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OceanFirst Financial stock price, quote, forecast and news

OCFC
US6752341080
919419

Price

18.21
Today +/-
-0.63
Today %
-3.77 %
P

OceanFirst Financial stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the OceanFirst Financial stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the OceanFirst Financial stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the OceanFirst Financial stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze OceanFirst Financial's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

OceanFirst Financial Stock Price History

DateOceanFirst Financial Price
9/20/202418.21 undefined
9/19/202418.91 undefined
9/18/202418.13 undefined
9/17/202418.14 undefined
9/16/202417.77 undefined
9/13/202417.68 undefined
9/12/202417.25 undefined
9/11/202417.19 undefined
9/10/202417.12 undefined
9/9/202417.17 undefined
9/6/202417.09 undefined
9/5/202417.26 undefined
9/4/202417.32 undefined
9/3/202417.60 undefined
8/30/202417.87 undefined
8/29/202417.73 undefined
8/28/202417.58 undefined
8/27/202417.44 undefined
8/26/202417.73 undefined
8/23/202417.80 undefined

OceanFirst Financial Revenue, EBIT, Net Income

  • 3 years

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  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into OceanFirst Financial, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by OceanFirst Financial from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects OceanFirst Financial’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of OceanFirst Financial. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into OceanFirst Financial’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing OceanFirst Financial’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on OceanFirst Financial’s growth potential.

OceanFirst Financial Revenue, EBIT and net profit per share

DateOceanFirst Financial RevenueOceanFirst Financial Net Income
2026e382.3 M undefined126.46 M undefined
2025e361.12 M undefined102.5 M undefined
2024e342.1 M undefined94.93 M undefined
2023641.6 M undefined100.01 M undefined
2022490.3 M undefined142.6 M undefined
2021394 M undefined106.1 M undefined
2020453.5 M undefined61.2 M undefined
2019351 M undefined88.6 M undefined
2018311.5 M undefined71.9 M undefined
2017215.9 M undefined42.5 M undefined
2016153.8 M undefined23 M undefined
2015102.3 M undefined20.3 M undefined
201498.5 M undefined19.9 M undefined
201396.7 M undefined16.3 M undefined
2012105.3 M undefined20 M undefined
2011110.7 M undefined20.7 M undefined
2010116.7 M undefined20.4 M undefined
2009111.5 M undefined12.5 M undefined
2008116.2 M undefined14.8 M undefined
2007117.5 M undefined1.1 M undefined
2006130.2 M undefined12.6 M undefined
2005126.9 M undefined19.5 M undefined
2004111.7 M undefined17.9 M undefined

OceanFirst Financial Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
1991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
6969676571831011081121221311191131111261301171161111161101059698102153215311351453394490641342361382
---2.90-2.999.2316.9021.696.933.708.937.38-9.16-5.04-1.7713.513.17-10.00-0.85-4.314.50-5.17-4.55-8.572.084.0850.0040.5244.6512.8629.06-13.0224.3730.82-46.655.565.82
------------------------------------
000000000000000000000000000000000000
0000000000000000000000000000000001411540
------------------------------------
5101097-11313161618201917191211412202020161920234271886110614210094102126
-100.00--10.00-22.22-114.29-1,400.00-23.08-12.5011.11-5.00-10.5311.76-36.84-91.671,300.00-14.2966.67---20.0018.755.2615.0082.6169.0523.94-30.6873.7733.96-29.58-6.008.5123.53
------------------------------------
------------------------------------
25.325.325.325.325.325.323.520.518.41614.813.71312.712.211.811.611.812.818.218.217.817.216.816.823.533.147.750.760.159.658.958.96000
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Details

