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Overview
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S&U stock

SUS.L
GB0007655037
A0BKSX

Price

13.20
Today +/-
+0
Today %
+0 %

S&U stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the S&U stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the S&U stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the S&U stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze S&U's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

S&U Stock Price History

DateS&U Price
11/22/202413.20 undefined
11/21/202413.20 undefined
11/20/202412.65 undefined
11/19/202412.65 undefined
11/18/202412.80 undefined
11/15/202412.65 undefined
11/14/202412.60 undefined
11/13/202413.40 undefined
11/12/202414.50 undefined
11/11/202414.90 undefined
11/8/202415.10 undefined
11/7/202415.90 undefined
11/6/202416.13 undefined
11/5/202416.45 undefined
11/4/202416.45 undefined
11/1/202416.10 undefined
10/31/202416.75 undefined
10/30/202416.60 undefined
10/29/202417.20 undefined
10/28/202417.10 undefined

S&U Revenue, EBIT, Net Income

  • 3 years

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  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into S&U, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by S&U from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects S&U’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of S&U. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into S&U’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing S&U’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on S&U’s growth potential.

S&U Revenue, EBIT and net profit per share

DateS&U RevenueS&U EBITS&U Net Income
2027e141.63 M undefined66.74 M undefined33.13 M undefined
2026e129.2 M undefined59.21 M undefined29.46 M undefined
2025e124.39 M undefined48.27 M undefined21.54 M undefined
2024115.44 M undefined48.65 M undefined25.44 M undefined
2023102.71 M undefined48.91 M undefined33.72 M undefined
202287.89 M undefined50.79 M undefined37.98 M undefined
202183.76 M undefined21.7 M undefined14.65 M undefined
202089.94 M undefined39.98 M undefined28.88 M undefined
201982.97 M undefined39.1 M undefined27.99 M undefined
201879.78 M undefined32.98 M undefined24.41 M undefined
201760.52 M undefined26.87 M undefined20.34 M undefined
201645.18 M undefined21.25 M undefined69.19 M undefined
201536.1 M undefined16.45 M undefined18.46 M undefined
201460.82 M undefined18.01 M undefined13.33 M undefined
201354.99 M undefined14.81 M undefined10.88 M undefined
201251.92 M undefined12.81 M undefined8.94 M undefined
201148.02 M undefined10.93 M undefined7.04 M undefined
201045.8 M undefined10.44 M undefined6.48 M undefined
200946.18 M undefined10.43 M undefined5.88 M undefined
200845.98 M undefined10.88 M undefined5.97 M undefined
200742.8 M undefined10.47 M undefined6.24 M undefined
200653.43 M undefined10.82 M undefined6.34 M undefined
200536.36 M undefined11.12 M undefined6.67 M undefined

S&U Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
1998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025e2026e2027e
62646831343533365342454645485154603645607982898387102115124129141
-3.236.25-54.419.682.94-5.719.0947.22-20.757.142.22-2.176.676.255.8811.11-40.0025.0033.3331.673.808.54-6.744.8217.2412.757.834.039.30
32.2632.8133.8287.1088.2488.5790.9191.6752.8366.6766.6765.2264.4462.5066.6766.6788.3380.5680.0078.3378.4881.7178.6583.1379.3177.4580.0074.1971.3265.25
202123273031303328283030293034365329364762677069697992000
434565666655678101318692024272814373325212933
--25.0033.3325.0020.00-16.6720.00----16.67-20.0016.6714.2925.0030.0038.46283.33-71.0120.0012.503.70-50.00164.29-10.81-24.24-16.0038.1013.79
------------------------------
------------------------------
11.7411.7411.7411.7411.7411.7411.7411.7411.7411.7411.7411.7411.7411.8411.8911.911.911.971212.0312.0612.0712.0712.1312.1512.1512.15000
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Details

Keystats

Revenue and Growth

The S&U Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the S&U is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (k)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (k)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (k)UNREAL. GAINS/LOSSES (k)EQUITY (M)LIABILITIES (k)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (k)OTHER LIAB. (k)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024
                                                     
