RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
International Personal Finance - Stock

International Personal Finance ROCE 2024

International Personal Finance ROCE

0.17

Ticker

IPF.L

ISIN

GB00B1YKG049

WKN

A0MV91

In 2024, International Personal Finance's return on capital employed (ROCE) was 0.17, a -3.44% increase from the 0.18 ROCE in the previous year.

International Personal Finance Aktienanalyse

What does International Personal Finance do?

International Personal Finance PLC is a global company in the consumer credit sector. The company was founded in 1997 and is headquartered in Leeds, United Kingdom. International Personal Finance is listed on the London Stock Exchange and has branches in Europe and Latin America. The business model of International Personal Finance aims to provide small consumer loans to people who do not have access to traditional banking services. The company offers direct personal loans without the need for an application. The borrower receives the money in cash and can repay it within weeks or months. International Personal Finance is divided into various business areas, including Europe and Latin America. In Europe, the company operates under the name Provident Personal Credit and provides services in Poland, Spain, Romania, and the United Kingdom. In Latin America, the company operates under the name IPF Digital and offers services in Mexico, Argentina, and Brazil. The range of products offered by International Personal Finance is diverse and includes various types of consumer loans such as the Home Credit product and Satsuma loans. Home Credit is a product offered to customers directly by an agent on-site, while Satsuma is an online loan that can be applied for quickly and easily. The company also offers online credit cards, available under the brands IPF Digital Gold and IPF Digital Classic. The company places particular emphasis on responsible lending and has developed a unique scorecard system that ensures that loans are only granted to customers who are able to repay them. Additionally, the company works closely with local regulatory authorities to ensure that its business practices comply with local laws and regulations. International Personal Finance has delivered solid financial performance in recent years and has experienced steady growth. In 2019, the company's revenue was £871 million, while net profit was £127 million. Overall, International Personal Finance has established itself as one of the leading companies in the consumer credit sector. The company has a robust performance and a strong business model based on responsible lending. With its wide range of products and services, International Personal Finance contributes to meeting the needs of consumers worldwide. International Personal Finance ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROCE Details

Unraveling International Personal Finance's Return on Capital Employed (ROCE)

International Personal Finance's Return on Capital Employed (ROCE) is a financial metric that measures the company's profitability and efficiency with respect to the capital employed. It is calculated by dividing earnings before interest and tax (EBIT) by the employed capital. A higher ROCE indicates that the company is effectively utilizing its capital to generate profits.

Year-to-Year Comparison

Analyzing International Personal Finance's ROCE annually provides valuable insights into its efficiency in using its capital to generate profits. An increasing ROCE indicates improved profitability and operational efficiency, whereas a decrease might signal potential issues in capital utilization or business operations.

Impact on Investments

International Personal Finance's ROCE is a critical factor for investors and analysts for evaluating the company’s efficiency and profitability. A higher ROCE can make the company an attractive investment, as it often signifies that the firm is generating adequate profits from its employed capital.

Interpreting ROCE Fluctuations

Changes in International Personal Finance’s ROCE are attributed to variations in EBIT or the capital employed. These fluctuations offer insights into the company’s operational efficiency, financial performance, and strategic financial management, assisting investors in making informed investment decisions.

Frequently Asked Questions about International Personal Finance Stock

What is the ROCE (Return on Capital Employed) of International Personal Finance this year?

The ROCE of International Personal Finance is 0.17 undefined this year.

How has the ROCE (Return on Capital Employed) of International Personal Finance developed compared to the previous year?

The ROCE of International Personal Finance has increased by -3.44% decreased compared to the previous year.

What does a high ROCE (Return on Capital Employed) mean for investors of International Personal Finance?

A high Return on Capital Employed (ROCE) indicates that International Personal Finance has efficient capital utilization and is able to achieve a higher return on its invested capital. This can be appealing to investors.

What does a low ROCE (Return on Capital Employed) mean for investors of International Personal Finance?

A low ROCE (Return on Capital Employed) can indicate that International Personal Finance has an inefficient utilization of its capital and may have difficulty in achieving a satisfactory return on its invested capital. This can be uncertain or unattractive for investors.

How does an increase in ROCE from International Personal Finance impact the company?

An increase in the ROCE of International Personal Finance can be an indicator of improved company efficiency and show that it is achieving higher profits in relation to its investments.

How does a reduction in the ROCE of International Personal Finance affect the company?

A decrease in ROCE of International Personal Finance can be an indicator of deteriorated efficiency of the company, indicating that it is generating lower profits in relation to its investments.

What are some factors that can influence the ROCE of International Personal Finance?

Some factors that can affect International Personal Finance's ROCE include efficiency in managing assets, profitability of investments, cost efficiency, and market conditions.

Why is the ROCE of International Personal Finance so important for investors?

The ROCE of International Personal Finance is important for investors as it is an indicator of the company's efficiency and shows how successful the company is in relation to its investments. A high ROCE can indicate strong financial performance of the company.

What strategic measures can International Personal Finance take to improve the ROCE?

To improve the ROCE, International Personal Finance can take measures such as increasing efficiency in asset management, optimizing investments, cost savings, and exploring new revenue sources. It is important for the company to conduct a thorough review of its operations to determine the best strategic actions to improve the ROCE.

How much dividend does International Personal Finance pay?

Over the past 12 months, International Personal Finance paid a dividend of 0.1 GBP . This corresponds to a dividend yield of about 7.56 %. For the coming 12 months, International Personal Finance is expected to pay a dividend of 0.1 GBP.

What is the dividend yield of International Personal Finance?

The current dividend yield of International Personal Finance is 7.56 %.

When does International Personal Finance pay dividends?

International Personal Finance pays a quarterly dividend. This is distributed in the months of October, May, September, May.

How secure is the dividend of International Personal Finance?

International Personal Finance paid dividends every year for the past 6 years.

What is the dividend of International Personal Finance?

For the upcoming 12 months, dividends amounting to 0.1 GBP are expected. This corresponds to a dividend yield of 8.25 %.

In which sector is International Personal Finance located?

International Personal Finance is assigned to the 'Finance' sector.

Wann musste ich die Aktien von International Personal Finance kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of International Personal Finance from 5/10/2024 amounting to 0.072 GBP, you needed to have the stock in your portfolio before the ex-date on 4/11/2024.

When did International Personal Finance pay the last dividend?

The last dividend was paid out on 5/10/2024.

What was the dividend of International Personal Finance in the year 2023?

In the year 2023, International Personal Finance distributed 0.085 GBP as dividends.

In which currency does International Personal Finance pay out the dividend?

The dividends of International Personal Finance are distributed in GBP.

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Andere Kennzahlen von International Personal Finance

Our stock analysis for International Personal Finance Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of International Personal Finance Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.