Keystats

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Revenue and Growth

The OceanFirst Financial Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the OceanFirst Financial is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (k)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (M)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (k)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (B)
199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                           
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
48141414141517181616161818212222222224252871102111121130143146140.35
000000000000000000000000000000
000000000000000000000000000000
112002688910111197765541111917162418139.51
0000000000000000000002145151338375500500506506.15
000000000000000000915161739668546630.03
591614141621252625262729272829282736434248266268534566660667668656.04
591614141621252625262729272829282736434248266268534566660667668656.04
                                                           
00000000000000000000000001,0001,0001,0001,000614
000.180.180.180.180.180.180.190.190.190.20.20.20.20.260.260.260.260.260.270.270.360.350.760.841.141.151.161.16
82908997104113122132142151158165164155160163175187198206218229238271305359378442541592.54
00-0.01-0.02-0.02-0.02-0.02-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0-0-0-0-0-0-0-0.01-0.01-0.01-0.01-0.011.66
0000-1,000-10,000-5,000-1,000-3,000-3,000-1,000-1,0000-3,000-14,000-11,000-6,000-2,0000-7,000-7,000-6,000-6,000-5,000-3,000-1,0001,000-3,000-36,000-20,862
0.080.090.250.260.260.260.280.30.310.330.340.360.360.350.350.410.430.440.460.460.470.490.590.621.051.191.511.581.663.39
000000000000000000000000000000
00000000000000000000000001923182020.02
000000000000000000000000000000
309928827224023621218510715111385826265686661686876708062721281196973.15
000000000000000000000000000000
309928827224023621218510715111385826265686661686876708062911511378993.17
00000000000518282828282828282823575710097235229195196.46
000000000000000000000000000000
044512681719113693210791971618181530465258150124348303.1
0445126817191136145038353747354446463887103152155385353543499.56
3410329328424624422920411818712713512097102115101105114114114157183214246536490632592.72
0.090.10.360.550.540.510.530.530.520.450.530.480.50.470.440.510.540.550.560.570.590.60.750.81.261.442.052.072.293.98
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of OceanFirst Financial provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand OceanFirst Financial's financial health and stability.

Assets

OceanFirst Financial's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that OceanFirst Financial must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of OceanFirst Financial after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into OceanFirst Financial's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
1097-113131616182019171912114152020201619202342718863110147104
1101121246744453444443358121214141616
000-30100-10100-314-2-4-20-101535-416-4313
7-3-4-1-4-2218-44-3120-100-42420-316-9110000-917-20632076-4
-1001677545574413151256675516081181713
00000000000000000241814107813203652663749225
553470135738719505910189811101062205502529
1775101914218311561528-15652416391730352728338092100132160250124
00-4-7-1-1-1-2-4-30-1-2-4-1-5-2-2-2-2-4-4-3-6-48-11-5-14-42-20-7
-71-36-50-269-209-21-66-9-108427-125-146-365837-120-256-37-31-111-95271-45548-172-22-1,477-1,321-487
-71-35-46-261-207-20-64-7-104458-123-144-326042-118-254-19-27-107-91278-40660-167-7-1,435-1,300-480
0000000000000000000000000000000
000000-715041-6716-1666044185-133-1-511224-32-15139125105-111-17-843
000149-51-26-35-27-30-25-16-13-13-1600540-2-11-8-8-623-13-2442-37-70
0.040.030.050.260.190.030.02-0.010.09-0.04-0.040.150.080.05-0.13-0.070.110.230.03-0.05-0.030.090.07-0.050.18-0.130.081.070.221.010.35
0.040.030.050.110.240.060.14-0.030.080.06-0.030.190.030.08-0.16-0.080.060.370.04-0.03-0.130.080.120.110.16-0.210.041.190.321.150.4
0000-4-6-7-7-7-8-9-9-9-9-9-9-11-8-8-8-8-8-8-12-19-29-34-42-44-47-51
-0.01-00.01-0-00.010-00.0100.020.04-0.040-0-0.0100.010.05-0.02-0.0300.010.26-0.190.010.011.19-1.09-0.06-0.01
17.1712.817.60.641.316.527.1-1.355.21425.9-19.163.519.514.137.315.428.331.223.624.426.731.481.195.1118118229.6116.55
0000000000000000000000000000000