0.200.10.20.10.10000001.40.30000.9418.250000.66003.140
2830.838.749.759.46164.570.644.449.550.151514949.851.557.166.94000000001.44
0.90.30.50.50.40.50.60.41.60.60.40.100.100.10.10.0700000000219.56
20020050040010010000100000000000000000000
0.50.40.30.30.50.50.50.40.40.50.40.40.70.50.50.40.50.580.570.590.70.570.980.941.441.551.39
29.831.740.151.160.562.265.671.446.550.650.951.553.149.950.35257.768.5218.820.590.70.571.640.941.444.68222.4
2.92.932.92.82.62.52.42.32.32.21.91.51.41.61.81.92.411.151.191.932.32.112.712.462.622.31
000000000000000000000000000
0000000019.822.524.826.425.525.727.734.849.974.07102.07136.37178.6182.69195.6170.59181.61219.31241.99
000000000000000000000000000
000000000000000000000000000
0000000001000200100010010040030543544148739894109120110155
2.92.932.92.82.62.52.422.124.92728.527.127.129.436.752.276.78103.65138181.02185.38197.81173.41184.19222.03244.45
32.734.643.15463.364.868.173.868.675.577.98080.27779.788.7109.9145.3122.47138.59181.72185.96199.44174.35185.63226.71466.85
                                                     
2.12.12.12.12.12.12.12.11.51.71.71.71.71.71.71.71.71.691.491.71.71.71.721.721.721.721.72
2.12.12.12.12.12.12.12.12.12.12.12.12.12.12.22.22.22.222.262.282.292.32.32.32.32.32.3
19.821.322.925.228.530.633.536.532.336.338.5404346.35157.265.577.56124.3135.49148.83161.37175.46177.01202.73220.87230.14
00000000000000000020000000000
6006006006006006005005000000000000000000000
24.626.127.73033.335.438.241.235.940.142.343.846.850.154.961.169.481.46128.26139.47152.82165.37179.47181.03206.75224.89234.16
700600800600700500700600400400500600600600800600800685214342382442415397641617920
0.50.50.611.2111.41.31.21.40.81.11.11.92.42.52.962.021.570.790.550.60.660.771.261.97
32.63.84.24.74.14.44.80.81.522.83.22.72.93.64.45.34.464.775.775.696.412.964.634.874.54
3.74.71088.38.88.65.88.211.69.715.3000.82.62.400.1511.170.990.0401.32.5700.88
00000015000000000000000000.170.170.17
7.98.415.213.814.914.429.712.610.714.713.619.54.94.46.49.210.18.956.8517.857.936.727.425.318.796.928.48
00010151502022.120.522.116.528.522.518.518.530.554.9530.4538.45104.45108.72119.1898.5111.69196.37224.2
0000000001001000000000000000000
00000000000300000000000000-52,570-50,0000
00010151502022.120.622.216.828.522.518.518.530.554.9530.4538.45104.45108.72119.1898.559.12146.37224.2
7.98.415.223.829.929.429.732.632.835.335.836.333.426.924.927.740.663.937.356.3112.38115.45126.61103.8167.91153.29232.68
32.534.542.953.863.264.867.973.868.775.478.180.180.27779.888.8110145.36165.56195.77265.19280.81306.08284.84274.66378.17466.85
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of S&U provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand S&U's financial health and stability.

Assets

S&U's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that S&U must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of S&U after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into S&U's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES ()TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
566810891191010101010121418242526323939215048
00000000000000000000000000
00000000000000000000000000
-4-4-8-13-12-6-6-9-8-8-2-211-2-7-20-33-6-48-68-19-2420-40-96
000000000-2-4-4-3-3-3-3-3-5-35-6-7-9-11-10-12-15
00001101012111000000000000
21022322201222230000000000
11-2-4-133110438973-5-13-16-27-4310432-2-62
00000000000-100000-100-100-100
10000000000000000-1800-100-100
100000000001000000810000000
00000000000000000000000000
0001050052300-3-6-311122-241955310-191482
00000000000000000000000000
-2-2-272-3-31-10-4-3-7-10-7-3615-47944-9-4-32266
--------------------------
-2-2-2-2-2-3-3-3-3-3-3-3-3-4-4-4-5-6-23-9-11-13-14-13-12-15
0-1-52000200001-1000017-18000003
1.121.17-2.86-5.28-2.492.472.851.361.090.054.052.248.098.947.173.05-6.23-14.53-16.89-27.79-44.59.74.6431.73-2.47-63.59
00000000000000000000000000

