunity.

Interpreting Equity Fluctuations

Fluctuations in United Security Bancshares’s equity can arise from various factors, including changes in net income, dividend payments, and issuance or buyback of shares. Investors analyze these shifts to gauge the company's financial performance, operational efficiency, and strategic financial management.

Frequently Asked Questions about United Security Bancshares stock

What is the equity of United Security Bancshares this year?

United Security Bancshares has equity of 122.54 M USD this year.

What was the equity of United Security Bancshares compared to the previous year?

The equity of United Security Bancshares has increased/decreased by 8.93% increased compared to the previous year.

What impact does a high equity have on investors of United Security Bancshares?

A high equity is advantageous for investors of United Security Bancshares as it is an indicator of the company's financial stability and its ability to manage risks and challenges.

What impact does low equity have on investors of United Security Bancshares?

A low equity can be a risk for investors of United Security Bancshares, as it can put the company in a weaker financial position and impair its ability to manage risks and challenges.

How does an increase in equity of United Security Bancshares affect the company?

An increase in equity of United Security Bancshares can strengthen the company's financial position and improve its ability to make investments in the future.

How does a reduction in the equity of United Security Bancshares affect the company?

A reduction in equity of United Security Bancshares can affect the financial situation of the company and lead to a higher dependence on debt capital.

What are some factors that influence the equity of United Security Bancshares?

Some factors that can affect the equity of United Security Bancshares include profits, dividend payments, capital increases, and acquisitions.

Why is the equity of United Security Bancshares so important for investors?

The equity of United Security Bancshares is important for investors as it is an indicator of the financial strength of the company and can be an indication of how well the company is able to fulfill its financial obligations.

What strategic measures can United Security Bancshares take to change the equity?

To change equity, United Security Bancshares can take various measures such as increasing profits, conducting capital increases, reducing expenses, and acquiring companies. It is important for the company to perform a thorough review of its financial situation to determine the best strategic actions to modify its equity.

How much dividend does United Security Bancshares pay?

Over the past 12 months, United Security Bancshares paid a dividend of 0.46 USD . This corresponds to a dividend yield of about 5.66 %. For the coming 12 months, United Security Bancshares is expected to pay a dividend of 0.46 USD.

What is the dividend yield of United Security Bancshares?

The current dividend yield of United Security Bancshares is 5.66 %.

When does United Security Bancshares pay dividends?

United Security Bancshares pays a quarterly dividend. This is distributed in the months of November, February, May, August.

How secure is the dividend of United Security Bancshares?

United Security Bancshares paid dividends every year for the past 9 years.

What is the dividend of United Security Bancshares?

For the upcoming 12 months, dividends amounting to 0.46 USD are expected. This corresponds to a dividend yield of 5.66 %.

In which sector is United Security Bancshares located?

United Security Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von United Security Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of United Security Bancshares from 7/23/2024 amounting to 0.12 USD, you needed to have the stock in your portfolio before the ex-date on 7/8/2024.

When did United Security Bancshares pay the last dividend?

The last dividend was paid out on 7/23/2024.

What was the dividend of United Security Bancshares in the year 2023?

In the year 2023, United Security Bancshares distributed 0.33 USD as dividends.

In which currency does United Security Bancshares pay out the dividend?

The dividends of United Security Bancshares are distributed in USD.