OceanFirst Financial stock margins

The OceanFirst Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of OceanFirst Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for OceanFirst Financial.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the OceanFirst Financial's sales revenue. A higher gross margin percentage indicates that the OceanFirst Financial retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the OceanFirst Financial's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the OceanFirst Financial's total revenue generated. When comparing the revenue margin year over year, investors can gauge the OceanFirst Financial's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the OceanFirst Financial. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the OceanFirst Financial's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

OceanFirst Financial Margin History

DateOceanFirst Financial Profit margin
2026e33.08 %
2025e28.38 %
2024e27.75 %
202315.59 %
202229.08 %
202126.93 %
202013.5 %
201925.24 %
201823.08 %
201719.69 %
201614.95 %
201519.84 %
201420.2 %
201316.86 %
201218.99 %
201118.7 %
201017.48 %
200911.21 %
200812.74 %
20070.94 %
20069.68 %
200515.37 %
200416.03 %

OceanFirst Financial Stock Sales Revenue, EBIT, Earnings per Share

The OceanFirst Financial earnings per share therefore indicates how much revenue OceanFirst Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue OceanFirst Financial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates OceanFirst Financial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of OceanFirst Financial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating OceanFirst Financial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

OceanFirst Financial Revenue, EBIT and net profit per share

DateOceanFirst Financial Sales per ShareOceanFirst Financial Earnings per Share
2026e6.54 undefined2.16 undefined
2025e6.18 undefined1.75 undefined
2024e5.85 undefined1.62 undefined
202310.88 undefined1.7 undefined
20228.32 undefined2.42 undefined
20216.61 undefined1.78 undefined
20207.55 undefined1.02 undefined
20196.92 undefined1.75 undefined
20186.53 undefined1.51 undefined
20176.52 undefined1.28 undefined
20166.54 undefined0.98 undefined
20156.09 undefined1.21 undefined
20145.86 undefined1.18 undefined
20135.62 undefined0.95 undefined
20125.92 undefined1.12 undefined
20116.08 undefined1.14 undefined
20106.41 undefined1.12 undefined
20098.71 undefined0.98 undefined
20089.85 undefined1.25 undefined
200710.13 undefined0.09 undefined
200611.03 undefined1.07 undefined
200510.4 undefined1.6 undefined
20048.8 undefined1.41 undefined

OceanFirst Financial business model

OceanFirst Financial Corp is an American financial institution headquartered in Toms River, New Jersey. It was established in 1902 as Ocean City Building and Loan Association and has since become a leading provider of financial services in New Jersey and Pennsylvania. The business model of OceanFirst Financial Corp combines traditional banking services with modern financial technologies. The company offers a wide range of products and services for personal and business customers, including deposit, credit, investment, and insurance products, as well as electronic banking services such as mobile and online banking. OceanFirst Financial Corp has various divisions focusing on different areas of banking. The main division is OceanFirst Bank, which provides deposit, credit, and investment products for personal and business customers. OceanFirst Bank currently operates over 70 branches in New Jersey and Pennsylvania and employs over 1,000 staff. Another important division of OceanFirst Financial Corp is OceanFirst Wealth Management, which offers investment advisory and asset management services for personal and business customers. OceanFirst Wealth Management has an experienced group of financial advisors and investment experts who cater to the individual needs of each client. OceanFirst Financial Corp also has a division for insurance products called OceanFirst Insurance Services, Inc. This division offers a wide range of insurance products for personal and business customers, including auto, home, life, and business liability insurance. OceanFirst Insurance Services, Inc. works with various insurance providers to offer the best insurance options to its customers. Additionally, OceanFirst Financial Corp has a division for commercial loans called OceanFirst Business Services. This division focuses on credit and financing services for small and medium-sized businesses. OceanFirst Business Services offers a wide range of credit solutions such as term loans, revolving loans, lines of credit, as well as payment processing services. In summary, OceanFirst Financial Corp is a leading financial institution offering a wide range of products and services for personal and business customers. The company has various divisions focusing on different areas of banking, including deposit, credit, investment, and insurance products, as well as electronic banking services. OceanFirst Financial Corp has a long history and a strong commitment to its customers and the communities it serves. OceanFirst Financial is one of the most popular companies on Eulerpool.com.