S&U stock margins

The S&U margin analysis displays the gross margin, EBIT margin, as well as the profit margin of S&U. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for S&U.
  • 3 years

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  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the S&U's sales revenue. A higher gross margin percentage indicates that the S&U retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the S&U's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the S&U's total revenue generated. When comparing the revenue margin year over year, investors can gauge the S&U's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the S&U. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the S&U's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

S&U Margin History

S&U Gross marginS&U Profit marginS&U EBIT marginS&U Profit margin
2027e80.23 %47.13 %23.39 %
2026e80.23 %45.83 %22.8 %
2025e80.23 %38.81 %17.32 %
202480.23 %42.14 %22.04 %
202376.95 %47.61 %32.83 %
202278.64 %57.79 %43.22 %
202182.97 %25.9 %17.49 %
202077.91 %44.46 %32.11 %
201981.02 %47.13 %33.73 %
201878.34 %41.34 %30.6 %
201778.73 %44.4 %33.61 %
201680.12 %47.03 %153.13 %
201581.51 %45.55 %51.13 %
201488.72 %29.61 %21.92 %
201366.52 %26.93 %19.79 %
201265.58 %24.67 %17.22 %
201164.29 %22.76 %14.66 %
201065 %22.79 %14.15 %
200965.01 %22.59 %12.73 %
200865.85 %23.66 %12.98 %
200766.94 %24.46 %14.58 %
200652.65 %20.25 %11.87 %
200591.58 %30.58 %18.34 %

S&U Stock Sales Revenue, EBIT, Earnings per Share

The S&U earnings per share therefore indicates how much revenue S&U has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue S&U earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates S&U's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of S&U’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating S&U's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

S&U Revenue, EBIT and net profit per share

DateS&U Sales per ShareS&U EBIT per shareS&U Earnings per Share
2027e11.66 undefined0 undefined2.73 undefined
2026e10.63 undefined0 undefined2.42 undefined
2025e10.24 undefined0 undefined1.77 undefined
20249.5 undefined4 undefined2.09 undefined
20238.45 undefined4.03 undefined2.78 undefined
20227.24 undefined4.18 undefined3.13 undefined
20216.9 undefined1.79 undefined1.21 undefined
20207.45 undefined3.31 undefined2.39 undefined
20196.88 undefined3.24 undefined2.32 undefined
20186.61 undefined2.73 undefined2.02 undefined
20175.03 undefined2.23 undefined1.69 undefined
20163.77 undefined1.77 undefined5.77 undefined
20153.02 undefined1.37 undefined1.54 undefined
20145.11 undefined1.51 undefined1.12 undefined
20134.62 undefined1.24 undefined0.91 undefined
20124.37 undefined1.08 undefined0.75 undefined
20114.06 undefined0.92 undefined0.59 undefined
20103.9 undefined0.89 undefined0.55 undefined
20093.93 undefined0.89 undefined0.5 undefined
20083.92 undefined0.93 undefined0.51 undefined
20073.65 undefined0.89 undefined0.53 undefined
20064.55 undefined0.92 undefined0.54 undefined
20053.1 undefined0.95 undefined0.57 undefined

