United Security Bancshares Stock

United Security Bancshares EBIT 2024

United Security Bancshares EBIT

0 USD

Ticker

UBFO

ISIN

US9114601035

WKN

351160

In 2024, United Security Bancshares's EBIT was 0 USD, a 0% increase from the 0 USD EBIT recorded in the previous year.

The United Security Bancshares EBIT history

YEAREBIT (undefined USD)
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United Security Bancshares Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into United Security Bancshares, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by United Security Bancshares from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects United Security Bancshares’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of United Security Bancshares. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into United Security Bancshares’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing United Security Bancshares’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on United Security Bancshares’s growth potential.

United Security Bancshares Revenue, EBIT and net profit per share

DateUnited Security Bancshares RevenueUnited Security Bancshares Net Income
202365.95 M undefined19.8 M undefined
202251.1 M undefined15.69 M undefined
202141.12 M undefined10.1 M undefined
202039.63 M undefined8.96 M undefined
201946.45 M undefined15.17 M undefined
201841.23 M undefined14.02 M undefined
201737.24 M undefined8.64 M undefined
201633.98 M undefined7.39 M undefined
201532.15 M undefined6.81 M undefined
201430.12 M undefined6.22 M undefined
201326.97 M undefined7.27 M undefined
201230.63 M undefined6.07 M undefined
201134.82 M undefined-10.81 M undefined
201038.43 M undefined-4.44 M undefined
200941.98 M undefined-4.54 M undefined
200853.49 M undefined4.07 M undefined
200766.84 M undefined11.26 M undefined
200656.39 M undefined13.36 M undefined
200545.18 M undefined11.01 M undefined
200435.61 M undefined8.41 M undefined

United Security Bancshares stock margins

The United Security Bancshares margin analysis displays the gross margin, EBIT margin, as well as the profit margin of United Security Bancshares. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for United Security Bancshares.
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Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the United Security Bancshares's sales revenue. A higher gross margin percentage indicates that the United Security Bancshares retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the United Security Bancshares's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the United Security Bancshares's total revenue generated. When comparing the revenue margin year over year, investors can gauge the United Security Bancshares's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the United Security Bancshares. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the United Security Bancshares's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

United Security Bancshares Margin History

DateUnited Security Bancshares Profit margin
202330.02 %
202230.7 %
202124.56 %
202022.61 %
201932.66 %
201834 %
201723.2 %
201621.75 %
201521.18 %
201420.65 %
201326.96 %
201219.82 %
2011-31.05 %
2010-11.55 %
2009-10.81 %
20087.61 %
200716.85 %
200623.69 %
200524.37 %
200423.62 %

United Security Bancshares Aktienanalyse

What does United Security Bancshares do?

United Security Bancshares is an American company headquartered in Fresno, California. It was founded in 1987 and has been listed on the Nasdaq stock exchange since 1997. It is a financial institution that offers a wide range of banking services for personal and business customers. The business model of United Security Bancshares is to be a safe haven for customers to invest or borrow their money. It offers various types of accounts, including savings accounts, checking accounts, money market accounts, and certificates of deposit. In addition, the company offers a variety of loan products, such as mortgages, auto loans, credit cards, and other personal loans. United Security Bancshares has three main divisions - Commercial Banking, Retail Banking, and Wealth Management. In the Commercial Banking division, the company targets small and medium-sized businesses. Here, they offer specialized services such as lines of credit, equipment financing, leasing, and other financing solutions. In the Retail Banking division, United Security Bancshares offers personal banking services for individual customers. This includes deposit and loan products, as well as wealth management services such as investment advice and insurance. The Wealth Management division offers specialized investment and asset management services for affluent clients. This includes investment advice, portfolio management, tax planning, and specialized financial instruments. One of the strengths of United Security Bancshares is its focus on customer satisfaction. The company places great importance on its relationship with its customers to ensure they have the best possible experience. To achieve this, the company offers its customers flexible and customizable financial management solutions, professional advice, and personalized support. United Security Bancshares is also very active in the community where it operates. It supports various nonprofit organizations and dedicates a portion of its profits to charitable causes. In conclusion, United Security Bancshares is a solid financial institution that offers a wide range of banking services for all types of customers. It has a strong customer orientation and is highly committed to the community. Employees of United Security Bancshares work with customers to find solutions that suit their needs and strive to maximize customer satisfaction. United Security Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

EBIT Details

Analyzing United Security Bancshares's EBIT

United Security Bancshares's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of United Security Bancshares's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

United Security Bancshares's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in United Security Bancshares’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about United Security Bancshares stock

How much did United Security Bancshares achieve in EBIT for the current year?

In the current year, United Security Bancshares has achieved an EBIT of 0 USD.

What is EBIT?

EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company United Security Bancshares.

How has the EBIT of United Security Bancshares developed in recent years?

The EBIT of United Security Bancshares has increased by 0% decreased compared to the previous year.

What does EBIT mean for investors?

EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.

Why is EBIT an important indicator for investors?

Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.

Why do EBIT values fluctuate?

EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.

What role does tax burden play in EBIT?

Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.

How is EBIT presented in the balance sheet of the company United Security Bancshares?

The EBIT of United Security Bancshares is listed in the income statement.

Can EBIT be used as a single indicator for evaluating a company?

EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.

Why is EBIT not equal to net profit?

The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.

How much dividend does United Security Bancshares pay?

Over the past 12 months, United Security Bancshares paid a dividend of 0.46 USD . This corresponds to a dividend yield of about 5.66 %. For the coming 12 months, United Security Bancshares is expected to pay a dividend of 0.46 USD.

What is the dividend yield of United Security Bancshares?

The current dividend yield of United Security Bancshares is 5.66 %.

When does United Security Bancshares pay dividends?

United Security Bancshares pays a quarterly dividend. This is distributed in the months of November, February, May, August.

How secure is the dividend of United Security Bancshares?

United Security Bancshares paid dividends every year for the past 9 years.

What is the dividend of United Security Bancshares?

For the upcoming 12 months, dividends amounting to 0.46 USD are expected. This corresponds to a dividend yield of 5.66 %.

In which sector is United Security Bancshares located?

United Security Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von United Security Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of United Security Bancshares from 7/23/2024 amounting to 0.12 USD, you needed to have the stock in your portfolio before the ex-date on 7/8/2024.

When did United Security Bancshares pay the last dividend?

The last dividend was paid out on 7/23/2024.

What was the dividend of United Security Bancshares in the year 2023?

In the year 2023, United Security Bancshares distributed 0.33 USD as dividends.

In which currency does United Security Bancshares pay out the dividend?

The dividends of United Security Bancshares are distributed in USD.

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Andere Kennzahlen von United Security Bancshares

Our stock analysis for United Security Bancshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of United Security Bancshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.