OceanFirst Financial SWOT Analysis

Strengths

OceanFirst Financial Corp has consistently exhibited strong financial results, with steady revenue growth and healthy profit margins. This stability enables the company to weather economic uncertainties effectively.

With a long-standing presence in the financial industry, OceanFirst Financial Corp has established a strong reputation and built a loyal customer base. This brand recognition provides a competitive advantage and supports customer retention.

The company offers a wide range of financial products and services, including personal and commercial banking, lending, insurance, and investment options. This diversification helps to mitigate risks and capture opportunities across multiple segments.

Weaknesses

OceanFirst Financial Corp's operations predominantly serve a specific geographic region, which can make the company vulnerable to local economic downturns. This concentration may limit potential growth opportunities.

Although OceanFirst Financial Corp has a strong presence in its operating markets, it has yet to expand its footprint significantly beyond its current territories. This lack of geographical diversification could restrict future growth prospects.

Opportunities

OceanFirst Financial Corp can explore strategic acquisitions and partnerships to expand its market reach and increase customer base. This approach would allow the company to enter new markets and leverage synergies with complementary businesses.

The financial industry is undergoing rapid technological advancements. OceanFirst Financial Corp can embrace digital innovation to enhance customer experience, improve operational efficiency, and maintain a competitive edge in the evolving digital landscape.

Threats

OceanFirst Financial Corp faces substantial competition from large national banks, regional financial institutions, credit unions, and emerging fintech startups. This intense competition may put pressure on market share and profitability.

The financial industry is subject to numerous regulations and compliance requirements. Non-compliance or failure to keep up with changing regulations can result in legal penalties, reputational damage, and operational disruptions for OceanFirst Financial Corp.

OceanFirst Financial Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

OceanFirst Financial historical P/E ratio, EBIT, and P/S ratio.

OceanFirst Financial shares outstanding

The number of shares was OceanFirst Financial in 2023 — This indicates how many shares 58.957 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue OceanFirst Financial earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates OceanFirst Financial's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of OceanFirst Financial’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating OceanFirst Financial's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

OceanFirst Financial Stock splits

In OceanFirst Financial's history, there have been no stock splits.

OceanFirst Financial dividend history and estimates

In 2023, OceanFirst Financial paid a dividend amounting to 0.8 USD. Dividend means that OceanFirst Financial distributes a portion of its profits to its owners.

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  • Max

Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for OceanFirst Financial provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify OceanFirst Financial’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating OceanFirst Financial's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

OceanFirst Financial Dividend History

DateOceanFirst Financial Dividend
2026e0.84 undefined
2025e0.84 undefined
2024e0.84 undefined
20230.8 undefined
20220.74 undefined
20211.12 undefined
20200.68 undefined
20190.68 undefined
20180.62 undefined
20170.6 undefined
20160.54 undefined
20150.52 undefined
20140.49 undefined
20130.48 undefined
20120.48 undefined
20110.48 undefined
20100.48 undefined
20090.8 undefined
20080.8 undefined
20070.8 undefined
20060.8 undefined
20050.8 undefined
20040.8 undefined

OceanFirst Financial dividend payout ratio

In 2023, OceanFirst Financial had a payout ratio of 53.35%. The payout ratio indicates the percentage of the company's profits that OceanFirst Financial distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for OceanFirst Financial represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for OceanFirst Financial could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate OceanFirst Financial's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