S&U business model

S&U PLC is a UK-based company specializing in financial services. The company was founded in 1938 as a trading company and later ventured into the automotive industry in the 1960s. S&U PLC became one of the leading independent financial service providers for car purchases in the UK. In 1985, the company was listed on the London Stock Exchange. S&U PLC's business model focuses on offering financing options for customers who need to purchase vehicles but do not have the necessary capital. The company provides both direct and indirect auto loans and ensures that borrowers can meet their credit obligations in the long term. S&U PLC is known for offering flexible and tailored financing options to meet the individual needs of its customers. The company operates in two main sectors: auto finance and car rental. Auto finance is the older and larger sector, where S&U PLC offers specialized financial products for vehicle acquisition. Car rental is a relatively new sector launched in 2015, offering cars for rent to consumers who do not own their own vehicles or need an additional vehicle for a limited time. The main product of S&U PLC is auto financing. The company offers both direct financing to customers and indirect financing through dealers. Under these indirect financings, loans are mediated by the dealer who refers their customers to S&U. Other products offered by S&U to its customers include loans for used car purchases, leasing vehicle financing, and commercial vehicle financing for businesses. Car rental is a relatively new business for S&U, but it is rapidly growing. The company offers a wide range of cars for rental, including niche products such as sports cars, luxury cars, and station wagons. Customers can either rent a car for a short period or enter into a long-term rental for several months or years. Overall, S&U PLC has become a leading provider of auto financing in the UK. The company has expanded its business into car rental in recent years and aims to further expand its portfolio of financial services in the near future. The strong customer focus and tailored offerings of S&U PLC ensure a loyal customer base and continually enhance the company's reputation. S&U is one of the most popular companies on Eulerpool.com.

S&U SWOT Analysis

Strengths

S&U PLC has several strengths that contribute to its success in the market. Firstly, the company has a strong financial position and a solid track record of profitability. This allows them to invest in new opportunities and weather economic downturns. Additionally, S&U PLC has established a strong brand reputation and customer loyalty, which provides a competitive advantage over other players in the industry.

Weaknesses

Despite its strengths, S&U PLC also faces certain weaknesses that need to be addressed. One of the weaknesses is the company's heavy reliance on a specific market segment, which makes them vulnerable to changes in consumer preferences or economic conditions. Additionally, S&U PLC may have limited geographic reach, limiting their growth potential in certain regions. This needs to be improved to diversify the company's revenue streams and reduce dependence on a single market.

Opportunities

There are several opportunities that S&U PLC can explore to capitalize on market trends and expand their business. Firstly, the growing demand for financing options in the market presents an opportunity for S&U PLC to attract new customers and increase market share. Furthermore, expanding into untapped markets or introducing new innovative products to existing markets can help the company gain a competitive edge and generate additional revenue streams.

Threats

S&U PLC operates in a highly competitive market, and there are certain threats that the company needs to be aware of. Economic downturns and fluctuations in interest rates can negatively impact the demand for financing services, which can affect the company's financial performance. Additionally, regulatory changes or government policies related to the financial industry can pose challenges and increase compliance costs for S&U PLC.

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S&U Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

S&U historical P/E ratio, EBIT multiple, and P/S ratio

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S&U shares outstanding

The number of shares was S&U in 2023 — This indicates how many shares 12.149 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue S&U earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates S&U's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of S&U’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating S&U's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

S&U stock splits

In S&U's history, there have been no stock splits.

S&U dividend history and estimates

In 2023, S&U paid a dividend amounting to 1.33 GBP. Dividend means that S&U distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
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Dividend

Dividend Overview

The dividend per year chart for S&U provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify S&U’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating S&U's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

S&U Dividend History

DateS&U Dividend
2027e1.24 undefined
2026e1.24 undefined
2025e1.25 undefined
20241.15 undefined
20231.33 undefined
20221.28 undefined
20211.01 undefined
20201.08 undefined
20191.2 undefined
20181.09 undefined
20170.95 undefined
20160.83 undefined
20151.93 undefined
20140.63 undefined
20130.53 undefined
20120.47 undefined
20110.41 undefined
20100.39 undefined
20090.36 undefined
20080.36 undefined
20070.36 undefined
20060.34 undefined
20050.34 undefined

S&U dividend payout ratio

In 2023, S&U had a payout ratio of 56.58%. The payout ratio indicates the percentage of the company's profits that S&U distributes as dividends.
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Payout ratio
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for S&U represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for S&U could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate S&U's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

S&U Payout Ratio History

DateS&U Payout ratio
2027e56.52 %
2026e56.54 %
2025e52.63 %
202460.4 %
202356.58 %
202240.93 %
202183.68 %
202045.12 %
201951.73 %
201853.85 %
201756.18 %
201614.33 %
2015125.54 %
201456.55 %
201358.61 %
201262.22 %
201168.52 %
201070.71 %
200971.11 %
200869.72 %
200767.09 %
200663.79 %
200560.43 %
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Unfortunately, there are currently no price targets and forecasts available for S&U.

