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OceanFirst Financial - Stock

OceanFirst Financial Liabilities 2024

OceanFirst Financial Liabilities

11.88 B USD

Ticker

OCFC

ISIN

US6752341080

WKN

919419

In 2024, OceanFirst Financial's total liabilities amounted to 11.88 B USD, a 3.11% difference from the 11.52 B USD total liabilities in the previous year.

OceanFirst Financial Aktienanalyse

What does OceanFirst Financial do?

OceanFirst Financial Corp is an American financial institution headquartered in Toms River, New Jersey. It was established in 1902 as Ocean City Building and Loan Association and has since become a leading provider of financial services in New Jersey and Pennsylvania. The business model of OceanFirst Financial Corp combines traditional banking services with modern financial technologies. The company offers a wide range of products and services for personal and business customers, including deposit, credit, investment, and insurance products, as well as electronic banking services such as mobile and online banking. OceanFirst Financial Corp has various divisions focusing on different areas of banking. The main division is OceanFirst Bank, which provides deposit, credit, and investment products for personal and business customers. OceanFirst Bank currently operates over 70 branches in New Jersey and Pennsylvania and employs over 1,000 staff. Another important division of OceanFirst Financial Corp is OceanFirst Wealth Management, which offers investment advisory and asset management services for personal and business customers. OceanFirst Wealth Management has an experienced group of financial advisors and investment experts who cater to the individual needs of each client. OceanFirst Financial Corp also has a division for insurance products called OceanFirst Insurance Services, Inc. This division offers a wide range of insurance products for personal and business customers, including auto, home, life, and business liability insurance. OceanFirst Insurance Services, Inc. works with various insurance providers to offer the best insurance options to its customers. Additionally, OceanFirst Financial Corp has a division for commercial loans called OceanFirst Business Services. This division focuses on credit and financing services for small and medium-sized businesses. OceanFirst Business Services offers a wide range of credit solutions such as term loans, revolving loans, lines of credit, as well as payment processing services. In summary, OceanFirst Financial Corp is a leading financial institution offering a wide range of products and services for personal and business customers. The company has various divisions focusing on different areas of banking, including deposit, credit, investment, and insurance products, as well as electronic banking services. OceanFirst Financial Corp has a long history and a strong commitment to its customers and the communities it serves. OceanFirst Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing OceanFirst Financial's Liabilities

OceanFirst Financial's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating OceanFirst Financial's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing OceanFirst Financial's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

OceanFirst Financial's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in OceanFirst Financial’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about OceanFirst Financial Stock

What is the level of liabilities of OceanFirst Financial this year?

OceanFirst Financial has a debt balance of 11.88 B USD this year.

What were the liabilities of OceanFirst Financial compared to the previous year?

The liabilities of OceanFirst Financial have increased by 3.11% increased compared to the previous year.

What are the consequences of high debt for investors of OceanFirst Financial?

High liabilities can pose a risk for investors of OceanFirst Financial, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in OceanFirst Financial?

Low liabilities mean that OceanFirst Financial has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of OceanFirst Financial affect the company?

An increase in liabilities of OceanFirst Financial can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of OceanFirst Financial affect the company?

A decrease in the liabilities of OceanFirst Financial can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of OceanFirst Financial?

Some factors that can influence the liabilities of OceanFirst Financial include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of OceanFirst Financial so important for investors?

The liabilities of OceanFirst Financial are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can OceanFirst Financial take to modify the liabilities?

To change its liabilities, OceanFirst Financial can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does OceanFirst Financial pay?

Over the past 12 months, OceanFirst Financial paid a dividend of 0.8 USD . This corresponds to a dividend yield of about 5.34 %. For the coming 12 months, OceanFirst Financial is expected to pay a dividend of 0.84 USD.

What is the dividend yield of OceanFirst Financial?

The current dividend yield of OceanFirst Financial is 5.34 %.

When does OceanFirst Financial pay dividends?

OceanFirst Financial pays a quarterly dividend. This is distributed in the months of September, December, March, June.

How secure is the dividend of OceanFirst Financial?

OceanFirst Financial paid dividends every year for the past 23 years.

What is the dividend of OceanFirst Financial?

For the upcoming 12 months, dividends amounting to 0.84 USD are expected. This corresponds to a dividend yield of 5.61 %.

In which sector is OceanFirst Financial located?

OceanFirst Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von OceanFirst Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of OceanFirst Financial from 5/17/2024 amounting to 0.2 USD, you needed to have the stock in your portfolio before the ex-date on 5/3/2024.

When did OceanFirst Financial pay the last dividend?

The last dividend was paid out on 5/17/2024.

What was the dividend of OceanFirst Financial in the year 2023?

In the year 2023, OceanFirst Financial distributed 0.74 USD as dividends.

In which currency does OceanFirst Financial pay out the dividend?

The dividends of OceanFirst Financial are distributed in USD.

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Andere Kennzahlen von OceanFirst Financial

Our stock analysis for OceanFirst Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OceanFirst Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.