OceanFirst Financial Payout Ratio History

DateOceanFirst Financial Payout ratio
2026e48.85 %
2025e44.28 %
2024e48.91 %
202353.35 %
202230.58 %
202162.81 %
202066.67 %
201938.86 %
201841.33 %
201746.88 %
201655.1 %
201542.98 %
201441.18 %
201350.53 %
201242.86 %
201142.11 %
201042.86 %
200981.63 %
200863.49 %
2007888.89 %
200674.77 %
200550 %
200456.34 %
Unfortunately, there are currently no price targets and forecasts available for OceanFirst Financial.

OceanFirst Financial latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.43 0.39  (-10.22 %)2024 Q2
3/31/20240.42 0.44  (5.21 %)2024 Q1
12/31/20230.43 0.45  (3.5 %)2023 Q4
9/30/20230.36 0.32  (-11.01 %)2023 Q3
6/30/20230.48 0.46  (-4.05 %)2023 Q2
3/31/20230.65 0.55  (-15.5 %)2023 Q1
12/31/20220.63 0.67  (5.73 %)2022 Q4
9/30/20220.63 0.6  (-4.44 %)2022 Q3
6/30/20220.56 0.59  (4.89 %)2022 Q2
3/31/20220.47 0.49  (4.14 %)2022 Q1
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Eulerpool ESG Scorecard© for the OceanFirst Financial stock

Eulerpool World ESG Rating (EESG©)

46/ 100

🌱 Environment

11

👫 Social

67

🏛️ Governance

59

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees68
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

OceanFirst Financial list of shareholders

%
Name
Stocks
Change
Date
9.89526 % BlackRock Institutional Trust Company, N.A.5,786,749389,10212/31/2023
5.68561 % The Vanguard Group, Inc.3,324,94674,24512/31/2023
5.39068 % Dimensional Fund Advisors, L.P.3,152,4686,36712/31/2023
3.55786 % BlackRock Financial Management, Inc.2,080,636164,93412/31/2023
3.15759 % State Street Global Advisors (US)1,846,557264,65512/31/2023
2.71815 % GW&K Investment Management, LLC1,589,576-157,90812/31/2023
2.30534 % Boston Partners1,348,161-45,98012/31/2023
2.27584 % Geode Capital Management, L.L.C.1,330,91152,85412/31/2023
2.12758 % Invesco Advisers, Inc.1,244,209149,60012/31/2023
1.53454 % Nuveen LLC897,398208,38812/31/2023
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OceanFirst Financial Executives and Management Board

Mr. Christopher Maher56
OceanFirst Financial Chairman of the Board, President, Chief Executive Officer of the Company, Chairman and Chief Executive Officer of the Bank (since 2013)
Compensation 3.06 M
Mr. Joseph Lebel60
OceanFirst Financial Chief Operating Officer, Executive Vice President, Director (since 2007)
Compensation 2.27 M
Ms. Michele Estep53
OceanFirst Financial Executive Vice President, Chief Administrative Officer of the Bank
Compensation 1.19 M
Mr. Steven Tsimbinos53
OceanFirst Financial Executive Vice President, General Counsel, Corporate Secretary of the Company and the Bank
Compensation 1.19 M
Mr. Patrick Barrett59
OceanFirst Financial Chief Financial Officer, Executive Vice President
Compensation 1.11 M
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5

OceanFirst Financial Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
nCino Stock
nCino
SupplierCustomer0,320,260,570,350,08-
BlackRock Stock
BlackRock
SupplierCustomer-0,710,080,440,510,320,74
1

Most common questions regarding OceanFirst Financial

What values and corporate philosophy does OceanFirst Financial represent?