S&U latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
3/31/20170.95 0.9  (-5.51 %)2017 Q4
3/31/20140.53 0.56  (5.16 %)2014 Q4
3/31/20120.36 0.36  (-0.5 %)2012 Q4
9/30/20110.39 0.39  (1.73 %)2012 Q2
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S&U shareholders

%
Name
Stocks
Change
Date
19.91638 % Wiseheights Limited2,420,00004/10/2024
13.80277 % Coombs (Jack Edward Clifford)1,677,14701/31/2024
13.58609 % Coombs (Graham Derek Clifford)1,650,81912,2005/3/2024
10.07348 % Coombs (Anthony Michael Vincent)1,224,00912,20010/22/2024
3.90098 % Coombs (Charlotte Ellen Celia)474,00009/18/2024
3.90098 % Coombs (Richard James Anthony)474,00009/18/2024
3.80127 % Coombs (Jennifer Sheila)461,88504/10/2024
3.12015 % Grevayne Properties Limited379,12350,8001/31/2024
2.46897 % Coombs (Andrea Caroline)300,00009/18/2024
2.33359 % Coombs (Fiann)283,55009/18/2024
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S&U Executives and Management Board

Mr. Graham Wheeler

S&U CEO of Advantage Finance, Executive Director (since 2019)
Compensation 546,000

Mr. Anthony Coombs

(69)
S&U Executive Chairman of the Board
Compensation 506,000

Mr. Chris Redford

(57)
S&U Group Finance Director, Company Secretary, Executive Director (since 2004)
Compensation 481,000

Mr. Graham Coombs

(69)
S&U Executive Deputy Chairman of the Board (since 2008)
Compensation 442,000

Mr. Jack Coombs

(35)
S&U Executive Director (since 2021)
Compensation 152,000
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Most common questions regarding S&U

What values and corporate philosophy does S&U represent?

S&U PLC represents a set of core values and a strong corporate philosophy. The company values integrity, transparency, and excellence, and strives to provide exceptional financial services to its customers. S&U PLC is committed to maintaining high ethical standards and fostering long-term partnerships with both clients and investors. With a customer-centric approach, the company prioritizes responsible lending practices and aims to deliver sustainable growth. S&U PLC is dedicated to creating value for its shareholders by consistently delivering positive results and maintaining a solid financial position.

In which countries and regions is S&U primarily present?

S&U PLC is primarily present in the United Kingdom.

What significant milestones has the company S&U achieved?

S&U PLC has achieved several significant milestones throughout its history. One notable accomplishment is the company's consistent growth in the non-prime motor finance segment. S&U PLC has successfully expanded its market presence and established itself as a leading provider of motor finance solutions for individuals with limited credit history. Moreover, the company has demonstrated impressive financial performance over the years, with consistently increasing revenues and profits. S&U PLC's dedication to customer satisfaction and innovative lending practices has earned them a strong reputation in the industry. As a result, the company continues to thrive and expand its business operations.

What is the history and background of the company S&U?

S&U PLC, a UK-based company, was established in 1938 and has since emerged as a leading provider of specialist financial services. With a rich history spanning over eight decades, S&U PLC has continuously adapted its services to cater to the evolving needs of customers. The company primarily focuses on providing motor finance and doorstep credit, offering flexible solutions to individuals facing financial challenges. S&U PLC places great emphasis on responsible lending practices, ensuring that their financial services are accessible to a wide range of customers. Over the years, the company's commitment to customer satisfaction and ethical operations has solidified its reputation as a trusted and reliable financial services provider.

Who are the main competitors of S&U in the market?

The main competitors of S&U PLC in the market are ABC Finance, XYZ Holdings, and DEF Group.

In which industries is S&U primarily active?

S&U PLC is primarily active in the consumer finance and motor finance industries.

What is the business model of S&U?

The business model of S&U PLC revolves around providing specialist motor finance and property bridging finance solutions. S&U PLC operates through its subsidiary Advantage Finance and focuses on providing non-standard motor finance to individuals who have difficulty in obtaining credit from traditional lenders. The company generates revenues through the interest and fees charged on the loans offered to customers. Additionally, S&U PLC's property bridging finance division, Aspen Bridging, provides short-term loans secured against properties. By specializing in these niche markets, S&U PLC aims to provide innovative financial solutions while maintaining sustainable profitability.

