RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
International Personal Finance - Stock

International Personal Finance P/E 2024

International Personal Finance P/E

6.59

Ticker

IPF.L

ISIN

GB00B1YKG049

WKN

A0MV91

As of Jul 3, 2024, International Personal Finance's P/E ratio was 6.59, a 18.95% change from the 5.54 P/E ratio recorded in the previous year.

The International Personal Finance P/E history

International Personal Finance Aktienanalyse

What does International Personal Finance do?

International Personal Finance PLC is a global company in the consumer credit sector. The company was founded in 1997 and is headquartered in Leeds, United Kingdom. International Personal Finance is listed on the London Stock Exchange and has branches in Europe and Latin America. The business model of International Personal Finance aims to provide small consumer loans to people who do not have access to traditional banking services. The company offers direct personal loans without the need for an application. The borrower receives the money in cash and can repay it within weeks or months. International Personal Finance is divided into various business areas, including Europe and Latin America. In Europe, the company operates under the name Provident Personal Credit and provides services in Poland, Spain, Romania, and the United Kingdom. In Latin America, the company operates under the name IPF Digital and offers services in Mexico, Argentina, and Brazil. The range of products offered by International Personal Finance is diverse and includes various types of consumer loans such as the Home Credit product and Satsuma loans. Home Credit is a product offered to customers directly by an agent on-site, while Satsuma is an online loan that can be applied for quickly and easily. The company also offers online credit cards, available under the brands IPF Digital Gold and IPF Digital Classic. The company places particular emphasis on responsible lending and has developed a unique scorecard system that ensures that loans are only granted to customers who are able to repay them. Additionally, the company works closely with local regulatory authorities to ensure that its business practices comply with local laws and regulations. International Personal Finance has delivered solid financial performance in recent years and has experienced steady growth. In 2019, the company's revenue was £871 million, while net profit was £127 million. Overall, International Personal Finance has established itself as one of the leading companies in the consumer credit sector. The company has a robust performance and a strong business model based on responsible lending. With its wide range of products and services, International Personal Finance contributes to meeting the needs of consumers worldwide. International Personal Finance ist eines der beliebtesten Unternehmen auf Eulerpool.com.

P/E Details

Deciphering International Personal Finance's P/E Ratio

The Price to Earnings (P/E) Ratio of International Personal Finance is a vital metric that investors and analysts use to determine the company’s market value relative to its earnings. It is calculated by dividing the current stock price by the earnings per share (EPS). A higher P/E ratio could suggest that investors are expecting higher future growth, while a lower ratio may indicate a potentially undervalued company or lower growth expectations.

Year-to-Year Comparison

Assessing International Personal Finance's P/E ratio on a yearly basis provides insights into the valuation trends and investor sentiment. An increasing P/E ratio over the years signifies growing investor confidence and expectations for future earnings growth, while a decreasing ratio may reflect concerns over the company's profitability or growth prospects.

Impact on Investments

The P/E ratio of International Personal Finance is a key consideration for investors aiming to balance risk and reward. A comprehensive analysis of this ratio, in conjunction with other financial indicators, aids investors in making informed decisions regarding buying, holding, or selling the company’s stocks.

Interpreting P/E Ratio Fluctuations

Fluctuations in International Personal Finance’s P/E ratio can be attributed to various factors including changes in earnings, stock price movements, and shifts in investor expectations. Understanding the underlying reasons for these fluctuations is essential for predicting future stock performance and assessing the company's intrinsic value.

Frequently Asked Questions about International Personal Finance Stock

What is the price-to-earnings ratio of International Personal Finance?

The price-earnings ratio of International Personal Finance is currently 6.59.

How has the price-earnings ratio of International Personal Finance changed compared to last year?

The price-to-earnings ratio of International Personal Finance has increased by 18.95% increased compared to last year.

What consequences does a high price-earnings ratio have for investors?

A high price-to-earnings ratio indicates that the company's stock is relatively expensive and investors may potentially achieve a lower return.

What does a low price-earnings ratio mean?

A low price-earnings ratio means that the company's stock is relatively cheap and investors may potentially achieve a higher return.

Is the price-earnings ratio of International Personal Finance high compared to other companies?

Yes, the price-to-earnings ratio of International Personal Finance is high compared to other companies.

How does an increase in the price-earnings ratio of International Personal Finance affect the company?

An increase in the price-earnings ratio of International Personal Finance would lead to a higher market capitalization of the company, which in turn would lead to a higher valuation of the company.

How does a reduction in the price-to-earnings ratio of International Personal Finance affect the company?

A decrease in the price-earnings ratio of International Personal Finance would result in a lower market capitalization of the company, which in turn would lead to a lower valuation of the company.

What are some factors that influence the price-earnings ratio of International Personal Finance?

Some factors that influence the price-earnings ratio of International Personal Finance are the company's growth, financial position, industry development, and the overall economic situation.

How much dividend does International Personal Finance pay?

Over the past 12 months, International Personal Finance paid a dividend of 0.1 GBP . This corresponds to a dividend yield of about 7.44 %. For the coming 12 months, International Personal Finance is expected to pay a dividend of 0.1 GBP.

What is the dividend yield of International Personal Finance?

The current dividend yield of International Personal Finance is 7.44 %.

When does International Personal Finance pay dividends?

International Personal Finance pays a quarterly dividend. This is distributed in the months of October, May, September, May.

How secure is the dividend of International Personal Finance?

International Personal Finance paid dividends every year for the past 6 years.

What is the dividend of International Personal Finance?

For the upcoming 12 months, dividends amounting to 0.1 GBP are expected. This corresponds to a dividend yield of 8.12 %.

In which sector is International Personal Finance located?

International Personal Finance is assigned to the 'Finance' sector.

Wann musste ich die Aktien von International Personal Finance kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of International Personal Finance from 5/10/2024 amounting to 0.072 GBP, you needed to have the stock in your portfolio before the ex-date on 4/11/2024.

When did International Personal Finance pay the last dividend?

The last dividend was paid out on 5/10/2024.

What was the dividend of International Personal Finance in the year 2023?

In the year 2023, International Personal Finance distributed 0.085 GBP as dividends.

In which currency does International Personal Finance pay out the dividend?

The dividends of International Personal Finance are distributed in GBP.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von International Personal Finance

Our stock analysis for International Personal Finance Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of International Personal Finance Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.