OceanFirst Financial Corp represents a strong commitment to its values and corporate philosophy. With a customer-centric approach, the company prioritizes delivering exceptional financial services to individuals and businesses. OceanFirst Financial Corp strives for transparency, trust, and integrity in all its dealings. The company emphasizes community involvement and prides itself on its local decision-making, aiming to provide personalized solutions to meet each customer's unique financial needs. Additionally, OceanFirst Financial Corp focuses on building long-term relationships while promoting growth, stability, and innovation in the financial industry. With its dedication to these principles, OceanFirst Financial Corp continually works towards becoming a trusted and reliable financial partner.

In which countries and regions is OceanFirst Financial primarily present?

OceanFirst Financial Corp primarily operates in the United States. With its headquarters in Toms River, New Jersey, the company focuses on serving customers throughout the states of New Jersey, Pennsylvania, and Metropolitan New York. Being a regional bank, OceanFirst Financial Corp has established a strong presence in these areas, providing a variety of financial services, including commercial and consumer banking, mortgage loans, and wealth management. As a US-based financial institution, OceanFirst Financial Corp caters to the needs of local communities, businesses, and individuals, enhancing their financial well-being and fostering economic growth in the regions it serves.

What significant milestones has the company OceanFirst Financial achieved?

Some significant milestones achieved by OceanFirst Financial Corp include the acquisition of Cape Bank in 2016, which greatly expanded the company's presence in southern New Jersey. Additionally, the company completed its conversion to a full-service commercial bank in 2002. OceanFirst Financial Corp has also consistently demonstrated strong financial performance, with steady growth in assets and an increase in shareholder value. The company has earned numerous awards and accolades, including being named one of the top 200 community banks in the United States by American Banker magazine.

What is the history and background of the company OceanFirst Financial?

OceanFirst Financial Corp is a reputable financial institution established in 1902. With a strong focus on serving communities in New Jersey and Pennsylvania, OceanFirst has grown over the years to become a leader in the financial industry. The company offers a comprehensive range of banking and financial services to individuals, businesses, and organizations. As a community-oriented bank, OceanFirst is dedicated to providing personalized and innovative solutions to meet the unique needs of its customers. With a long-standing history and a commitment to excellence, OceanFirst Financial Corp continues to strive for success and contribute to the economic growth of the regions it serves.

Who are the main competitors of OceanFirst Financial in the market?

Some of the main competitors of OceanFirst Financial Corp in the market include Bank of America Corporation, JPMorgan Chase & Co., Wells Fargo & Company, and BB&T Corporation.

In which industries is OceanFirst Financial primarily active?

OceanFirst Financial Corp is primarily active in the banking industry. With its headquarters in Toms River, New Jersey, the company provides a range of financial services to individuals and businesses. As a community-oriented bank, OceanFirst offers various products and solutions, including personal banking, mortgage loans, commercial lending, and wealth management services. With a strong focus on serving its customers and local communities, OceanFirst Financial Corp has established itself as a trusted financial institution in the region.

What is the business model of OceanFirst Financial?

OceanFirst Financial Corp is a banking institution with a business model focused on providing a comprehensive range of financial products and services to both individuals and businesses. They offer traditional banking services such as deposit accounts, loans, mortgages, and credit cards. Additionally, OceanFirst Financial Corp provides wealth management and investment advisory services to help their customers meet their financial goals. With a strong emphasis on customer service and community involvement, OceanFirst Financial Corp aims to deliver personalized solutions and build long-lasting relationships with their clients. As a leading financial institution, OceanFirst Financial Corp is dedicated to providing innovative and reliable financial solutions to support the financial well-being of their customers.

What is the P/E ratio of OceanFirst Financial 2024?

The OceanFirst Financial P/E ratio is 11.31.

What is the P/S ratio of OceanFirst Financial 2024?

The OceanFirst Financial P/S ratio is 3.14.

What is the AlleAktien quality score of OceanFirst Financial?

The AlleAktien quality score for OceanFirst Financial is 5/10.

What is the revenue of OceanFirst Financial 2024?

The expected OceanFirst Financial revenue is 342.1 M USD.