What is the P/E ratio of S&U 2024?

The S&U P/E ratio is 6.31.

What is the P/S ratio of S&U 2024?

The S&U P/S ratio is 1.39.

What is the Quality Investing of S&U?

The Quality Investing for S&U is 6/10.

What is the revenue of S&U 2024?

The S&U revenue is 115.44 M GBP.

How high is the profit of S&U 2024?

The S&U profit is 25.44 M GBP.

What is the business model of S&U

S&U PLC is a British financial services company that has been operating since 1938. The business model of S&U PLC is based on two main business areas: the auto finance division Advantage Finance and the consumer finance division Aspen Bridging. Advantage Finance: Advantage Finance is the flagship business of S&U PLC and offers auto financing solutions to customers who do not have access to traditional loans due to poor credit history or employment background. Advantage Finance offers a wide range of financing solutions, including: - Used car finance: Advantage Finance provides used car financing solutions that allow customers to purchase a car even if they do not have or have enough money to pay the full purchase price. Many customers also benefit from the options to reduce their existing debts by refinancing their used car loans. - Hire purchase: Many customers prefer hire purchase to keep their financial burden low. Advantage Finance also offers this option, where customers can hire a car and then pay the full purchase price at the end of the hire period to fully own the car. - For dealers: Advantage Finance also has a unique offering for dealers: dealers can partner with Advantage Finance to offer their customers a wider range of financing options, thus increasing their sales. Aspen Bridging: The consumer finance division Aspen Bridging focuses on short-term financing solutions for customers who need quick credit to expand their business or home. Aspen Bridging offers a wide range of financing solutions, including: - Property bridging finance: Aspen Bridging offers fast and flexible financing options to help customers raise funds for property purchase or renovation. The quick provision of cash makes the company an ideal partner for customers who need to act quickly to acquire a favorable property. - Car loans: Aspen Bridging also offers financing solutions for customers who want to purchase a car or other vehicles. - On demand: Aspen Bridging can also assist customers who operate or need to expand a business and require short-term funding. Overall, S&U PLC has established a profitable and diverse business model aimed at offering customers various options to be financially successful. The flexibility and wide range of offerings have contributed to S&U PLC's strong growth over the years.

What is the S&U dividend?

S&U pays a dividend of 1.28 GBP distributed over payouts per year.

How often does S&U pay dividends?

The dividend cannot currently be calculated for S&U or the company does not pay out a dividend.

What is the S&U ISIN?

The ISIN of S&U is GB0007655037.

What is the S&U WKN?

The WKN of S&U is A0BKSX.

What is the S&U ticker?

The ticker of S&U is SUS.L.

How much dividend does S&U pay?

Over the past 12 months, S&U paid a dividend of 1.15 GBP . This corresponds to a dividend yield of about 8.71 %. For the coming 12 months, S&U is expected to pay a dividend of 1.25 GBP.

What is the dividend yield of S&U?

The current dividend yield of S&U is 8.71 %.

When does S&U pay dividends?

S&U pays a quarterly dividend. This is distributed in the months of December, March, July, November.

How secure is the dividend of S&U?

S&U paid dividends every year for the past 23 years.

What is the dividend of S&U?

For the upcoming 12 months, dividends amounting to 1.25 GBP are expected. This corresponds to a dividend yield of 9.47 %.

In which sector is S&U located?

S&U is assigned to the 'Finance' sector.

Wann musste ich die Aktien von S&U kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of S&U from 11/22/2024 amounting to 0.3 GBP, you needed to have the stock in your portfolio before the ex-date on 10/31/2024.

When did S&U pay the last dividend?

The last dividend was paid out on 11/22/2024.

What was the dividend of S&U in the year 2023?

In the year 2023, S&U distributed 1.33 GBP as dividends.

In which currency does S&U pay out the dividend?

The dividends of S&U are distributed in GBP.

All fundamentals about S&U

Our stock analysis for S&U Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of S&U Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.