How high is the profit of OceanFirst Financial 2024?

The expected OceanFirst Financial profit is 94.93 M USD.

What is the business model of OceanFirst Financial

OceanFirst Financial Corp is a US financial services company based in Toms River, New Jersey. The company offers a wide range of financial products and services for both individuals and businesses. OceanFirst Financial Corp's divisions include retail banking, commercial banking, wealth management, and online and mobile banking. The company has over 60 branches located in New Jersey, New York, and Pennsylvania. In retail banking, OceanFirst Financial Corp offers various financial products such as loans, deposit accounts, credit cards, and mortgages. The company also provides services for checking accounts, savings plans, and financial planning. Customers can manage their accounts online or through mobile devices and perform transactions. In commercial banking, OceanFirst Financial Corp offers products and services such as lines of credit, term loans, SBA loans, and specialized financial solutions for small and medium-sized businesses. The company works closely with its customers to develop customized financial solutions tailored to their specific business needs. In wealth management, OceanFirst Financial Corp provides asset management services, trust and estate planning, investment advisory, and mutual funds. The company has a team of experienced financial advisors who collaborate with their clients to understand their investment needs and develop individualized investment strategies. The online and mobile banking division of OceanFirst Financial Corp allows customers to manage their banking activities from anywhere through the internet or their mobile devices. Customers can make transfers, set up recurring payments, activate credit cards, and more. In addition to these services, OceanFirst Financial Corp also offers special products such as reverse mortgages and CDARS (Certificate of Deposit Account Registry Service). Reverse mortgages are special mortgage products that allow older individuals to convert their home equity into cash while still living in their homes. CDARS is a service that allows customers to distribute their deposits across multiple banks to maximize the deposit insurance limit. Overall, OceanFirst Financial Corp's business model offers a wide range of financial products and services that meet the needs of both individual and business customers. The company strives to provide trustworthy and customer-oriented financial services and engage in the communities where it operates.

What is the OceanFirst Financial dividend?

OceanFirst Financial pays a dividend of 0.74 USD distributed over payouts per year.

How often does OceanFirst Financial pay dividends?

The dividend cannot currently be calculated for OceanFirst Financial or the company does not pay out a dividend.

What is the OceanFirst Financial ISIN?

The ISIN of OceanFirst Financial is US6752341080.

What is the OceanFirst Financial WKN?

The WKN of OceanFirst Financial is 919419.

What is the OceanFirst Financial ticker?

The ticker of OceanFirst Financial is OCFC.

How much dividend does OceanFirst Financial pay?

Over the past 12 months, OceanFirst Financial paid a dividend of 0.8 USD . This corresponds to a dividend yield of about 4.39 %. For the coming 12 months, OceanFirst Financial is expected to pay a dividend of 0.84 USD.

What is the dividend yield of OceanFirst Financial?

The current dividend yield of OceanFirst Financial is 4.39 %.

When does OceanFirst Financial pay dividends?

OceanFirst Financial pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of OceanFirst Financial?

OceanFirst Financial paid dividends every year for the past 23 years.

What is the dividend of OceanFirst Financial?

For the upcoming 12 months, dividends amounting to 0.84 USD are expected. This corresponds to a dividend yield of 4.61 %.

In which sector is OceanFirst Financial located?

OceanFirst Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von OceanFirst Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of OceanFirst Financial from 8/16/2024 amounting to 0.2 USD, you needed to have the stock in your portfolio before the ex-date on 8/5/2024.

When did OceanFirst Financial pay the last dividend?

The last dividend was paid out on 8/16/2024.

What was the dividend of OceanFirst Financial in the year 2023?

In the year 2023, OceanFirst Financial distributed 0.74 USD as dividends.

In which currency does OceanFirst Financial pay out the dividend?

The dividends of OceanFirst Financial are distributed in USD.

All fundamentals about OceanFirst Financial

Our stock analysis for OceanFirst Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OceanFirst Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.